Retail
Abu Dhabi Commercial Bank
ADCB LuLu Platinum Credit Card
The ADCB LuLu Platinum Credit Card is a retail credit card from Abu Dhabi Commercial Bank. It has no annual fee, and needs a minimum salary of AED 8,000 a month.
Annual fee
Free
Joining fee
Free
Min. salary
AED 8,000/mo
Rewards in
LuLu Points
Material
Plastic
Card highlights
- Earn 8 LuLu Points per AED 1 at LuLu (8% back), 1.25 elsewhere
- 4 complimentary airport lounge visits via Mastercard Travel Pass
- Reel Cinemas buy-one-get-one (x2/month) plus 20% off F&B
Earn rates
| Category | Rate |
|---|---|
| Supermarket | 8% |
| Travel | 1.25% |
| Retail | 1.25% |
| Dining & food | 1.25% |
| Online shopping | 1.25% |
| International spend | 1.25% |
| Fuel | 0.2% |
| Utilities | 0.2% |
| Education | 0.2% |
| Transport | 0.2% |
| Real estate | 0.2% |
Benefits & perks
- •Complimentary airport lounge access: 4 visits/year via Mastercard Travel Pass
- •Reel Cinemas buy-one-get-one tickets: up to 2 times/month (until 31 Dec 2026)
- •20% off food and beverage at Reel Cinemas
- •20% off talabat orders (capped at AED 14 per order)
- •0% instalment plan for school fees
- •Credit Shield protection
Every card is checked against official bank sources. Last updated June 2026.
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AED 383.25/yrView card
Updated July 2026
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