Skip to content
CashbackTabby app users only

Tabby

Tabby Card (Free plan)

The Tabby Card (Free plan) is a cashback credit card from Tabby. It has no annual fee.

Tabby Tabby Card (Free plan)

Annual fee

Free

Joining fee

Free

Min. salary

AED 0/mo

Rewards in

Cashback

Card highlights

  • No cashback on the Free plan; cashback requires the paid Plus plan
  • Buy now, pay later: up to 40 days to pay with no interest or fees
  • Free 4-instalment splits at Tabby Card Network stores (fee applies outside)
  • No annual fee, no minimum salary, instant virtual Visa via Apple/Google/Samsung Pay

Benefits & perks

  • Split any purchase over AED 50 into 4 instalments, free at Tabby Card Network partner stores
  • Up to 40 days to pay your monthly statement at no charge
  • Purchases outside the network can be split over up to 12 instalments (fee up to 22% of purchase value)
  • Option to roll over part of your statement balance (fee up to 12%)
  • Total fees capped at 30% of the transaction value
  • Credit limit up to AED 15,000
  • Instant virtual card issuance via the Tabby app, no paperwork or branch visit
  • Instant card freeze and re-issue in the app
  • Secured by password, PIN or Face ID
  • Full spend, statement and balance tracking in the app
  • No minimum salary requirement
  • No issuance, annual or monthly fee
  • No down payment required on purchases

About this card

  • Free plan earns no cashback
  • Zero-fee credit/BNPL utility card

Every card is checked against official bank sources. Last updated July 2026.

Spotted something out of date or incorrect? Tell us and we’ll fix it.

See all cashback credit cards in the UAE →

More from Tabby

CashbackWelcome offer

Tabby Card (Plus plan)

  • Earn 5% cashback in 3 categories you pick each month (up to AED 200 total)
  • Selectable categories: Dining, Taxis, Pharmacies, Beauty, and Petrol stations
AED 588/yrView card

Updated July 2026

Perkly is independent and not affiliated with, endorsed by, or sponsored by any bank. All bank and product names and trademarks belong to their respective owners and are used for identification only.