Cashback
United Arab Bank
World Mastercard Credit Card
Benefits unlock at AED 10,000 minimum monthly spend
The World Mastercard Credit Card is a cashback credit card from United Arab Bank. It has an annual fee of AED 1,050, and needs a minimum salary of AED 25,000 a month.
Annual fee
AED 1,050
Joining fee
Free
Min. salary
AED 25,000/mo
Rewards in
Cashback
Min. monthly spend
AED 10,000
Card highlights
- 5% cashback on school fees, fashion and fuel (AED 10,000-14,999 monthly spend)
- 100% cashback on video streaming (Netflix, Disney Plus), capped at AED 150 a month
- Complimentary airport lounge access via Mastercard Travel Pass (1,200+ lounges)
- Travel medical insurance up to USD 500,000 plus 20% off 3 Careem rides a month
Earn rates
| Category | Rate | Monthly cap |
|---|---|---|
| Retail | 5% | AED 500 |
| Fuel | 5% | AED 150 |
| Education | 5% | AED 2,000 |
Current welcome offer
Complimentary ENTERTAINER membership as a welcome gift
- Thousands of buy 1 get 1 free offers across dining, attractions, leisure, spas, fitness, and hotel stays
- Make 1 mobile wallet transaction and 1 transaction on a major taxi or food delivery app within 30 days of receiving the card
- VIP key sent by SMS within 45 days, must be activated within 30 days of receipt, membership runs for 12 months
- Requires AED 40,000 spend in the first year, or a fee of AED 551.25 including VAT applies
- No annual fee in the first year, then AED 1,050 a year (waived on AED 60,000 annual spend)
- New primary cardholders from 15 March 2025, earning at least AED 10,000 a month, with no UAB credit card in the previous 6 months
Benefits & perks
- •Airport lounge access at 1,200+ lounges in 135+ countries via Mastercard Travel Pass
- •Travel medical insurance up to USD 500,000 when flights are purchased with the card
- •Travel inconvenience insurance when flights are purchased with the card
- •5% cashback on school fees (up to AED 2,000/month, AED 6,000/year) with AED 10,000 monthly spend
- •5% cashback on fashion purchases (up to AED 500/month) with AED 10,000 monthly spend
- •5% cashback on fuel (up to AED 150/month) with AED 10,000 monthly spend
- •100% cashback on video streaming subscriptions (Netflix, Disney+ and more): up to AED 150/month
- •Up to 10% cashback on Booking.com
- •Hertz Gold Plus Rewards Five Star membership with complimentary upgrade and discounted rates
- •25% off Avis car rentals across Europe, the Middle East, Africa and Asia
- •10% off international round-trip bookings at Cleartrip with promo code MCWORLD
- •10% off bookings at 2,500+ Onefinestay luxury serviced apartments worldwide
- •20% off 3 Careem rides every month
- •Easy Payment Plan at 0% interest for 6 months
- •Balance transfer at 0% interest for 6 months (3% processing fee)
- •Loan on Phone at 0% interest for 6 months
- •Free supplementary cards
- •Apple Pay, Google Pay and Samsung Pay support
Every card is checked against official bank sources. Last updated September 2026.
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