Titanium Credit Card

The Titanium Credit Card is a cashback credit card from RAKBANK. It has no annual fee, and needs a minimum salary of AED 8,000 a month.

Annual fee

Free

Joining fee

Free

Min. salary

AED 8,000/mo

Rewards in

Cashback

Min. monthly spend

AED 2,000

Card highlights

5% cashback on supermarkets and dining, 50% on cinema and video streaming (each capped at AED 100/month)
2% cashback on e-wallet retail spend, 1% on standard retail spend (each capped at AED 100/month)
Minimum spend of AED 2,000/month required to earn any cashback; total monthly cashback capped at AED 600
Discounts on Talabat and Fiit

Rewards on this card are capped at AED 600 a month across all categories (about AED 7,200 a year).

Earn AED 500 as a welcome bonus

Spend AED 5,000 within 60 days of card issuance to qualify
Apply via the RAKBANK app and have the card issued between 31 August and 31 October 2026
Open to existing RAKBANK customers without a current RAKBANK credit card, salaried applicants only
Bonus credited within 90 business days of the promotion end, reversed if card is cancelled within 12 months

Expected offer expiry: October 2026

•50% cashback on cinema tickets and video streaming subscriptions: up to AED 100/month per category
•Talabat discounts
•Fiit fitness app discounts
•0% processing fee easy payment plan for school fee payments

Every card is checked against official bank sources. Last updated September 2026.

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