Retail
Abu Dhabi Commercial Bank
ADCB LuLu Titanium Credit Card
The ADCB LuLu Titanium Credit Card is a retail credit card from Abu Dhabi Commercial Bank. It has no annual fee, and needs a minimum salary of AED 5,000 a month.
Annual fee
Free
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
LuLu Points
Material
Plastic
Card highlights
- Earn 3.5 LuLu Points per AED 1 at LuLu, 1 point on general spend
- Complimentary airport lounge access
- 20% off talabat orders and 0% instalment plan for school fees
Earn rates
| Category | Rate |
|---|---|
| Supermarket | 3.5% |
| Travel | 1% |
| Retail | 1% |
| Dining & food | 1% |
| Online shopping | 1% |
| International spend | 1% |
| Fuel | 0.2% |
| Utilities | 0.2% |
| Education | 0.2% |
| Transport | 0.2% |
| Real estate | 0.2% |
Benefits & perks
- •Complimentary airport lounge access
- •0% instalment plan for school fees
- •20% off talabat orders (up to AED 14 per order)
- •Mastercard benefits
- •Credit Shield credit protection
Every card is checked against official bank sources. Last updated June 2026.
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AED 383.25/yrView card
Updated July 2026
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