EmiratesNBD
Darna Visa Signature Credit Card
The Darna Visa Signature Credit Card is a retail credit card from EmiratesNBD. It has an annual fee of AED 315, and needs a minimum salary of AED 12,000 a month.
Annual fee
AED 315
Joining fee
AED 315
Min. salary
AED 12,000/mo
Rewards in
Darna Points
Material
Plastic
Card highlights
- Earn 7.5% value back at Yas Mall, Aldar hotels, theme parks & golf; 1% everywhere else
- Automatic Darna Rewards Gold tier — up to 30% off Aldar hotels, dining & leisure discounts
- Complimentary airport lounge access via Visa Airport Companion App
- Buy One Get One free movie tickets at VOX Cinemas
Earn rates
| Category | Rate |
|---|---|
| Retail | 7.5% |
| Dining & food | 7.5% |
| Travel | 1% |
| Online shopping | 1% |
| International spend | 1% |
| Supermarket | 0.3% |
| Fuel | 0.1% |
| Utilities | 0.1% |
| Education | 0.1% |
| Transport | 0.1% |
| Real estate | 0.1% |
Current offer
Welcome offer: 3,000 Darna Points (= AED 300) when you spend AED 15,000 in the first 3 months. Plus a YouGotaGift HappyYOU Card worth AED 350 when you apply online. Annual fee 'free for life' for a limited time (promo).
Lifestyle value (annual; assumptions stated): Lounge 2 visits x USD 32 x 3.6725 = AED 235; Cinema BOGO 12 x AED 17 = AED 204; Roadside assistance AED 300; Darna GOLD tier (30% off hotels + 20% off dining on assumed AED 3,000 hotel + AED 2,000 dining Aldar spend) = AED 1,300. TOTAL AED 2,039. Golf excluded (min-spend + AED 30 fee). KEY ASSUMPTION: AED 5,000/yr Aldar hotel+dining spend.
See all retail credit cards in the UAE →
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