EmiratesNBD
Darna Select Visa Credit Card
The Darna Select Visa Credit Card is a retail credit card from EmiratesNBD. It has no annual fee, and needs a minimum salary of AED 5,000 a month.
Annual fee
Free
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
Darna Points
Material
Plastic
Card highlights
- Earn 6.25% value back at Aldar destinations — Yas Mall, theme parks, hotels & golf
- 0.75% value back on everyday spend outside Aldar (reduced on fuel, utilities & groceries)
- Automatic Darna Silver tier: up to 15% off dining, plus golf & padel discounts
- Buy 1 Get 1 free movie tickets at VOX Cinemas
Earn rates
| Category | Rate |
|---|---|
| Retail | 6.3% |
| Dining & food | 6.3% |
| Travel | 0.8% |
| Online shopping | 0.8% |
| International spend | 0.8% |
| Supermarket | 0.2% |
| Fuel | 0.1% |
| Utilities | 0.1% |
| Education | 0.1% |
| Transport | 0.1% |
| Real estate | 0.1% |
Current offer
Welcome offer: a YouGotaGift HappyYOU Card worth AED 250 when you apply online. (No Darna Points welcome bonus on this tier.)
Lifestyle value (annual; assumptions stated): Cinema BOGO 1 ticket/mo x 12 x AED 17 = AED 204. Darna SILVER tier: 15% off dining on assumed AED 2,000/yr Aldar dining = AED 300. No lounge/roadside/golf/valet on this tier. TOTAL AED 504. KEY ASSUMPTION: AED 5,000/yr Aldar hotel+dining spend (AED 3,000 hotel + AED 2,000 dining); tier-discount value is ~0 with no Aldar spend. Golf excluded (min-spend + AED 30/booking fee).
See all retail credit cards in the UAE →
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