Commercial Bank of Dubai
CBD One Credit Card
The CBD One Credit Card is a cashback credit card from Commercial Bank of Dubai. It has no annual fee, and needs a minimum salary of AED 5,000 a month.
Annual fee
Free
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
Cashback
Min. monthly spend
AED 5,000
Card highlights
- Up to AED 135/month cashback at noon, Amazon, Uber, Zomato, Netflix, Starbucks and more
- No annual fee, but AED 5,000 monthly spend required to unlock the cashback
- 8 airport lounge visits a year (1,000+ lounges) via Visa Airport Companion, plus USD 500,000 travel insurance
- 20% off Emaar attractions and Visa Entertainer 2-for-1 offers
Earn rates
| Category | Rate |
|---|---|
| Travel | 100% |
| Retail | 100% |
| Dining & food | 100% |
| Transport | 100% |
| Online shopping | 100% |
Rewards on this card are capped at AED 135 a month across all categories (about AED 1,620 a year).
Current welcome offer
0% interest on Cash on Call and Balance Transfer plans for new customers
- 0% on 6-month plans (one-time processing fee of 1.99%)
- 0% on 12-month plans (one-time processing fee of 2.99%)
- Plans must be taken within 30 days of card issuance
- Cash on Call available up to 90% of your credit limit
- Offer valid until 31 December 2026
Expected offer expiry: December 2026
Benefits & perks
- •Full cashback at selected merchants (noon, Amazon, Careem and more): up to AED 135/month, with AED 5,000 minimum monthly spend
- •8 complimentary airport lounge visits per year via Visa Airport Companion, at 1,000+ lounges worldwide
- •Multi-trip travel insurance for cardholder and family: up to USD 500,000, trips up to 90 days
- •Visa Entertainer 2-for-1 dining and lifestyle offers via Visa Airport Companion app
- •20% off Emaar attractions (KidZania, Dubai Aquarium, Dubai Ice Rink and more) plus bonus Play DXB credits
- •Purchase protection cover (Visa Signature)
- •Extended warranty cover (Visa Signature)
- •0% easy payment plan on purchases
- •Balance transfer facility
- •Free for life: no annual fee
- •Choose your own card design
Every card is checked against official bank sources. Last updated September 2026.
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