Travel
Al Masraf
Mastercard World Elite Credit Card
The Mastercard World Elite Credit Card is a travel credit card from Al Masraf. It has an annual fee of AED 787.50, and needs a minimum salary of AED 50,000 a month.
Annual fee
AED 787.50
Joining fee
Free
Min. salary
AED 50,000/mo
Rewards in
Cashback
Card highlights
- Earn 1% cashback on all local and international spend, no cap
- 14 airport lounge visits a year via Mastercard Travel Pass (spend USD 1 abroad to activate), plus 3 fast-track services
- Complimentary Careem ride to airport, GHA Discovery hotel perks at 800+ properties, and travel insurance up to USD 500,000
- Collision damage waiver up to USD 50,000, plus Priceless Specials 2-for-1 dining and Talabat 20% off monthly
Earn rates
| Category | Rate |
|---|---|
| Travel | 1% |
| Retail | 1% |
| Supermarket | 1% |
| Dining & food | 1% |
| Fuel | 1% |
| Utilities | 1% |
| Education | 1% |
| Transport | 1% |
| Online shopping | 1% |
| International spend | 1% |
| Real estate | 1% |
Benefits & perks
- •Airport lounge access: 14 visits per year via Mastercard Travel Pass (activated by 1 international spend)
- •Travel medical insurance: emergency medical and evacuation up to USD 500,000
- •Trip cancellation or curtailment cover up to USD 7,500
- •Collision damage waiver on rental cars up to USD 50,000
- •GHA Discovery membership: 7% rewards, complimentary breakfast, early check-in and late check-out at 800+ hotels
- •3 complimentary airport fast-track services per year via Travel Pass
- •Complimentary Careem ride to the airport within the UAE
- •24/7 global lifestyle concierge
- •Global Blue VIP service for VAT reclaim with lounge access and fast-track at select airports
- •Baggage loss or damage cover up to USD 3,000
- •Baggage delay cover up to USD 300
- •Daily hospital cash benefit of USD 100
- •Collision damage waiver covers theft of rental car up to USD 50,000
- •Free travel insurance letter for Schengen visa applications
- •Global data roaming package: 1 GB, up to 3 times per year
- •Costa at Dubai Airports: up to 4 complimentary food and drink items
- •Priceless Specials 2-for-1 offers on fine dining and activities across the Middle East
- •Carrefour online: AED 60 off a minimum spend of AED 300 (code MA60)
- •Talabat: 20% off one food or grocery delivery order per month (code MASTERCARD)
- •Booking.com: up to 7% wallet credit (code Mastercard, credited within 70 days)
- •Trip.com: up to 20% off flight and hotel bookings
- •Shahid: 50% off the VIP monthly package
- •Heathrow Express: 12% off Express Class and Business First (code Mcard12)
- •Zee5: 25% off the annual 4K Pack (code Z5MASTERCARD)
- •MyUS: free premium membership for 2 years, free account set-up and 30% off shipping in month 1
- •ExpressVPN: 30-day free trial then up to 61% off a 12 or 24 month plan plus 4 months free
- •Lingokids: 1 week complimentary Plus membership then 50% off subsequent memberships
- •Apple Pay, Google Pay and Samsung Pay supported
- •Contactless payments up to AED 500 without PIN
Every card is checked against official bank sources. Last updated September 2026.
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