Ajman Bank
LIFE Platinum Credit Card
The LIFE Platinum Credit Card is a cashback credit card from Ajman Bank. It has no annual fee, and needs a minimum salary of AED 10,000 a month.
Annual fee
Free
Joining fee
Free
Min. salary
AED 10,000/mo
Rewards in
Cashback
Min. monthly spend
AED 3,000
Card highlights
- Earn 50% cashback on snacks, 10% on noon/Careem/Amazon, 5% on dining (AED 200/month cap)
- 1% cashback on all other retail and international spend
- Unlimited lounge access at 25+ LoungeKey and Marhaba lounges across UAE and globally
- 3 complimentary valet parking visits a month at 35+ locations
Earn rates
| Category | Rate | Monthly cap |
|---|---|---|
| Online shopping | 10% | AED 50 |
| Dining & food | 5% | AED 50 |
| Travel | 1% | No cap |
| Retail | 1% | AED 50 |
| Supermarket | 1% | No cap |
| Fuel | 1% | No cap |
| Utilities | 1% | No cap |
| Education | 1% | No cap |
| Transport | 1% | No cap |
| International spend | 1% | No cap |
| Real estate | 1% | No cap |
Rewards on this card are capped at AED 200 a month across all categories (about AED 2,400 a year).
Benefits & perks
- •Unlimited complimentary access to 25+ LoungeKey and Marhaba lounges across the UAE, KSA, UK and more
- •Valet parking 3 times a month at 35+ locations
- •Free supplementary cards
- •Up to 30% off Cleartrip with Mastercard promo code
- •Up to 10% money back on Booking.com
- •15% off IHG Hotels & Resorts
- •20% off Avis car rentals
- •10% off rentalcars.com
- •0% balance transfer for 3 or 6 months
- •Easy Cash facility
- •0% instalment plans
- •Apple Pay and Samsung Pay supported
- •Free for life: no annual fee
Every card is checked against official bank sources. Last updated June 2026.
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More from Ajman Bank
LIFE World Credit Card
- Earn 50% cashback on refreshments, 10% on noon/Careem/Amazon, 7% on dining, 5% abroad (AED 400/month cap)
- Unlimited access to 25+ LoungeKey and Marhaba lounges across UAE and internationally
Updated July 2026
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