RetailAbu Dhabi & Al Ain
EmiratesNBD
Darna Select Visa Credit Card
The Darna Select Visa Credit Card is a retail credit card from EmiratesNBD. It has no annual fee, and needs a minimum salary of AED 5,000 a month.
Annual fee
Free
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
Darna Points
Material
Plastic
Card highlights
- Earn 6.25% value back at Aldar destinations, Yas Mall, theme parks, hotels & golf
- 0.75% value back on everyday spend outside Aldar (reduced on fuel, utilities & groceries)
- Automatic Darna Silver tier: up to 15% off dining, plus golf & padel discounts
- Buy 1 Get 1 free movie tickets at VOX Cinemas
Earn rates
| Category | Rate |
|---|---|
| Retail | 6.25% |
| Dining & food | 6.25% |
| Travel | 0.75% |
| Online shopping | 0.75% |
| International spend | 0.75% |
| Supermarket | 0.19% |
| Fuel | 0.08% |
| Utilities | 0.08% |
| Education | 0.08% |
| Transport | 0.08% |
| Real estate | 0.08% |
Current welcome offer
Welcome gift: a YouGotaGift HappyYOU Card worth AED 250
- Awarded when you apply online
- No Darna Points welcome bonus on this tier
Benefits & perks
- •Darna Rewards Silver tier status at Aldar: up to 15% off dining at select Yas Island hotels
- •Buy 1 Get 1 free movie tickets at VOX Cinemas (online booking, minimum spend applies)
- •Discounts on golf sessions, padel tennis and country club access at Aldar destinations
- •0% instalment plan on Aldar Education and Property purchases
- •Credit Shield Pro insurance: up to AED 300,000 death cover, AED 60,000 job-loss cover and AED 100/day hospitalisation (0.99%/month, underwritten by ADNIC)
- •Redeem Darna Points instantly at 1,200+ Aldar merchants, gift cards and services
- •Apple Pay, Google Pay and Samsung Wallet compatibility
About this card
- •Cinema buy-one-get-one offer: up to AED 204 per year (1 free ticket/month)
- •Darna Silver dining discount (15% off at Aldar properties): about AED 300 per year
- •No lounge, roadside assistance, golf, or valet perks on this tier
- •Dining discount value assumes ~AED 2,000 annual spend at Aldar restaurants
- •Golf perk excluded: requires minimum spend and a AED 30 booking fee per round
Every card is checked against official bank sources. Last updated June 2026.
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