CashbackIslamic
Al Hilal Bank
Cashback Credit Card (3% tier, Groceries + Dining)
The Cashback Credit Card (3% tier, Groceries + Dining) is a cashback credit card from Al Hilal Bank. It has no annual fee, and needs a minimum salary of AED 5,000 a month.
Annual fee
Free
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
Cashback
Min. monthly spend
AED 3,000
Card highlights
- Earn 3% cashback on Groceries and Dining (AED 3,000-8,000 monthly spend), 1% on other retail
- 4 complimentary lounge visits or airport dining offers a year via Mastercard Travel Pass (25+ lounges)
- No annual fee and cashback capped at AED 250 per category, AED 500 per statement cycle
- Buy-one-get-one-free dining, premium spas and leisure via Mastercard
Earn rates
| Category | Rate | Monthly cap |
|---|---|---|
| Supermarket | 3% | AED 250 |
| Dining & food | 3% | AED 250 |
| Travel | 1% | No cap |
| Retail | 1% | No cap |
| Fuel | 1% | No cap |
| Utilities | 1% | No cap |
| Education | 1% | No cap |
| Transport | 1% | No cap |
| Online shopping | 1% | No cap |
| International spend | 1% | No cap |
| Real estate | 1% | No cap |
Rewards on this card are capped at AED 500 a month across all categories (about AED 6,000 a year).
Benefits & perks
- •4 complimentary airport lounge visits or airport dining offers per year at 25+ lounges via Mastercard Travel Pass
- •1 complimentary lounge access on app enrolment for new cards
- •Remaining lounge visits unlock after a cross-border purchase of at least USD 1 (valid for 3 months)
- •Buy 1 get 1 free on dining, premium spas and leisure activities
- •Up to 3 supplementary cards free of charge
About this card
- •Elevated 3% cashback on groceries and dining (this category pair)
- •3% cashback capped at AED 250 per month across these two categories
- •All other spend earns 1% cashback
- •Total cashback across the whole card capped at AED 500 per statement cycle
Every card is checked against official bank sources. Last updated September 2026.
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