RAKBANK
RAKislamic Platinum Credit Card
Benefits unlock at AED 30,000 minimum monthly spend
The RAKislamic Platinum Credit Card is a travel credit card from RAKBANK. It has no annual fee, and needs a minimum salary of AED 5,000 a month.
Annual fee
Free
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
RAKrewards
Min. monthly spend
AED 30,000
Card highlights
- Earn 3.75 RAKrewards per AED 1 on all local and international spend
- Free for life, no annual fee, Sharia-compliant Mastercard
- Complimentary Travel Accident Takaful and Purchase Protection Takaful
- Exclusive lifestyle offers and bonus RAKrewards on card usage
Earn rates
| Category | Rate |
|---|---|
| Travel | 3% |
| Retail | 3% |
| Supermarket | 3% |
| Dining & food | 3% |
| Online shopping | 3% |
| International spend | 3% |
| Fuel | 0.28% |
| Utilities | 0.28% |
| Education | 0.28% |
| Transport | 0.28% |
| Real estate | 0.28% |
Rewards on this card are capped at AED 2,000 a month across all categories (about AED 24,000 a year).
Benefits & perks
- •Complimentary travel accident takaful cover
- •Purchase protection takaful
- •High cash advance privileges
- •Exclusive lifestyle offers
- •Free for life: no annual fee ever
Every card is checked against official bank sources. Last updated July 2026.
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More from RAKBANK
RED Credit Card
Benefits unlock at AED 1,000 minimum monthly spend
- Earn 1% cashback on all local and international spend (AED 1,000-2,999/month, capped AED 300)
- Free for life with one free monthly international remittance
Updated June 2026
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