Retail
Abu Dhabi Commercial Bank
ADCB LuLu Platinum Credit Card
The ADCB LuLu Platinum Credit Card is a retail credit card from Abu Dhabi Commercial Bank. It has no annual fee, and needs a minimum salary of AED 8,000 a month.
Annual fee
Free
Joining fee
Free
Min. salary
AED 8,000/mo
Rewards in
LuLu Points
Material
Plastic
Card highlights
- Earn 8 LuLu Points per AED 1 at LuLu (8% back), up to 1.25 per AED on general spend
- 4 complimentary airport lounge visits a year at 25+ lounges worldwide via Mastercard Travel Pass
- Reel Cinemas: buy 1 get 1 free on tickets (up to 2 free/month) plus 20% off food and beverage
- talabat: 20% off groceries or food once a month (capped at AED 14)
Earn rates
| Category | Rate |
|---|---|
| Supermarket | 8% |
| Travel | 1.25% |
| Retail | 1.25% |
| Dining & food | 1.25% |
| Online shopping | 1.25% |
| International spend | 1.25% |
| Fuel | 0.2% |
| Utilities | 0.2% |
| Education | 0.2% |
| Transport | 0.2% |
| Real estate | 0.2% |
0.4 LuLu Points per AED 1 on purchases in the United Kingdom and Europe (EEA). EEA classification per prevailing Mastercard guidelines. In Perkly's terms that is about 0.4% back, not the international rate shown above.
Benefits & perks
- •Reel Cinemas: buy 1 get 1 free on movie tickets, up to 2 free tickets per month (until 31 Dec 2026)
- •20% off food and beverage at Reel Cinemas counter on minimum spend of AED 20
- •4 complimentary airport lounge visits at 25+ lounges worldwide via Mastercard Travel Pass
- •20% off talabat grocery or food orders once a month, capped at AED 14
- •0% interest payment plan on school fees
About this card
- •LuLu Points value: AED 0.01 per point (every 5,000 points = AED 50)
- •Redemption: instant at LuLu store checkout in the UAE only
- •Minimum redemption is 5,000 points, then in multiples of 100 points
- •Points expire 3 years from the last day of the month they were earned
Every card is checked against official bank sources. Last updated September 2026.
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More from Abu Dhabi Commercial Bank
Retail
ADCB LuLu Titanium Credit Card
- Earn 3.5 LuLu Points per AED 1 at LuLu Hypermarket (3.5% back)
- Complimentary airport lounge access via Mastercard
No annual feeView card
Updated September 2026