Ajman Bank
LIFE World Credit Card
The LIFE World Credit Card is a cashback credit card from Ajman Bank. It has an annual fee of AED 630, and needs a minimum salary of AED 10,000 a month.
Annual fee
AED 630
Joining fee
Free
Min. salary
AED 10,000/mo
Rewards in
Cashback
Min. monthly spend
AED 5,000
Card highlights
- Earn 50% cashback on refreshments, 10% on noon/Careem/Amazon, 7% on dining, 5% abroad (AED 400/month cap)
- Unlimited access to 25+ LoungeKey and Marhaba lounges across UAE and internationally
- Valet parking 3x a month (35+ locations), airport transfer and meet-and-greet service
- Complimentary golf round plus hotel and travel discounts via Mastercard and Cleartrip
Earn rates
| Category | Rate | Monthly cap |
|---|---|---|
| Online shopping | 10% | AED 100 |
| Dining & food | 7% | AED 100 |
| International spend | 5% | AED 100 |
| Travel | 1% | No cap |
| Retail | 1% | No cap |
| Supermarket | 1% | No cap |
| Fuel | 1% | No cap |
| Utilities | 1% | No cap |
| Education | 1% | No cap |
| Transport | 1% | No cap |
| Real estate | 1% | No cap |
Rewards on this card are capped at AED 400 a month across all categories (about AED 4,800 a year).
Current welcome offer
Earn up to AED 1,000 cashback
- Spend AED 10,000 within 60 days of card issuance
Benefits & perks
- •Unlimited complimentary access to 25+ LoungeKey and Marhaba lounges across the UAE and internationally
- •Complimentary airport transfer within the UAE
- •Meet-and-greet usher service at the airport
- •Valet parking 3 times a month at 35+ locations
- •Complimentary Tee-Time golf round via Ajman Bank concierge
- •Free supplementary cards
- •Up to 30% off Cleartrip with Mastercard promo code
- •Up to 10% money back on Booking.com
- •15% off IHG Hotels & Resorts
- •20% off Avis car rentals
- •10% off rentalcars.com
- •0% balance transfer for 3 or 6 months
- •0% instalment plans
- •Easy Cash facility
- •Apple Pay and Samsung Pay support
Every card is checked against official bank sources. Last updated July 2026.
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More from Ajman Bank
LIFE Platinum Credit Card
- Earn 50% cashback on snacks, 10% on noon/Careem/Amazon, 5% on dining (AED 200/month cap)
- 1% cashback on all other retail and international spend
Updated June 2026
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