RAKBANK
Elevate Credit Card (Prime)
The Elevate Credit Card (Prime) is a travel credit card from RAKBANK. It has an annual fee of AED 617.40, and needs a minimum salary of AED 35,000 a month.
Annual fee
AED 617.40
Joining fee
Free
Min. salary
AED 35,000/mo
Rewards in
RAKrewards
Card highlights
- Earn 2 RAKrewards per AED 1 on most spend (supermarkets, insurance, government and utilities earn less)
- Lounge access at 1,300+ lounges plus 1 guest, 6 airport transfers a year, and fast-track
- AED 50/month cashback on video streaming, 50% off VOX cinema (up to 4 tickets a month)
- 2 Zofeur chauffeured rides a month (capped at AED 80 each) and complimentary concierge
Earn rates
| Category | Rate |
|---|---|
| Travel | 1.6% |
| Retail | 1.6% |
| Dining & food | 1.6% |
| Education | 1.6% |
| Online shopping | 1.6% |
| International spend | 1.6% |
| Supermarket | 0.48% |
| Fuel | 0.32% |
| Utilities | 0.32% |
| Transport | 0.32% |
| Real estate | 0.32% |
Spend in European Economic Area countries earns 0.5 RAKrewards per AED 1 instead of the tier rate, per the Elevate Key Fact Statement. The reduction applies on all three tiers. In Perkly's terms that is about 0.4% back, not the international rate shown above.
Current welcome offer
Earn 125,000 RAKrewards plus 3 months free on Elevate Privilege tier
- 125,000 RAKrewards when you spend AED 20,000 within 60 days of card issuance
- First 3 months on the Elevate Privilege tier free for new cardholders
- Apply via the RAKBANK app and have the card issued between 31 August and 31 October 2026
- Existing RAKBANK customers only, no current RAKBANK credit card held, self-employed not eligible
Expected offer expiry: October 2026
Benefits & perks
- •Access to 1,300+ airport lounges plus 1 guest (requires min USD 1 international spend per 3 months)
- •6 complimentary airport transfers per year
- •Airport fast-track
- •Careem Plus annual membership
- •50% off VOX Cinema: up to 4 tickets per month
- •Cashback on video streaming subscriptions: AED 50 per month
- •2 complimentary Zofeur chauffeured rides per month (capped at AED 80 per ride)
- •Travel insurance
- •Dedicated RAKBANK concierge
Every card is checked against official bank sources. Last updated September 2026.
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More from RAKBANK
RAKBANK Elevate Credit Card (Plus)
- Earn 3 RAKrewards per AED 1 on most spend (supermarkets, insurance, government, petrol and utilities earn less)
- Lounge access at 1,300+ lounges plus 1 guest, 6 airport transfers a year and airport fast-track
Updated September 2026