Retail
EmiratesNBD
U By Emaar Signature
The U By Emaar Signature is a retail credit card from EmiratesNBD. It has an annual fee of AED 262.5, and needs a minimum salary of AED 12,000 a month.
Annual fee
AED 262.5
Joining fee
AED 525
Min. salary
AED 12,000/mo
Rewards in
Upoints
Material
Plastic
Card highlights
- Earn 6.25% back at all Emaar outlets, 1.25% on all other spend
- Complimentary room upgrades and 15% off dining and spas at Emaar hotels
- Unlimited airport lounge access plus BOGO Reel Cinema tickets
- Up to 30% off Emaar entertainment
Earn rates
| Category | Rate |
|---|---|
| Retail | 6.25% |
| Dining & food | 6.25% |
| Travel | 1.25% |
| Online shopping | 1.25% |
| International spend | 1.25% |
| Supermarket | 0.31% |
| Fuel | 0.13% |
| Utilities | 0.13% |
| Education | 0.13% |
| Transport | 0.13% |
| Real estate | 0.13% |
Current welcome offer
First year free
Benefits & perks
- •Buy 1 get 1 free movie tickets at Reel Cinemas plus free popcorn and soft drink (min AED 5,000/month spend)
- •Complimentary airport lounge access at 1,000+ lounges via Visa Airport Companion
- •U By Emaar Gold status membership
- •15% off food, beverage and spa at Emaar Hospitality Group hotels
- •Up to 30% discount on entertainment at Emaar Entertainment Group
- •Complimentary room upgrades on hotel stays (up to 7 nights/year)
- •Complimentary roadside assistance (3 times/year)
- •0% instalment plan at participating merchants
- •Welcome offer: up to 2,500 Upoints
- •Credit Shield Pro insurance
Every card is checked against official bank sources. Last updated July 2026.
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