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Travel

RAKBANK

Elevate Credit Card (Privilege)

The Elevate Credit Card (Privilege) is a travel credit card from RAKBANK. It has an annual fee of AED 2,507.4, and needs a minimum salary of AED 35,000 a month.

Annual fee

AED 2,507.4

Joining fee

Free

Min. salary

AED 35,000/mo

Rewards in

RAKrewards

Card highlights

  • Earn 4 RAKrewards per AED 1 (up to 3.2% back on airline/hotel redemptions)
  • 1,300+ airport lounges plus guest, 6 airport transfers, and fast-track
  • AED 200/month streaming cashback, 50% off VOX cinema, and Careem Plus
  • 4 padel games/month, 2 Zofeur rides, and Viya lifestyle membership

Earn rates

CategoryRate
Travel3.2%
Retail3.2%
Dining & food3.2%
Education3.2%
Online shopping3.2%
International spend3.2%
Supermarket0.48%
Fuel0.32%
Utilities0.32%
Transport0.32%
Real estate0.32%

Current welcome offer

Earn up to 1,000 RAKrewards as a welcome bonus

  • For new cardholders only
  • First 3 months of the Elevate Privilege tier (AED 199+VAT/month) free for new cardholders

Benefits & perks

  • Access to 1,300+ airport lounges (plus 1 guest) with a minimum USD 1 international spend per 3 months
  • 6 complimentary airport transfers per year
  • Airport fast-track
  • 2 complimentary chauffeured rides per month via Zofeur (capped at AED 80 per ride)
  • Travel insurance
  • 50% off VOX Cinema: up to 4 tickets per month
  • AED 200 per month cashback on video-streaming subscriptions
  • 4 complimentary padel games per month
  • Viya lifestyle membership
  • Careem Plus membership
  • Dedicated RAKBANK concierge
  • Zero foreign exchange surcharge on international transactions
  • Monthly fee waived with AED 20,000 monthly spend (first 3 months free for new cardholders)

Every card is checked against official bank sources. Last updated July 2026.

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