Travel
RAKBANK
Elevate Credit Card (Privilege)
The Elevate Credit Card (Privilege) is a travel credit card from RAKBANK. It has an annual fee of AED 2,507.4, and needs a minimum salary of AED 35,000 a month.
Annual fee
AED 2,507.4
Joining fee
Free
Min. salary
AED 35,000/mo
Rewards in
RAKrewards
Card highlights
- Earn 4 RAKrewards per AED 1 (up to 3.2% back on airline/hotel redemptions)
- 1,300+ airport lounges plus guest, 6 airport transfers, and fast-track
- AED 200/month streaming cashback, 50% off VOX cinema, and Careem Plus
- 4 padel games/month, 2 Zofeur rides, and Viya lifestyle membership
Earn rates
| Category | Rate |
|---|---|
| Travel | 3.2% |
| Retail | 3.2% |
| Dining & food | 3.2% |
| Education | 3.2% |
| Online shopping | 3.2% |
| International spend | 3.2% |
| Supermarket | 0.48% |
| Fuel | 0.32% |
| Utilities | 0.32% |
| Transport | 0.32% |
| Real estate | 0.32% |
Current welcome offer
Earn up to 1,000 RAKrewards as a welcome bonus
- For new cardholders only
- First 3 months of the Elevate Privilege tier (AED 199+VAT/month) free for new cardholders
Benefits & perks
- •Access to 1,300+ airport lounges (plus 1 guest) with a minimum USD 1 international spend per 3 months
- •6 complimentary airport transfers per year
- •Airport fast-track
- •2 complimentary chauffeured rides per month via Zofeur (capped at AED 80 per ride)
- •Travel insurance
- •50% off VOX Cinema: up to 4 tickets per month
- •AED 200 per month cashback on video-streaming subscriptions
- •4 complimentary padel games per month
- •Viya lifestyle membership
- •Careem Plus membership
- •Dedicated RAKBANK concierge
- •Zero foreign exchange surcharge on international transactions
- •Monthly fee waived with AED 20,000 monthly spend (first 3 months free for new cardholders)
Every card is checked against official bank sources. Last updated July 2026.
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More from RAKBANK
Cashback
RED Credit Card
Benefits unlock at AED 1,000 minimum monthly spend
- Earn 1% cashback on all local and international spend (AED 1,000-2,999/month, capped AED 300)
- Free for life with one free monthly international remittance
No annual feeView card
Updated June 2026
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