Retail
EmiratesNBD
U by Emaar Family Credit Card
The U by Emaar Family Credit Card is a retail credit card from EmiratesNBD. It has no annual fee, and needs a minimum salary of AED 5,000 a month.
Annual fee
Free
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
Upoints
Material
Plastic
Card highlights
- Earn 5% back in Upoints at all Emaar outlets, malls, hotels & entertainment; 1% everywhere else
- BOGO movie tickets at Reel Cinemas plus up to 30% off Emaar Entertainment venues
- Up to 10% off Emaar Hospitality restaurants & spas, plus exclusive hotel rates with 4pm late checkout
Earn rates
| Category | Rate |
|---|---|
| Retail | 5% |
| Dining & food | 5% |
| Travel | 1% |
| Online shopping | 1% |
| International spend | 1% |
| Supermarket | 0.3% |
| Fuel | 0.1% |
| Utilities | 0.1% |
| Education | 0.1% |
| Transport | 0.1% |
| Real estate | 0.1% |
Lifestyle value (annual; assumptions): Reel/cinema Buy-1-Get-1 12 x AED 17 = AED 204 (requires AED 5,000/month spend); Emaar entertainment/F&B/spa discounts ~AED 300 on an assumed AED 2,000/yr Emaar lifestyle spend (avg ~15% off). TOTAL AED 504. No lounge on this tier.
See all retail credit cards in the UAE →
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