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Tabby Card (Free plan)

The Tabby Card (Free plan) is a cashback credit card from Tabby. It has no annual fee, and needs a minimum salary of AED 5,000 a month.

Tabby Tabby Card (Free plan)

Annual fee

Free

Joining fee

Free

Min. salary

AED 5,000/mo

Rewards in

Cashback

Card highlights

  • No cashback on the Free plan: upgrade to Tabby Card Plus to earn cashback
  • Buy now, pay later: one monthly statement with up to 40 days to repay interest-free
  • Split purchases over AED 50 into 4 free instalments at Tabby Card Network stores
  • Virtual Visa card, no annual fee, credit limit up to AED 15,000

Benefits & perks

  • •Split purchases over AED 50 into 4 monthly instalments, free at Tabby Card Network partner stores
  • •Split purchases into up to 12 instalments at non-network stores (fee up to 22% of purchase value)
  • •Roll over part of your monthly statement (fee up to 12%; total fees capped at 30% of transaction)
  • •Credit limit up to AED 15,000
  • •Up to 40 days to repay your statement in full with no fees
  • •No card issuance, re-issuance, monthly or annual fee
  • •Virtual card: instant freeze, re-issue and security via PIN or Face ID in the Tabby app
  • •Accepted via Apple Pay, Samsung Pay and Google Pay wherever Visa is accepted in the UAE

About this card

  • •Free plan earns no cashback
  • •Zero-fee credit/BNPL utility card

Every card is checked against official bank sources. Last updated September 2026.

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More from Tabby

CashbackWelcome offer

Tabby Card (Plus plan)

  • Earn 5% cashback on 3 chosen categories (Dining, Taxis, Pharmacies, Beauty, or Petrol), up to AED 200 a month
  • Split any Visa purchase into 4 interest-free payments automatically, up to AED 5,000 a month
AED 588/yrView card

Updated September 2026