Travel
Al Masraf
Mastercard World Credit Card
The Mastercard World Credit Card is a travel credit card from Al Masraf. It has an annual fee of AED 525, and needs a minimum salary of AED 15,000 a month.
Annual fee
AED 525
Joining fee
Free
Min. salary
AED 15,000/mo
Rewards in
Cashback
Card highlights
- Earn 1% cashback on all local and international spend, no cap
- 8 airport lounge visits a year via Mastercard Travel Pass (activated by any USD 1 international spend)
- Complimentary Careem ride to the airport plus 1 GB global data roaming, both once a year
- Travel insurance up to USD 500,000 medical cover, USD 7,500 trip cancellation and USD 3,000 baggage loss
Earn rates
| Category | Rate |
|---|---|
| Travel | 1% |
| Retail | 1% |
| Supermarket | 1% |
| Dining & food | 1% |
| Fuel | 1% |
| Utilities | 1% |
| Education | 1% |
| Transport | 1% |
| Online shopping | 1% |
| International spend | 1% |
| Real estate | 1% |
Benefits & perks
- •Airport lounge access: 8 visits per year via Mastercard Travel Pass (activated by any USD 1 international spend)
- •Travel medical insurance: emergency medical, evacuation and repatriation up to USD 500,000
- •Travel medical insurance: medical expenses for accident or sickness up to USD 500,000
- •Travel inconvenience insurance: trip curtailment or cancellation up to USD 7,500
- •Travel inconvenience insurance: baggage loss or damage up to USD 3,000
- •Travel inconvenience insurance: baggage delay up to USD 300
- •Daily hospital cash benefit: USD 100 per day
- •Global Blue VIP service: complimentary lounge access at select cities and fast-track at select airports
- •Complimentary Careem ride to the airport (UAE only): 1 ride per year
- •Costa at Dubai Airports: up to 2 complimentary items from a set food and drink list
- •Global data roaming: 1 GB free roaming per year
- •Priceless Specials 2-for-1 offers on fine dining and activities across the Middle East
- •Booking.com: up to 7% wallet credit (promo code: Mastercard, credited within 70 days)
- •Trip.com: up to 20% off flight and hotel bookings
- •Talabat: 20% off one food or grocery delivery order per month (promo code: MASTERCARD)
- •Shahid: 50% off the VIP monthly package
- •Carrefour online: AED 40 off when you spend a minimum of AED 250 (promo code: MA40)
- •Heathrow Express: 12% off Express Class and Business First (promo code: Mcard12)
- •Zee5: 25% off the annual 4K Pack (promo code: Z5MASTERCARD)
- •MyUS: free premium membership for 2 years, free account set-up, 30% off shipping in month 1 and 20% off for the remaining 2 years
- •ExpressVPN: 30-day free trial then up to 61% off a 12 or 24 month plan plus 4 months free
- •Lingokids: 1 week complimentary Plus membership then 50% off subsequent memberships (coupon: MASTERCARD50)
- •Free travel insurance letter for Schengen visa applications
- •Apple Pay, Google Pay and Samsung Pay supported
- •Contactless payments up to AED 500 without PIN
Every card is checked against official bank sources. Last updated September 2026.
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