TravelIslamic
RAKBANK
RAKislamic Platinum Credit Card
Benefits unlock at AED 15,000 minimum monthly spend
The RAKislamic Platinum Credit Card is a travel credit card from RAKBANK. It has no annual fee, and needs a minimum salary of AED 5,000 a month.
Annual fee
Free
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
RAKrewards
Min. monthly spend
AED 15,000
Card highlights
- Earn 2.5 RAKrewards per AED 1 on domestic and international spend
- No annual fee ever, on a Sharia-compliant Mastercard
- Complimentary airport lounge access worldwide via Mastercard Travel Pass
- Complimentary travel accident Takaful cover
Earn rates
| Category | Rate | Monthly cap |
|---|---|---|
| Travel | 2% | No cap |
| Retail | 2% | No cap |
| Supermarket | 2% | No cap |
| Dining & food | 2% | No cap |
| Online shopping | 2% | No cap |
| International spend | 2% | AED 1,000 |
| Fuel | 0.28% | No cap |
| Utilities | 0.28% | No cap |
| Education | 0.28% | No cap |
| Transport | 0.28% | No cap |
| Real estate | 0.28% | No cap |
Rewards on this card are capped at AED 2,000 a month across all categories (about AED 24,000 a year).
Current welcome offer
Earn an AED 300 welcome bonus
- Spend AED 3,000 within 60 days of card issuance to qualify
- Apply and have your card issued between 20 July and 31 October 2026 via the RAKBANK app
- New RAKBANK customers, or existing customers with no RAKBANK Islamic product; self-employed applicants are not eligible
Expected offer expiry: October 2026
Benefits & perks
- •Complimentary airport lounge access worldwide
- •Purchase protection Takaful (theft and accidental damage) via Mastercard
- •Exclusive lifestyle offers
- •Free bonuses on card usage
- •No annual fee ever
Every card is checked against official bank sources. Last updated September 2026.
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More from RAKBANK
TravelWelcome offer
RAKBANK Elevate Credit Card (Plus)
- Earn 3 RAKrewards per AED 1 on most spend (supermarkets, insurance, government, petrol and utilities earn less)
- Lounge access at 1,300+ lounges plus 1 guest, 6 airport transfers a year and airport fast-track
AED 1,247.40/yrView card
Updated September 2026