Travel
RAKBANK
Air Arabia Platinum Credit Card
The Air Arabia Platinum Credit Card is a travel credit card from RAKBANK. It has an annual fee of AED 420, and needs a minimum salary of AED 5,000 a month.
Annual fee
AED 420
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
AirRewards
Card highlights
- Earn 1.75 AirRewards per AED 5 on Air Arabia and international spend, 1.25 on local spend
- Complimentary return ticket at AED 30,000 retail spend; 10 kg baggage voucher at AED 20,000 a year
- Complimentary airport lounge access via Mastercard Travel Pass (20+ lounges worldwide)
- 2 Air Arabia meal vouchers (AED 50 each) when retail spend reaches AED 10,000 a year
Earn rates
| Category | Rate |
|---|---|
| Travel | 1.29% |
| International spend | 1.29% |
| Retail | 0.92% |
| Supermarket | 0.92% |
| Dining & food | 0.92% |
| Online shopping | 0.92% |
| Fuel | 0.22% |
| Utilities | 0.22% |
| Education | 0.22% |
| Transport | 0.22% |
| Real estate | 0.22% |
Current welcome offer
Earn 20,000 AirRewards as a joining bonus, with no joining fee
- Spend at least AED 5,000 on retail purchases within the first 3 billing cycles to qualify
- Government, utilities, cash advances, balance transfers and similar transactions do not count towards the spend
- Campaign offer valid 1 June to 30 November 2026 only
Expected offer expiry: November 2026
Benefits & perks
- •Complimentary access to 20+ airport lounges worldwide via Mastercard Travel Pass app (requires USD 1+ foreign currency purchase and app enrolment)
- •Complimentary return Air Arabia ticket each card year with AED 30,000 retail spend
- •Complimentary travel insurance
- •2 Air Arabia meal vouchers (AED 50 each) per year with AED 10,000 retail spend
- •Complimentary extra 10 kg baggage voucher each card year with AED 20,000 retail spend
- •Lifestyle privileges
- •Free RAKMoneyTransfer / Smart Cash
About this card
- •Earn AirRewards on spending: ~1.29% value back on Air Arabia international purchases
- •Earn AirRewards on spending: ~0.92% value back on Air Arabia domestic purchases
- •Earn AirRewards on spending: ~0.22% value back on reduced-rate categories
Every card is checked against official bank sources. Last updated September 2026.
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More from RAKBANK
TravelWelcome offer
RAKBANK Elevate Credit Card (Plus)
- Earn 3 RAKrewards per AED 1 on most spend (supermarkets, insurance, government, petrol and utilities earn less)
- Lounge access at 1,300+ lounges plus 1 guest, 6 airport transfers a year and airport fast-track
AED 1,247.40/yrView card
Updated September 2026