RAKislamic World Credit Card

Benefits unlock at AED 10,000 minimum monthly spend

The RAKislamic World Credit Card is a travel credit card from RAKBANK. It has no annual fee, and needs a minimum salary of AED 20,000 a month.

Annual fee

Free

Joining fee

Free

Min. salary

AED 20,000/mo

Rewards in

RAKrewards

Min. monthly spend

AED 10,000

Card highlights

Earn 3.75 RAKrewards per AED on international and Special category spend (restaurants, fitness, beauty, electronics, fashion, online), 1.25 on domestic
No annual fee on the primary card, ever
Free Careem Plus membership for 12 months: 10% back on rides, unlimited free food delivery and more

Rewards on this card are capped at AED 2,800 a month across all categories (about AED 33,600 a year).

Earn an AED 750 welcome bonus

Spend AED 10,000 within 60 days of card issuance to qualify
Apply and have card issued between 20 July and 31 October 2026 via the RAKBANK app
New RAKBANK customers only, or existing customers with no RAKBANK Islamic product; self-employed not eligible
Bonus credited within 90 days of the end of the promotion

Expected offer expiry: October 2026

•Free Careem Plus membership for 12 months (includes 10% back on rides, unlimited free food delivery and more)
•No annual fee for the primary card
•First supplementary card free for life; additional supplementary cards at AED 210/year

Every card is checked against official bank sources. Last updated September 2026.

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