RAKBANK
World Credit Card
The World Credit Card is a cashback credit card from RAKBANK. It has an annual fee of AED 997.5, and needs a minimum salary of AED 20,000 a month.
Annual fee
AED 997.5
Joining fee
Free
Min. salary
AED 20,000/mo
Rewards in
Cashback
Min. monthly spend
AED 10,000
Card highlights
- Earn 10% cashback on travel, supermarket and dining; 1% on all other retail
- Complimentary airport lounge access plus airport pick-up and drop-off transfers
- Free Careem Plus membership for 12 months and discounted VOX Cinema tickets
Earn rates
| Category | Rate | Monthly cap |
|---|---|---|
| Travel | 10% | AED 400 |
| Supermarket | 10% | AED 300 |
| Dining & food | 10% | AED 300 |
| Online shopping | 3% | AED 150 |
| Retail | 1% | AED 100 |
| International spend | 1% | No cap |
| Fuel | 0.25% | No cap |
| Utilities | 0.25% | No cap |
| Education | 0.25% | No cap |
| Transport | 0.25% | No cap |
| Real estate | 0.25% | No cap |
Rewards on this card are capped at AED 1,000 a month across all categories (about AED 12,000 a year).
Current welcome offer
Earn AED 750 welcome bonus plus 10% cashback
- AED 750 welcome bonus when you apply digitally between 15 Jul and 15 Sep 2026, subject to minimum spend criteria
- 10% cashback on dining, travel and groceries
Expected offer expiry: September 2026
Benefits & perks
- •Complimentary airport lounge access (World Mastercard Lounge Programme)
- •Airport pick-up and drop-off service
- •Free Careem Plus membership for 12 months
- •Discounted VOX Cinemas tickets
- •Secure Wallet purchase protection cover
Every card is checked against official bank sources. Last updated July 2026.
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More from RAKBANK
RED Credit Card
Benefits unlock at AED 1,000 minimum monthly spend
- Earn 1% cashback on all local and international spend (AED 1,000-2,999/month, capped AED 300)
- Free for life with one free monthly international remittance
Updated June 2026
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