Cashback
Al Masraf
Mastercard Platinum Credit Card
The Mastercard Platinum Credit Card is a cashback credit card from Al Masraf. It has an annual fee of AED 157.50, and needs a minimum salary of AED 5,000 a month.
Annual fee
AED 157.50
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
Cashback
Card highlights
- Flat 1% cashback on all local and international spend, no cap
- 4 complimentary airport lounge visits a year via Mastercard Travel Pass
- Complimentary Costa items at Dubai Airports on international travel
- Priceless Specials 2-for-1 dining, up to 7% on Booking.com, 20% off Talabat monthly
Earn rates
| Category | Rate |
|---|---|
| Travel | 1% |
| Retail | 1% |
| Supermarket | 1% |
| Dining & food | 1% |
| Fuel | 1% |
| Utilities | 1% |
| Education | 1% |
| Transport | 1% |
| Online shopping | 1% |
| International spend | 1% |
| Real estate | 1% |
Benefits & perks
- •Airport lounge access: 4 visits per year via Mastercard Travel Pass (activated by any USD 1 international spend)
- •Costa at Dubai Airports: up to 2 complimentary items from a set food and drink menu
- •Priceless Specials 2-for-1 offers on fine dining and activities across the Middle East
- •Booking.com: up to 7% wallet credit with promo code Mastercard
- •Trip.com: up to 20% off flight and hotel bookings
- •Talabat: 20% off one food or grocery delivery order per month with promo code MASTERCARD
- •Shahid: 50% off the VIP monthly package
- •Heathrow Express: 12% off Express Class and Business First with promo code Mcard12
- •MyUS: free premium membership for 2 years, free account set-up, 30% off shipping in month 1 and 20% off for 2 years
- •ExpressVPN: 30-day free trial then up to 61% off a 12 or 24-month plan plus 4 months free
- •Zee5: 25% off the annual 4K Pack with promo code Z5MASTERCARD
- •Lingokids: 1 week complimentary Plus membership then 50% off subsequent memberships
- •Apple Pay, Google Pay and Samsung Pay supported
- •Contactless payments up to AED 500 without PIN
Every card is checked against official bank sources. Last updated September 2026.
Spotted something out of date or incorrect? Tell us and we’ll fix it.
See all cashback credit cards in the UAE →