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RAKBANK credit cards

16 cards from RAKBANK, compared by benefits, fees and rewards. Not sure which fits? Find your best match.

16 cards

Cashback

RED Credit Card

Benefits unlock at AED 1,000 minimum monthly spend

  • Earn 1% cashback on all local and international spend (AED 1,000-2,999/month, capped AED 300)
  • Free for life with one free monthly international remittance
No annual feeView card

Updated June 2026

Cashback

RED Credit Card

Benefits unlock at AED 3,000 minimum monthly spend

  • Earn 1.5% cashback on all local and international spend (min AED 3,000/month)
  • Cashback capped at AED 300 per statement cycle, free for life
No annual feeView card

Updated June 2026

Cashback

Titanium Credit Card

  • 5% cashback on supermarkets & dining, 50% on cinema & streaming, 2% on e-wallets
  • Cashback across all categories capped at AED 100 each per month
No annual feeView card

Updated July 2026

CashbackWelcome offer

World Credit Card

  • Earn 10% cashback on travel, supermarket and dining; 1% on all other retail
  • Complimentary airport lounge access plus airport pick-up and drop-off transfers
AED 997.5/yrView card

Updated July 2026

TravelWelcome offer

Air Arabia Platinum Credit Card

  • Earn 1.75 AirRewards per AED 5 on Air Arabia and foreign spend, 1.25 on local UAE spend
  • Complimentary annual return Air Arabia ticket (spend criteria apply)
AED 420/yrView card

Updated July 2026

TravelWelcome offer

Elevate Credit Card (Plus)

  • Earn 3 RAKrewards per AED 1 spent, worth up to 2.4% on travel redemptions
  • 1,300+ airport lounges (plus 1 guest) and 6 complimentary airport transfers a year
AED 1,247.4/yrView card

Updated July 2026

TravelWelcome offer

Elevate Credit Card (Prime)

  • Earn 2 RAKrewards per AED 1 on most spend, redeemable against travel (up to 1.6% back)
  • 1,300+ airport lounges (plus 1 guest) and 6 complimentary airport transfers a year
AED 617.4/yrView card

Updated July 2026

TravelWelcome offer

Elevate Credit Card (Privilege)

  • Earn 4 RAKrewards per AED 1 (up to 3.2% back on airline/hotel redemptions)
  • 1,300+ airport lounges plus guest, 6 airport transfers, and fast-track
AED 2,507.4/yrView card

Updated July 2026

TravelIslamic

RAKislamic Platinum Credit Card

  • Earn 1.25 RAKrewards per AED 1 on all domestic and international spend
  • Free for life: no annual fee ever, with a minimum salary of AED 5,000
No annual feeView card

Updated July 2026

TravelIslamic

RAKislamic Platinum Credit Card

Benefits unlock at AED 15,000 minimum monthly spend

  • Earn 2.5 RAKrewards per AED 1 on all domestic and international spend
  • Free for life: no annual fee ever, with a AED 5,000 minimum salary
No annual feeView card

Updated July 2026

TravelIslamic

RAKislamic Platinum Credit Card

Benefits unlock at AED 30,000 minimum monthly spend

  • Earn 3.75 RAKrewards per AED 1 on all local and international spend
  • Free for life, no annual fee, Sharia-compliant Mastercard
No annual feeView card

Updated July 2026

TravelIslamicWelcome offer

RAKislamic World Credit Card

  • Earn 3.75 RAKrewards per AED on international spend, 1.25 on domestic and key categories (dining, fitness, fashion, electronics, online)
  • Free Careem Plus membership for 12 months: 10% back on rides, unlimited free food delivery and BOGO dining
AED 787.5/yrView card

Updated July 2026

TravelIslamicWelcome offer

RAKislamic World Credit Card

Benefits unlock at AED 10,000 minimum monthly spend

  • Earn 3.75 RAKrewards per AED on international, dining, fitness, electronics, fashion and online spend; 1.25 on domestic
  • Free Careem Plus for 12 months: 10% back on rides, unlimited free food delivery and BOGO dining
AED 787.5/yrView card

Updated July 2026

TravelIslamicWelcome offer

RAKislamic World Credit Card

Benefits unlock at AED 15,000 minimum monthly spend

  • Earn 6.25 RAKrewards per AED on dining, fitness, electronics, fashion and online; 5 on international spend; 2.5 on local
  • Free Careem Plus for 12 months: 10% back on rides, unlimited free food delivery and DineOut BOGO
AED 787.5/yrView card

Updated July 2026

TravelIslamicWelcome offer

RAKislamic World Credit Card

Benefits unlock at AED 30,000 minimum monthly spend

  • Earn 6.25 RAKrewards per AED on international and special categories (restaurants, fitness, fashion, electronics, online), 3.75 on domestic
  • Free Careem Plus membership for 12 months: 10% back on rides, unlimited free food delivery and more
AED 787.5/yrView card

Updated July 2026

TravelIslamicWelcome offer

Watani Credit Card

  • Earn 5 RAKrewards per AED 1 on international spend, 3 on domestic spend
  • Zero FX markup plus 100% cashback on SALIK and DARB toll top-ups (up to AED 200/month)
No annual feeView card

Updated July 2026