RAKBANK
Elevate Credit Card (Plus)
The Elevate Credit Card (Plus) is a travel credit card from RAKBANK. It has an annual fee of AED 1,247.40, and needs a minimum salary of AED 35,000 a month.
Annual fee
AED 1,247.40
Joining fee
Free
Min. salary
AED 35,000/mo
Rewards in
RAKrewards
Card highlights
- Earn 3 RAKrewards per AED 1 on most spend (supermarkets, insurance, government, petrol and utilities earn less)
- Lounge access at 1,300+ lounges plus 1 guest, 6 airport transfers a year and airport fast-track
- AED 100/month cashback on video streaming, 2 padel games a month (up to AED 100 each) and 50% off VOX cinema (up to 4 tickets a month)
- Careem Plus membership, Elevate Premium Pass weekday beach and gym access, and 2 Zofeur rides a month (up to AED 80 each)
Earn rates
| Category | Rate |
|---|---|
| Travel | 2.4% |
| Retail | 2.4% |
| Dining & food | 2.4% |
| Education | 2.4% |
| Online shopping | 2.4% |
| International spend | 2.4% |
| Supermarket | 0.48% |
| Fuel | 0.32% |
| Utilities | 0.32% |
| Transport | 0.32% |
| Real estate | 0.32% |
Spend in European Economic Area countries earns 0.5 RAKrewards per AED 1 instead of the tier rate, per the Elevate Key Fact Statement. The reduction applies on all three tiers. In Perkly's terms that is about 0.4% back, not the international rate shown above.
Current welcome offer
Earn 125,000 RAKrewards as a welcome bonus
- Spend AED 20,000 within 60 days of card issuance to qualify
- First 3 months on the Elevate Privilege tier free for new cardholders
- Apply and have the card issued between 31 August and 31 October 2026
- Open to existing RAKBANK customers without a current RAKBANK credit card, self-employed applicants not eligible
Expected offer expiry: October 2026
Benefits & perks
- •Access to 1,300+ airport lounges plus 1 guest (requires min USD 1 international spend per 3 months)
- •6 complimentary airport transfers per year
- •Airport fast-track
- •Travel insurance
- •AED 100/month cashback on video streaming subscriptions
- •Elevate Premium Pass: weekday access to premium beach clubs, pools and gyms
- •2 complimentary padel games per month, capped at AED 100 per game
- •50% off VOX Cinema, up to 4 tickets per month
- •Careem Plus annual membership
- •2 Zofeur chauffeured rides per month, capped at AED 80 per ride
- •Dedicated RAKBANK concierge
Every card is checked against official bank sources. Last updated September 2026.
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More from RAKBANK
RAKBANK Elevate Credit Card (Prime)
- Earn 2 RAKrewards per AED 1 on most spend (supermarkets, insurance, government and utilities earn less)
- Lounge access at 1,300+ lounges plus 1 guest, 6 airport transfers a year, and fast-track
Updated September 2026