CashbackIslamic
Al Hilal Bank
Cashback Credit Card (5% tier, Dining + Education)
The Cashback Credit Card (5% tier, Dining + Education) is a cashback credit card from Al Hilal Bank. It has no annual fee, and needs a minimum salary of AED 5,000 a month.
Annual fee
Free
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
Cashback
Min. monthly spend
AED 8,000
Card highlights
- Earn 5% cashback on Dining and Education (above AED 8,000 monthly spend), 1% on other retail
- Cashback capped at AED 250 per selected category and AED 500 per statement cycle
- 4 complimentary airport lounge visits or dining offers a year via Mastercard Travel Pass (25+ lounges)
- No annual fee, Shariah-compliant, with buy-one-get-one dining, spa and leisure offers
Earn rates
| Category | Rate | Monthly cap |
|---|---|---|
| Dining & food | 5% | AED 250 |
| Education | 5% | AED 250 |
| Travel | 1% | No cap |
| Retail | 1% | No cap |
| Supermarket | 1% | No cap |
| Fuel | 1% | No cap |
| Utilities | 1% | No cap |
| Transport | 1% | No cap |
| Online shopping | 1% | No cap |
| International spend | 1% | No cap |
| Real estate | 1% | No cap |
Rewards on this card are capped at AED 500 a month across all categories (about AED 6,000 a year).
Benefits & perks
- •4 complimentary airport lounge visits or airport dining offers per year at 25+ lounges via Mastercard Travel Pass
- •1 complimentary lounge access on enrolment in the Mastercard Travel Pass app
- •Remaining lounge visits unlock after a cross-border purchase of at least USD 1 (valid for 3 months per qualifying purchase)
- •Buy 1 get 1 free on dining, premium spas and leisure activities (via Mastercard)
- •Up to 3 supplementary cards at no charge
About this card
- •5% cashback on Dining and Education spend (your 2 chosen categories this month)
- •5% category cashback capped at AED 250 per month per category
- •All other spend earns 1% cashback
- •Total cashback across the card capped at AED 500 per statement cycle
Every card is checked against official bank sources. Last updated September 2026.
Spotted something out of date or incorrect? Tell us and we’ll fix it.
See all cashback credit cards in the UAE →
More from Al Hilal Bank
CashbackIslamic
Al Hilal Cashback Credit Card
Standard rate up to AED 3,000 monthly spend
- Earn 1% cashback on all retail spend (AED 0-3,000/month), 0% on government spend
- Up to 5% cashback on 2 chosen categories (Grocery, Fuel, Dining, International, Education) at higher monthly spend
No annual feeView card
Updated September 2026
CashbackIslamic
Al Hilal Cashback Credit Card (3% tier, Dining + Education)
- 3% cashback on Dining and Education when monthly spend is AED 3,000-8,000
- 1% cashback on all other retail spend; 0% on government and app-paid utility spend
No annual feeView card
Updated September 2026
CashbackIslamic
Al Hilal Cashback Credit Card (3% tier, Fuel + Dining)
- Earn 3% cashback on your chosen 2 categories (Fuel and Dining) on monthly spend of AED 3,000-8,000, plus 1% on other retail spend
- Cashback capped at AED 250 per chosen category and AED 500 per statement cycle, credited by the 15th of the following month
No annual feeView card
Updated September 2026