National Bank of Fujairah (NBF Islamic)
NBF Islamic Infinite Credit Card
The NBF Islamic Infinite Credit Card is a cashback credit card from National Bank of Fujairah (NBF Islamic). It has no annual fee, and needs a minimum salary of AED 40,000 a month.
Annual fee
Free
Joining fee
Free
Min. salary
AED 40,000/mo
Rewards in
Cashback
Material
Plastic
Card highlights
- 10% cashback on dining (capped at AED 150 per billing cycle, min AED 25 per transaction)
- Also earns NBF Rewards points, redeemable for gift cards, Etihad Guest Miles or cashback
- Unlimited complimentary access to 1,200+ airport lounges via Visa Airport Companion
- Complimentary multi-trip travel insurance for up to 90 days when booked with the card
Earn rates
| Category | Rate | Monthly cap |
|---|---|---|
| Dining & food | 10% | AED 150 |
Rewards on this card are capped at AED 150 a month across all categories (about AED 1,800 a year).
Current welcome offer
Enter NBF Spend & Win for a chance to win cashback prizes
- 1 entry per AED 1,000 of local spend; 2 entries per AED 1,000 of international spend
- Supplementary card spend counts towards entries
- Grand Draw on 17 December 2026 covers transactions from 1 to 30 November 2026
- Prizes: 5 winners of AED 20,000, 10 of AED 2,000, 10 of AED 1,000, and 10 of AED 500 cashback
- Government transactions, cash withdrawals, cash advances, fees and charges do not count
Expected offer expiry: November 2026
Benefits & perks
- •Unlimited complimentary access to 1,200+ airport lounges via Visa Airport Companion app
- •10% cashback on dining (restaurants, cafes, fast food and more): up to AED 150 per billing cycle
- •Complimentary multi-trip travel insurance for up to 90 days (when travel is booked with the card)
- •Extended warranty: up to double the manufacturer's coverage on eligible purchases
- •24/7 Visa Infinite concierge
- •NBF Rewards points redeemable for gift cards, Etihad Guest Miles or instant cashback
- •0% instalment plans from 3 months
- •Balance transfer available for up to 24 months
- •EZ Draft facility: up to 70% of credit limit
- •3 free supplementary cards (AED 250 plus VAT per card from the 4th)
- •Dining, hospitality and leisure offers
- •Free for life with NBF Islamic Priority status
Every card is checked against official bank sources. Last updated November 2026.
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Questions people ask
What does the National Bank of Fujairah (NBF Islamic) NBF Islamic Infinite Credit Card earn?
An NBF Islamic card for customers earning AED 40,000 a month or with Priority status, lifetime free while you keep Priority status, paying 10% cashback on dining, up to AED 150 a billing cycle on transactions of AED 25 or more, plus NBF Rewards points at a rate Perkly has not recorded, with unlimited lounge access through the Visa Airport Companion app.
What does the National Bank of Fujairah (NBF Islamic) NBF Islamic Infinite Credit Card cost?
No annual fee and no joining fee: NBF Islamic's Key Facts Statement and schedule call it lifetime free, and the schedule adds that the bank may levy fees or replace the card, with notice, if Priority segment eligibility is not maintained. 3 supplementary cards are free, then AED 250 plus VAT for each card from the 4th.
What does spending abroad cost on the National Bank of Fujairah (NBF Islamic) NBF Islamic Infinite Credit Card?
Spending abroad costs about 3.78% all in: NBF Islamic's 2.5% foreign currency processing fee plus 5% VAT (2.625%), plus 1.15% for Visa, which is Perkly's standard estimate because NBF Islamic's schedule says its fee is charged in addition to Visa's standard processing fee without giving a figure.
What should I watch out for with the National Bank of Fujairah (NBF Islamic) NBF Islamic Infinite Credit Card?
The 10% dining cashback stops at AED 150 a billing cycle (AED 1,500 of dining) and needs transactions of at least AED 25 paid directly to the restaurant, not through a third-party payment app or platform. The card is lifetime free while you keep NBF Islamic Priority status; if you do not, NBF may introduce a fee, with notice. Perkly cannot say what everyday spending earns: the card earns NBF Rewards points, but no rate for this card is settled.