Retail
EmiratesNBD
U By Emaar Infinite
The U By Emaar Infinite is a retail credit card from EmiratesNBD. It has an annual fee of AED 1,575, and needs a minimum salary of AED 30,000 a month.
Annual fee
AED 1,575
Joining fee
AED 2,625
Min. salary
AED 30,000/mo
Rewards in
Upoints
Material
Plastic
Card highlights
- Earn 7.5% back in Upoints at Emaar outlets, 1.5% on other spend
- U By Emaar Platinum status plus suite upgrades and late checkout at Emaar hotels
- Complimentary airport lounge access at 1,000+ lounges via Visa Airport Companion
- 2 free golf rounds a month at 6 UAE courses, 4 airport transfers a year, USD 1M travel insurance
Earn rates
| Category | Rate |
|---|---|
| Retail | 7.5% |
| Dining & food | 7.5% |
| Travel | 1.5% |
| Online shopping | 1.5% |
| International spend | 1.5% |
| Supermarket | 0.38% |
| Fuel | 0.15% |
| Utilities | 0.15% |
| Education | 0.15% |
| Transport | 0.15% |
| Real estate | 0.15% |
Rewards on this card are capped at AED 8,333 a month across all categories (about AED 99,996 a year).
Current welcome offer
Earn up to 25,000 Upoints plus automatic U By Emaar Platinum status
- 15,000 Upoints credited on card activation and payment of the joining fee
- 10,000 Upoints for cumulative retail purchases of US$10,000 within the first 3 billing statements
- Automatic U By Emaar Platinum status included
Benefits & perks
- •Complimentary airport lounge access at over 1,000 lounges via Visa Airport Companion (requires a foreign-currency transaction of at least USD 1 at least 10 days before visit)
- •Visa multi-trip travel insurance including emergency medical cover up to USD 1,000,000
- •Complimentary golf: 2 rounds per month at 6 UAE courses (AED 30 processing fee; AED 249 no-show fee)
- •20% off F&B and spas at Emaar Hospitality Group Hotels
- •Up to 30% discount on entertainment at Emaar Entertainment Group
- •Buy 1 get 1 free movie tickets at Reel Cinemas with free popcorn and soft drink: up to 6 tickets (3 free) per month, with AED 5,000 minimum monthly spend
- •Complimentary suite upgrade on hotel stays at Emaar hotels
- •Late checkout until 4 pm at Emaar hotels (subject to availability)
- •Room upgrades at Emaar hotels: up to 7 nights per year
- •Up to 4 complimentary valet parking services per month at selected Abu Dhabi locations
- •Complimentary valet parking at Grand Drive (Galeries Lafayette and The Souk, Dubai Mall); currently redirected to China Town valet area
- •Roadside assistance (recovery, towing, fuel delivery and battery boost): 3 times per calendar year
- •Concierge services including up to 4 airport drops per year, up to 12 local courier deliveries per year, and annual car servicing and registration assistance
- •Visa Luxury Hotel Collection access at over 900 properties (requires AED 5,000 minimum spend in the month of use)
- •U By Emaar Platinum status
- •Purchase protection against theft or accidental damage
- •0% instalment plan at participating merchants over 3, 6, 12 or 24 months
Every card is checked against official bank sources. Last updated September 2026.
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Emirates NBD U by Emaar Family Credit Card
- Earn 5% back in Upoints at all Emaar outlets, malls, hotels & entertainment; 1% everywhere else
- BOGO movie tickets at Reel Cinemas plus up to 30% off Emaar Entertainment venues
No annual feeView card
Updated September 2026