RAKBANK credit cards

• 1% cashback on retail spend (AED 1,000-2,999/month), rising to 1.5% at AED 3,000+, capped at AED 300 per cycle
• Free for life with no annual or joining fee

Updated September 2026

• 1.5% cashback on retail spend (local and international), capped at AED 300 per cycle
• Minimum AED 3,000 monthly spend required to unlock the 1.5% cashback rate

Updated September 2026

• 5% cashback on supermarkets and dining, 50% on cinema and video streaming (each capped at AED 100/month)
• 2% cashback on e-wallet retail spend, 1% on standard retail spend (each capped at AED 100/month)

Updated September 2026

• 10% cashback on travel (cap AED 400/mo), dining and supermarkets (cap AED 300 each/mo)
• 3% cashback on e-wallet retail spend (cap AED 150/mo), 1% on standard retail (cap AED 100/mo)

Updated September 2026

• Earn 1.75 AirRewards per AED 5 on Air Arabia and international spend, 1.25 on local spend
• Complimentary return ticket at AED 30,000 retail spend; 10 kg baggage voucher at AED 20,000 a year

Updated September 2026

• Earn 3 RAKrewards per AED 1 on most spend (supermarkets, insurance, government, petrol and utilities earn less)
• Lounge access at 1,300+ lounges plus 1 guest, 6 airport transfers a year and airport fast-track

Updated September 2026

• Earn 2 RAKrewards per AED 1 on most spend (supermarkets, insurance, government and utilities earn less)
• Lounge access at 1,300+ lounges plus 1 guest, 6 airport transfers a year, and fast-track

Updated September 2026

• Earn 4 RAKrewards per AED 1 on most spend (worth up to 3.2% on flights and hotels)
• Complimentary airport lounge access for you and 1 guest (1,300+ lounges) plus 6 airport transfers a year

Updated September 2026

• Earn 1.25 RAKrewards per AED 1 on domestic and international spend
• Complimentary airport lounge access worldwide via Mastercard

Updated September 2026

• Earn 2.5 RAKrewards per AED 1 on domestic and international spend
• No annual fee ever, on a Sharia-compliant Mastercard

Updated September 2026

• Earn 3.75 RAKrewards per AED 1 on domestic and international spend
• No annual fee ever, on a Sharia-compliant Mastercard

Updated September 2026

• Earn 3.75 RAKrewards per AED on international spend, 1.25 on domestic
• No annual fee for the primary card

Updated September 2026

• Earn 3.75 RAKrewards per AED on international and Special category spend (restaurants, fitness, beauty, electronics, fashion, online), 1.25 on domestic
• No annual fee on the primary card, ever

Updated September 2026

• Earn 6.25 RAKrewards per AED on restaurants, fitness, electronics, fashion and online; 5 on international spend; 2.5 on domestic spend
• No annual fee for the primary card, ever

Updated September 2026

• Earn 6.25 RAKrewards per AED on international and Special category spend (restaurants, fitness, electronics, fashion, online), 3.75 on domestic
• No annual fee for the primary card

Updated September 2026

• Earn 5 RAKrewards per AED 1 on international spend, 3 on domestic spend
• Unlimited complimentary airport lounge access worldwide via Mastercard Travel Pass, plus 2 complimentary Careem airport rides a year (capped at USD 30 each)

Updated September 2026