United Arab Bank
World Mastercard Credit Card
Benefits unlock at AED 5,000 minimum monthly spend
The World Mastercard Credit Card is a cashback credit card from United Arab Bank. It has an annual fee of AED 1,575, and needs a minimum salary of AED 40,000 a month.
Annual fee
AED 1,575
Joining fee
Free
Min. salary
AED 40,000/mo
Rewards in
Cashback
Min. monthly spend
AED 5,000
Card highlights
- Earn 3% cashback on school fees, fashion and fuel; 100% on streaming
- Mastercard Travel Pass: 1,200+ airport lounges across 135+ countries
- ENTERTAINER BOGO gift, 20% off Careem (3 rides/month) and Hertz Five Star status
- USD 500,000 travel medical insurance plus travel inconvenience cover
Earn rates
| Category | Rate | Monthly cap |
|---|---|---|
| Retail | 3% | AED 500 |
| Fuel | 3% | AED 150 |
| Education | 3% | AED 2,000 |
Rewards on this card are capped at AED 2,650 a month across all categories (about AED 31,800 a year).
Current welcome offer
Complimentary The ENTERTAINER membership for new primary cardholders
- Thousands of buy-one-get-one-free offers included
- Complete one mobile-wallet transaction and one taxi or food-delivery-app transaction within 30 days
- VIP key sent within 45 days of qualifying
- New primary cardholders, offer valid from 15 Mar 2025
Benefits & perks
- •The ENTERTAINER app: thousands of buy-one-get-one-free offers as a welcome gift
- •Mastercard Travel Pass: access to 1,200+ airport lounges in 135+ countries
- •Travel medical insurance up to USD 500,000
- •Travel inconvenience insurance
- •100% cashback on video-streaming subscriptions (Netflix, Disney+ and more): up to AED 150/month
- •3% cashback on school fees: up to AED 2,000/month (AED 6,000/year)
- •3% cashback on fashion purchases: up to AED 500/month
- •3% cashback on fuel: up to AED 150/month
- •Up to 10% money back on Booking.com
- •10% off Cleartrip international round trips (code MCWORLD)
- •10% off 2,500+ Onefinestay luxury serviced apartments
- •Hertz Gold Plus Rewards Five Star membership
- •Up to 25% off Avis car rentals
- •Careem: 20% off up to 3 rides/month
- •0% Easy Payment Plan for 6 months
- •Balance transfer at 0% for 6 months
- •Loan on Phone facility
- •Free supplementary cards
- •Apple Pay, Google Pay and Samsung Pay supported
Every card is checked against official bank sources. Last updated July 2026.
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More from United Arab Bank
Platinum Mastercard Credit Card
Benefits unlock at AED 3,000 minimum monthly spend
- 3% cashback on groceries and fuel (at AED 3,000 to 4,999 monthly spend)
- 1,200+ airport lounges in 135+ countries via Mastercard Travel Pass
Updated July 2026
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