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RAKBANK

Air Arabia Platinum Credit Card

The Air Arabia Platinum Credit Card is a travel credit card from RAKBANK. It has an annual fee of AED 420, and needs a minimum salary of AED 5,000 a month.

RAKBANK Air Arabia Platinum Credit Card

Annual fee

AED 420

Joining fee

AED 400

Min. salary

AED 5,000/mo

Rewards in

AirRewards

Card highlights

  • Earn 1.75 AirRewards per AED 5 on Air Arabia and foreign spend, 1.25 on local UAE spend
  • Complimentary annual return Air Arabia ticket (spend criteria apply)
  • Complimentary airport lounge access and travel insurance
  • Meal vouchers and lifestyle privileges included

Earn rates

CategoryRate
Travel1.29%
International spend1.29%
Retail0.92%
Supermarket0.92%
Dining & food0.92%
Online shopping0.92%
Fuel0.22%
Utilities0.22%
Education0.22%
Transport0.22%
Real estate0.22%

Current welcome offer

Earn 20,000 AirRewards points as a joining bonus

  • Points awarded on paying any applicable fee and spending AED 5,000 on retail purchases in the first 3 billing cycles
  • Government and utilities spend excluded

Benefits & perks

  • Complimentary annual return Air Arabia ticket (spend criteria apply)
  • Complimentary airport lounge access
  • Complimentary travel insurance
  • Meal vouchers
  • Lifestyle privileges
  • Free RAKMoneyTransfer and Smart Cash facility
  • Credit card cheques
  • Cash advance: up to 80% of credit limit

About this card

  • Earn rate on Air Arabia & international purchases: 1.75% back in AirRewards value
  • Earn rate on domestic purchases: 1.25% back in AirRewards value
  • Earn rate on fuel, utilities, transport & education: about 0.22% back in AirRewards value

Every card is checked against official bank sources. Last updated July 2026.

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