Travel
Al Masraf
Mastercard World Elite Credit Card
The Mastercard World Elite Credit Card is a travel credit card from Al Masraf. It has an annual fee of AED 250, and needs a minimum salary of AED 50,000 a month.
Annual fee
AED 250
Joining fee
Free
Min. salary
AED 50,000/mo
Rewards in
Cashback
Card highlights
- Unlimited 1% cashback on all local and international spend, no cap
- 14 airport lounge visits yearly plus 3 fast-track passes via Mastercard Travel Pass
- Comprehensive travel insurance: medical up to USD 500K, trip cancellation USD 7,500, CDW USD 50K
- GHA Discovery benefits at 800+ hotels: 7% rewards, free breakfast, flexible check-in/out
Earn rates
| Category | Rate |
|---|---|
| Travel | 1% |
| Retail | 1% |
| Supermarket | 1% |
| Dining & food | 1% |
| Fuel | 1% |
| Utilities | 1% |
| Education | 1% |
| Transport | 1% |
| Online shopping | 1% |
| International spend | 1% |
| Real estate | 1% |
Benefits & perks
- •Airport lounge access: 14 visits per year via Mastercard Travel Pass
- •Airport fast-track: 3 complimentary passes per year via Travel Pass
- •Complimentary Careem rides to the airport (UAE only)
- •24/7 global lifestyle concierge service
- •Global data roaming package: 1 GB data, up to 3 times per year
- •Costa at Dubai Airports: up to 4 complimentary items per visit
- •Global Blue VIP service: VAT reclaim assistance, lounge access and fast-track at select locations
- •Travel medical insurance: emergency medical and evacuation cover up to USD 500,000
- •Daily hospital cash benefit: USD 100 per day
- •Baggage loss or damage cover: up to USD 3,000
- •Baggage delay cover: up to USD 300
- •Trip cancellation or curtailment cover: up to USD 7,500
- •Rental car collision damage waiver: up to USD 50,000
- •Complimentary travel insurance letter for Schengen visa applications
- •GHA Discovery membership: 7% rewards, complimentary breakfast, early check-in and late check-out at 800+ hotels
- •Carrefour online: AED 60 off a minimum spend of AED 300 (code MA60)
- •Priceless Specials: 2-for-1 offers on fine dining and activities across the Middle East
- •Booking.com: up to 7% wallet credit (code Mastercard)
- •Trip.com: up to 20% off flight and hotel bookings
- •Heathrow Express: 12% off Express Class and Business First (code Mcard12)
- •Talabat: 20% off one food or grocery delivery order per month (code MASTERCARD)
- •Shahid: 50% off the VIP monthly package
- •Zee5: 25% off the annual 4K Pack (code Z5MASTERCARD)
- •Lingokids: 1 week complimentary Plus membership then 50% off subsequent memberships
- •ExpressVPN: 30-day free trial then up to 61% off a 12 or 24-month plan plus 4 months free
- •MyUS premium shipping: free membership for 2 years, 30% off shipping in month 1 and 20% off for 2 years
- •Apple Pay, Google Pay and Samsung Pay supported
- •Contactless payments up to AED 500 without PIN
Every card is checked against official bank sources. Last updated July 2026.
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