CashbackIslamicMinimum salary AED 10,000
Ajman Bank
LIFE Platinum Credit Card
The LIFE Platinum Credit Card is a cashback credit card from Ajman Bank. It has no annual fee, and needs a minimum salary of AED 10,000 a month.
Annual fee
Free
Joining fee
Free
Min. salary
AED 10,000/mo
Rewards in
Cashback
Min. monthly spend
AED 3,000
Card highlights
- 10% cashback on noon, Careem and Amazon, 5% on dining, 50% on refreshments (AED 50 cap each, AED 200/month max)
- Free for life with no annual fee
- Unlimited lounge access at 25+ LoungeKey and Marhaba lounges across UAE and internationally
- 3 valet visits a month at 35+ locations (requires AED 5,000 monthly spend)
Earn rates
| Category | Rate | Monthly cap |
|---|---|---|
| Online shopping | 10% | AED 50 |
| Dining & food | 5% | AED 50 |
| Travel | 1% | No cap |
| Retail | 1% | AED 50 |
| Supermarket | 1% | No cap |
| Fuel | 1% | No cap |
| Utilities | 1% | No cap |
| Education | 1% | No cap |
| Transport | 1% | No cap |
| International spend | 1% | No cap |
| Real estate | 1% | No cap |
Rewards on this card are capped at AED 200 a month across all categories (about AED 2,400 a year).
Benefits & perks
- •Unlimited complimentary access to 25+ LoungeKey and Marhaba lounges across the UAE, KSA, Jordan and more
- •Valet parking 3 times a month at 35+ locations (requires AED 5,000 monthly retail spend)
- •No annual membership fee (free for life)
- •First 2 supplementary cards free
- •Up to 30% off Cleartrip with Mastercard promo code
- •Up to 10% money back on Booking.com
- •15% off IHG Hotels & Resorts
- •20% off Avis car rentals
- •10% off rentalcars.com
- •0% balance transfer for 3 or 6 months
- •0% instalment plans
- •Easy Cash facility
- •Apple Pay and Samsung Pay supported
Every card is checked against official bank sources. Last updated September 2026.
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