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Cashback

Al Masraf

Mastercard Platinum Credit Card

The Mastercard Platinum Credit Card is a cashback credit card from Al Masraf. It has an annual fee of AED 100, and needs a minimum salary of AED 5,000 a month.

Al Masraf Mastercard Platinum Credit Card

Annual fee

AED 100

Joining fee

Free

Min. salary

AED 5,000/mo

Rewards in

Cashback

Card highlights

  • Flat 1% cashback on all local and international spend, no cap
  • 4 airport lounge visits per year via Mastercard Travel Pass
  • Talabat 20% off one delivery per month, Booking.com up to 7% credit
  • Priceless Specials 2-for-1 dining and activities across the Middle East

Earn rates

CategoryRate
Travel1%
Retail1%
Supermarket1%
Dining & food1%
Fuel1%
Utilities1%
Education1%
Transport1%
Online shopping1%
International spend1%
Real estate1%

Benefits & perks

  • Airport lounge access: 4 visits per year via Mastercard Travel Pass app
  • Complimentary Costa items at Dubai Airports: up to 2 food or drink items per visit
  • Priceless Specials 2-for-1 offers on fine dining and activities across the Middle East
  • Booking.com: up to 7% wallet credit with promo code Mastercard (credited within 70 days)
  • Trip.com: up to 20% off flight and hotel bookings
  • Talabat: 20% off one food or grocery delivery order per month with promo code MASTERCARD
  • Shahid: 50% off the VIP monthly package
  • Heathrow Express: 12% off Express Class and Business First with promo code Mcard12
  • Zee5: 25% off the annual 4K Pack with promo code Z5MASTERCARD
  • ExpressVPN: 30-day free trial then up to 61% off a 12 or 24-month plan plus 4 months free
  • MyUS: free premium membership for 2 years, free account set-up, 30% off shipping in month 1 and 20% off for 2 years
  • Lingokids: 1 week complimentary Plus membership then 50% off subsequent memberships
  • Apple Pay, Google Pay and Samsung Pay supported
  • Contactless payments up to AED 500 without PIN

Every card is checked against official bank sources. Last updated July 2026.

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Mastercard World Elite Credit Card

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