EmiratesNBD
U By Emaar Infinite
The U By Emaar Infinite is a retail credit card from EmiratesNBD. It has an annual fee of AED 1,575, and needs a minimum salary of AED 30,000 a month.
Annual fee
AED 1,575
Joining fee
AED 2,625
Min. salary
AED 30,000/mo
Rewards in
Upoints
Material
Plastic
Card highlights
- Earn 7.5% back at all Emaar outlets, 1.5% on all other spend
- Complimentary suite upgrades and 20% off dining and spas at Emaar hotels
- Unlimited airport lounge access plus BOGO Reel Cinema tickets
- Up to 30% off Emaar entertainment and complimentary Dubai Mall valet
Earn rates
| Category | Rate |
|---|---|
| Retail | 7.5% |
| Dining & food | 7.5% |
| Travel | 1.5% |
| Online shopping | 1.5% |
| International spend | 1.5% |
| Supermarket | 0.38% |
| Fuel | 0.15% |
| Utilities | 0.15% |
| Education | 0.15% |
| Transport | 0.15% |
| Real estate | 0.15% |
Current welcome offer
First year free plus up to 25,000 Upoints and a Platinum status upgrade
- Joining fee waived for the first year
- Up to 25,000 Upoints as a welcome bonus
- Platinum tier status upgrade included
Benefits & perks
- •Complimentary airport lounge access at 1,000+ lounges via Visa Airport Companion
- •U By Emaar Platinum status
- •20% off food, beverage and spa at Emaar Hospitality Group hotels
- •Up to 30% discount on entertainment at Emaar Entertainment Group
- •Buy 1 get 1 free movie tickets at Reel Cinemas plus free popcorn and soft drink (min AED 5,000/month spend)
- •Complimentary suite upgrade on hotel stays
- •Late checkout until 4pm at Emaar hotels
- •Room upgrades at Emaar hotels: up to 7 nights per year
- •Complimentary valet parking at Grand Drive, Dubai Mall
- •Golf privileges at select UAE courses
- •Concierge services
- •Complimentary roadside assistance: 3 times per year
- •0% instalment plan at participating merchants
- •Credit Shield Pro insurance
- •Welcome bonus: 15,000 Upoints on activation
- •Bonus 10,000 Upoints on USD 10,000 retail spend in first 3 billing cycles
Every card is checked against official bank sources. Last updated July 2026.
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