RAKBANK
Titanium Credit Card
The Titanium Credit Card is a cashback credit card from RAKBANK. It has no annual fee, and needs a minimum salary of AED 8,000 a month.
Annual fee
Free
Joining fee
Free
Min. salary
AED 8,000/mo
Rewards in
Cashback
Min. monthly spend
AED 2,000
Card highlights
- 5% cashback on supermarkets & dining, 50% on cinema & streaming, 2% on e-wallets
- Cashback across all categories capped at AED 100 each per month
- Talabat and Fiit subscription discounts
- 0% fee Easy Payment Plans for school fees
Earn rates
| Category | Rate | Monthly cap |
|---|---|---|
| Supermarket | 5% | AED 100 |
| Dining & food | 5% | AED 100 |
| Online shopping | 2% | AED 100 |
| Travel | 1% | No cap |
| Retail | 1% | AED 100 |
| International spend | 1% | No cap |
| Fuel | 0.25% | No cap |
| Utilities | 0.25% | No cap |
| Education | 0.25% | No cap |
| Transport | 0.25% | No cap |
| Real estate | 0.25% | No cap |
Rewards on this card are capped at AED 400 a month across all categories (about AED 4,800 a year).
Benefits & perks
- •50% cashback on cinema tickets (up to AED 100/month)
- •50% cashback on video streaming subscriptions (up to AED 100/month)
- •5% cashback on supermarket spend (up to AED 100/month)
- •5% cashback on dining (up to AED 100/month)
- •2% cashback on e-wallet spend (up to AED 100/month)
- •1% cashback on standard retail (up to AED 100/month)
- •Talabat discounts
- •Fiit fitness app discounts
- •0% processing fee easy payment plans for school fee payments
Every card is checked against official bank sources. Last updated July 2026.
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More from RAKBANK
RED Credit Card
Benefits unlock at AED 1,000 minimum monthly spend
- Earn 1% cashback on all local and international spend (AED 1,000-2,999/month, capped AED 300)
- Free for life with one free monthly international remittance
Updated June 2026
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