Emirates Islamic
Cashback Plus Card
Benefits unlock at AED 17,500 minimum monthly spend
The Cashback Plus Card is a cashback credit card from Emirates Islamic. It has an annual fee of AED 313.95, and needs a minimum salary of AED 12,000 a month.
Annual fee
AED 313.95
Joining fee
Free
Min. salary
AED 12,000/mo
Rewards in
Cashback
Min. monthly spend
AED 17,500
Material
Plastic
Card highlights
- Earn 3-10% cashback on supermarkets, dining, education and telecom (10% at AED 17,500+ monthly spend; max AED 200 per category)
- 1 complimentary lounge visit a year (1,200+ lounges via Visa Airport Companion)
- 2 free golf rounds a month at 5 UAE courses, plus 1 free valet per month
- 2 free Marhaba Meet & Greet services a year at Dubai airport, plus BOGO cinema at Reel Cinemas monthly
Earn rates
| Category | Rate | Monthly cap |
|---|---|---|
| Supermarket | 10% | AED 200 |
| Dining & food | 10% | AED 200 |
| Utilities | 10% | AED 200 |
| Education | 10% | AED 200 |
Rewards on this card are capped at AED 800 a month across all categories (about AED 9,600 a year).
Benefits & perks
- •10% cashback on supermarkets, education, dining and telecom at AED 17,500+ monthly spend (max AED 200/category/month)
- •Airport lounge access at 1,200+ lounges worldwide via Visa Airport Companion: 1 complimentary visit/year for primary and supplementary cardholders
- •2 complimentary golf rounds/month at Arabian Ranches, Jebel Ali, Abu Dhabi Golf Club and more (AED 5,000 min monthly spend)
- •Buy 1 get 1 movie tickets at Reel Cinemas every month (AED 3,000 min monthly retail spend)
- •2 complimentary Marhaba Bronze Meet & Greet services/year at Dubai airport, shared between primary and supplementary cards (AED 3,000 min monthly retail spend)
- •Sharjah Ladies Club complimentary access for women cardholders aged 18+ (AED 3,000 min monthly retail spend)
- •1 complimentary valet parking/month at select UAE locations (AED 5,000 min monthly retail spend)
- •20% off movie tickets and food & beverages at Roxy Cinemas (valid until 30 April 2027)
- •Visa Luxury Hotel Collection: best rate guarantee, room upgrade, free breakfast, late checkout and USD 25 food/beverage voucher at 900+ properties
- •Multi-trip travel insurance (takaful): travel accident and inconvenience cover for trips up to 90 days
- •Purchase protection against theft or damage
- •Extended warranty: doubles manufacturer warranty up to 1 year
- •0% Easy Payment Plans (3, 6, 9 or 12 months) at partner outlets including Carrefour and Sharaf DG
- •Cash on Call: access up to 80% of available credit limit
- •Auto top-up facility for Salik
- •Gold Class cabin access on Dubai Metro
Every card is checked against official bank sources. Last updated September 2026.
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