CashbackIslamicMinimum salary AED 10,000
Ajman Bank
LIFE World Credit Card
The LIFE World Credit Card is a cashback credit card from Ajman Bank. It has an annual fee of AED 630, and needs a minimum salary of AED 10,000 a month.
Annual fee
AED 630
Joining fee
Free
Min. salary
AED 10,000/mo
Rewards in
Cashback
Min. monthly spend
AED 5,000
Card highlights
- Earn up to 50% cashback on snacks, 10% online (noon/Careem/Amazon), 7% dining, 5% abroad, plus 1% on other retail (min AED 5,000 spend per cycle)
- Unlimited lounge access at 25+ LoungeKey and Marhaba lounges across UAE and 11+ countries
- 4 complimentary valet visits a month (35+ locations) plus complimentary UAE airport transfer and meet-and-greet
- Complimentary golf round via concierge, and discounts on Cleartrip, IHG, Booking.com, Avis and more
Earn rates
| Category | Rate | Monthly cap |
|---|---|---|
| Online shopping | 10% | AED 100 |
| Dining & food | 7% | AED 100 |
| International spend | 5% | AED 100 |
| Travel | 1% | No cap |
| Retail | 1% | No cap |
| Supermarket | 1% | No cap |
| Fuel | 1% | No cap |
| Utilities | 1% | No cap |
| Education | 1% | No cap |
| Transport | 1% | No cap |
| Real estate | 1% | No cap |
Current welcome offer
Earn up to AED 1,000 cashback
- Spend AED 10,000 within 60 days of card issuance
Benefits & perks
- •Unlimited complimentary access to 25+ LoungeKey and Marhaba lounges across the UAE, KSA, Jordan and more
- •Complimentary airport transfer within the UAE
- •Meet-and-greet usher service at the airport
- •Valet parking 4 times a month at 35+ locations (requires AED 5,000 monthly spend)
- •Complimentary Tee-Time golf round via Ajman Bank concierge
- •First 2 supplementary cards free
- •Up to 30% off Cleartrip (Mastercard promo code)
- •Up to 10% money back on Booking.com
- •15% off IHG Hotels & Resorts
- •10% off rentalcars.com
- •20% off Avis car rentals
- •0% balance transfer for 3 or 6 months
- •0% instalment plans
- •Easy Cash facility
- •Apple Pay and Samsung Pay supported
Every card is checked against official bank sources. Last updated September 2026.
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Ajman Bank ULTRACASH Platinum Credit Card (Fuel + Online Shopping)
- 5% cashback on fuel and online shopping (up to AED 400/month on fuel, AED 100 on online shopping), 1% on all other spend
- 3 complimentary valet visits a month at 35+ locations (requires AED 5,000 retail spend that month)
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Updated September 2026