Travel
Al Masraf
Mastercard World Credit Card
The Mastercard World Credit Card is a travel credit card from Al Masraf. It has an annual fee of AED 200, and needs a minimum salary of AED 15,000 a month.
Annual fee
AED 200
Joining fee
Free
Min. salary
AED 15,000/mo
Rewards in
Cashback
Card highlights
- Flat 1% cashback on all local and international spend, no cap
- 8 airport lounge visits a year (Mastercard Travel Pass) plus 1 Careem airport ride
- Up to USD 500K travel medical cover, USD 7,500 trip cancellation and USD 3,000 baggage loss
- Talabat 20% off monthly, Booking.com 7% credit and Priceless 2-for-1 dining offers
Earn rates
| Category | Rate |
|---|---|
| Travel | 1% |
| Retail | 1% |
| Supermarket | 1% |
| Dining & food | 1% |
| Fuel | 1% |
| Utilities | 1% |
| Education | 1% |
| Transport | 1% |
| Online shopping | 1% |
| International spend | 1% |
| Real estate | 1% |
Benefits & perks
- •Airport lounge access: 8 visits per year via Mastercard Travel Pass app
- •Travel medical insurance: emergency medical, evacuation and repatriation up to USD 500,000
- •Travel medical insurance: accident or sickness medical expenses up to USD 500,000
- •Trip cancellation or curtailment cover up to USD 7,500
- •Baggage loss or damage cover up to USD 3,000
- •Complimentary Careem ride to the airport (UAE only): 1 ride per year
- •Free travel insurance letter for Schengen visa applications
- •Priceless Specials 2-for-1 offers on fine dining and activities across the Middle East
- •Global Blue VIP service: VAT reclaim assistance, lounge access and fast-track at select airports
- •Booking.com: up to 7% wallet credit with promo code Mastercard
- •Trip.com: up to 20% off flight and hotel bookings
- •Talabat: 20% off one food or grocery delivery order per month with promo code MASTERCARD
- •Carrefour online: AED 40 off when you spend a minimum of AED 250 with promo code MA40
- •Shahid: 50% off the VIP monthly package
- •MyUS premium shipping: free premium membership for 2 years and 30% off shipping in month 1
- •Zee5: 25% off the annual 4K Pack with promo code Z5MASTERCARD
- •Heathrow Express: 12% off Express Class and Business First with promo code Mcard12
- •Global data roaming: 1 GB free roaming per year
- •Costa at Dubai Airports: up to 2 complimentary items from a set food and drink list
- •Daily hospital cash benefit: USD 100 per day
- •Baggage delay cover: USD 300
- •ExpressVPN: 30-day free trial then up to 61% off a 12 or 24-month plan plus 4 months free
- •Lingokids: 1 week complimentary Plus membership then 50% off subsequent memberships
- •Apple Pay, Google Pay and Samsung Pay supported
- •Contactless payments up to AED 500 without PIN
Every card is checked against official bank sources. Last updated July 2026.
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