Commercial Bank of Dubai
CBD One Credit Card
The CBD One Credit Card is a cashback credit card from Commercial Bank of Dubai. It has no annual fee, and needs a minimum salary of AED 5,000 a month.

Annual fee
Free
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
Cashback
Min. monthly spend
AED 5,000
Card highlights
- 100% cashback at 20+ selected merchants (noon, Amazon, Uber, Netflix, Starbucks and more), up to AED 135 per month
- Free for life with no annual fee; requires AED 5,000 minimum monthly spend to unlock cashback
- 8 complimentary airport lounge visits per year plus multi-trip travel insurance up to USD 500,000
- 20% off Emaar attractions and Visa Entertainer 2-for-1 dining and leisure offers
Earn rates
| Category | Rate |
|---|---|
| Travel | 100% |
| Retail | 100% |
| Dining & food | 100% |
| Transport | 100% |
| Online shopping | 100% |
Rewards on this card are capped at AED 135 a month across all categories (about AED 1,620 a year).
Benefits & perks
- •Full cashback at selected merchants (noon, Amazon, Careem and more): up to AED 135/month (min. AED 5,000 monthly spend)
- •8 complimentary airport lounge visits per year via Visa Airport Companion (1,000+ lounges)
- •Multi-trip travel insurance for cardholder and family: up to USD 500,000, trips up to 90 days
- •Visa Entertainer 2-for-1 offers via the Visa Airport Companion app
- •20% off Emaar attractions (KidZania, Dubai Aquarium, Dubai Ice Rink and more) plus bonus Play DXB credits
- •Purchase protection cover (Visa Signature)
- •Extended warranty cover (Visa Signature)
- •0% easy payment plan available
- •Balance transfer facility
- •Free for life, no annual fee
- •Choose your own card design
Every card is checked against official bank sources. Last updated July 2026.
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Benefits unlock at AED 3,000 minimum monthly spend
- 3% cashback on Bills, Education, Supermarkets and Fuel (AED 75 cap per category, AED 300/month)
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Updated July 2026
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Benefits unlock at AED 10,000 minimum monthly spend
- 5% cashback on Bills, Education, Supermarkets and Fuel (AED 100 cap per category, AED 400/month)
- Minimum AED 10,000 monthly spend needed for this tier; no cashback on other categories
Updated July 2026
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