EmiratesNBD
Darna Visa Infinite Privilege Credit Card
The Darna Visa Infinite Privilege Credit Card is a retail credit card from EmiratesNBD. It has an annual fee of AED 2,625, and needs a minimum salary of AED 50,000 a month.
Annual fee
AED 2,625
Joining fee
AED 2,625
Min. salary
AED 50,000/mo
Rewards in
Darna Points
Material
Plastic
Card highlights
- Earn 10% value back at Aldar destinations, 1.5% on all other spend
- Automatic Darna Invite-Only tier — highest Aldar Rewards status
- Complimentary lounge access (Visa Airport Companion) plus valet parking in Abu Dhabi
- Complimentary golf at top UAE courses and BOGO cinema at VOX
Earn rates
| Category | Rate |
|---|---|
| Retail | 10% |
| Dining & food | 10% |
| Travel | 1.5% |
| Online shopping | 1.5% |
| International spend | 1.5% |
| Supermarket | 0.4% |
| Fuel | 0.2% |
| Utilities | 0.2% |
| Education | 0.2% |
| Transport | 0.2% |
| Real estate | 0.2% |
Current offer
Welcome offer: up to 25,000 Darna Points (= AED 2,500), 15,000 on payment of the joining fee + 10,000 on spending AED 30,000 in the first 3 months.
Lifestyle value (annual; assumptions stated): Lounge AED 235; Cinema BOGO AED 204; Roadside AED 300; Valet AED 480; Darna INVITE-ONLY tier discount ESTIMATED 50% hotels + 35% dining on assumed AED 3,000 hotel + AED 2,000 dining = AED 2,200 (FLAGGED ESTIMATE - Invite-Only perks not published publicly, only in Darna app); plus ESTIMATED AED 500 Invite-Only premium for undocumented exclusive perks (FLAGGED). TOTAL AED 3,919 (includes ~AED 700 of flagged estimates). NOTE: earn is identical to Darna Infinite; net value after the higher fee is ~AED 150 below Infinite, so the AED 1,050 fee premium pays off only if the Invite-Only perks + larger welcome (25,000 vs 15,000 pts) are valued. Golf excluded. KEY ASSUMPTION: AED 5,000/yr Aldar hotel+dining spend.
See all retail credit cards in the UAE →
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