RAKBANK credit cards

• 1% cashback on retail spend (AED 1,000-2,999/month), rising to 1.5% at AED 3,000+, capped at AED 300 per cycle
• Free for life with no annual or joining fee

Updated October 2026

• 1.5% cashback on retail spend (local and international), capped at AED 300 per cycle
• Minimum AED 3,000 monthly spend required to unlock the 1.5% cashback rate

Updated October 2026

• 5% cashback on supermarkets and dining, 50% on cinema and video streaming (each capped at AED 100/month)
• 2% cashback on e-wallet retail spend, 1% on standard retail spend (each capped at AED 100/month)

Updated October 2026

• 10% cashback on travel (cap AED 400/mo), dining and supermarkets (cap AED 300/mo each)
• 3% cashback on e-wallet retail spend (cap AED 150/mo), 1% on standard retail (cap AED 100/mo)

Updated October 2026

• Earn 1.75 AirRewards per AED 5 on Air Arabia and international spend, 1.25 on local spend
• Complimentary return ticket at AED 30,000 retail spend; extra 10 kg baggage voucher at AED 20,000 a year

Updated October 2026

• Earn 3 RAKrewards per AED 1 on most spend (supermarkets, insurance, government, petrol and similar categories earn less)
• Airport lounge access for you and 1 guest (1,300+ lounges); 6 complimentary Careem airport rides a year (UAE, capped at USD 30 each); 3 complimentary fast-track passes a year

Updated October 2026

• Earn 2 RAKrewards per AED 1 on most spend; supermarkets earn 0.6, with lower rates on petrol, utilities and government categories
• Airport lounge access (1,300+ lounges, +1 guest) plus 6 complimentary Careem airport rides a year (capped at USD 30 each)

Updated October 2026

• Earn 4 RAKrewards per AED 1 on most spend (supermarkets earn 0.6, many other categories 0.4); worth up to 3.2% on flights and hotels
• Airport lounge access at 1,300+ lounges for you and 1 guest (requires 1 international purchase per 3-month period)

Updated October 2026

• Earn 1.25 RAKrewards per AED 1 on domestic and international spend
• Complimentary access to 550+ airport lounges worldwide via Mastercard Travel Pass

Updated October 2026

• Earn 2.5 RAKrewards per AED 1 on domestic and international spend
• Complimentary airport lounge access via Mastercard Travel Pass (550+ lounges worldwide)

Updated October 2026

• Earn 3.75 RAKrewards per AED 1 on domestic and international spend
• Complimentary access to 550+ airport lounges worldwide via Mastercard Travel Pass

Updated October 2026

• Earn 3.75 RAKrewards per AED on international spend, 1.25 on domestic
• Unlimited complimentary airport lounge access via Mastercard Travel Pass (550+ lounges)

Updated October 2026

• Earn 3.75 RAKrewards per AED on international and Special category spend (restaurants, fitness, beauty, electronics, fashion, online), 1.25 on domestic
• Unlimited complimentary airport lounge access via Mastercard Travel Pass (550+ lounges) plus 2 complimentary airport rides a year in the UAE

Updated October 2026

• Earn 6.25 RAKrewards per AED on restaurants, fitness, electronics, fashion and online; 5 on international spend; 2.5 on domestic spend
• Unlimited complimentary airport lounge access at 550+ lounges via Mastercard Travel Pass

Updated October 2026

• Earn 6.25 RAKrewards per AED on international and Special category spend (restaurants, fitness, electronics, fashion, online), 3.75 on domestic
• Unlimited complimentary airport lounge access (550+ lounges) via Mastercard Travel Pass

Updated October 2026

• Earn 5 RAKrewards per AED 1 on international spend, 3 on domestic spend
• Unlimited complimentary airport lounge access worldwide via Mastercard Travel Pass, plus 2 complimentary Careem airport rides a year (capped at USD 30 each)

Updated October 2026