RAKBANK
RED Credit Card
Benefits unlock at AED 3,000 minimum monthly spend
The RED Credit Card is a cashback credit card from RAKBANK. It has no annual fee, and needs a minimum salary of AED 5,000 a month.
Annual fee
Free
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
Cashback
Min. monthly spend
AED 3,000
Card highlights
- Earn 1.5% cashback on all local and international spend (min AED 3,000/month)
- Cashback capped at AED 300 per statement cycle, free for life
- One free international money transfer via RAKMoneyTransfer every month
Earn rates
| Category | Rate |
|---|---|
| Travel | 1.5% |
| Retail | 1.5% |
| Supermarket | 1.5% |
| Dining & food | 1.5% |
| Online shopping | 1.5% |
| International spend | 1.5% |
| Fuel | 0.25% |
| Utilities | 0.25% |
| Education | 0.25% |
| Transport | 0.25% |
| Real estate | 0.25% |
Rewards on this card are capped at AED 300 a month across all categories (about AED 3,600 a year).
Benefits & perks
- •One free international money transfer (RAKMoneyTransfer) every month
- •Cash advance: up to 80% of credit limit
- •Credit card cheques
- •Free for life: no annual fee
Every card is checked against official bank sources. Last updated June 2026.
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More from RAKBANK
RED Credit Card
Benefits unlock at AED 1,000 minimum monthly spend
- Earn 1% cashback on all local and international spend (AED 1,000-2,999/month, capped AED 300)
- Free for life with one free monthly international remittance
Updated June 2026
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