RetailAbu Dhabi & Al Ain
EmiratesNBD
Darna Select Visa Credit Card
The Darna Select Visa Credit Card is a retail credit card from EmiratesNBD. It has no annual fee, and needs a minimum salary of AED 5,000 a month.
Annual fee
Free
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
Darna Points
Material
Plastic
Card highlights
- Earn 6.25% value back in Darna Points at Yas Mall, Yas Island and Aldar destinations
- 0.75% on general spend; groceries, fast food and insurance earn less; fuel, utilities and government earn less still
- Silver tier in Darna Rewards by Aldar: up to 15% off dining at select Yas Island hotels, plus golf and padel discounts
- Buy 1 Get 1 free VOX Cinemas tickets online, up to 3 a month (requires AED 5,000 monthly spend)
Earn rates
| Category | Rate |
|---|---|
| Retail | 6.25% |
| Dining & food | 6.25% |
| Travel | 0.75% |
| Online shopping | 0.75% |
| International spend | 0.75% |
| Supermarket | 0.19% |
| Fuel | 0.08% |
| Utilities | 0.08% |
| Education | 0.08% |
| Transport | 0.08% |
| Real estate | 0.08% |
Rewards on this card are capped at AED 2,500 a month across all categories (about AED 30,000 a year).
Benefits & perks
- •Up to 15% off dining at select Yas Island hotels (Crowne Plaza, Rotana, Radisson Blu and more) with AED 5,000 monthly spend
- •Discounts on golf sessions, padel tennis and country clubs with AED 5,000 monthly spend
- •Automatic Darna Rewards Silver tier status by Aldar
- •Buy 1 get 1 free movie tickets at VOX Cinemas: up to 3 tickets/month with AED 5,000 monthly spend
- •0% instalment plan at Aldar Education and Property
- •Purchase protection against theft or accidental damage
- •Extended warranty: 12 months beyond the original manufacturer warranty
- •Apple Pay, Google Pay and Samsung Wallet support
About this card
- •Cinema buy 1 get 1 (needs AED 5,000 of card spend a month): about AED 204
- •Darna Silver tier 15% off dining (needs AED 5,000 of card spend a month): about AED 300
- •Estimated total lifestyle value: about AED 504
Every card is checked against official bank sources. Last updated September 2026.
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