RetailAbu Dhabi & Al Ain
EmiratesNBD
Darna Visa Signature Credit Card
The Darna Visa Signature Credit Card is a retail credit card from EmiratesNBD. It has an annual fee of AED 315, and needs a minimum salary of AED 12,000 a month.
Annual fee
AED 315
Joining fee
AED 315
Min. salary
AED 12,000/mo
Rewards in
Darna Points
Material
Plastic
Card highlights
- Earn 7.5% value back at Aldar destinations (Yas Mall, hotels, theme parks, golf, spas); 1% elsewhere
- Darna Rewards Gold tier: up to 30% off Aldar hotel stays, 20% off dining, golf and padel discounts
- Complimentary airport lounge access (Visa Airport Companion App) plus 2 airport transfers a year
- USD 1M multi-trip travel insurance, roadside assistance 3x a year, and BOGO cinema at VOX
Earn rates
| Category | Rate |
|---|---|
| Retail | 7.5% |
| Dining & food | 7.5% |
| Travel | 1% |
| Online shopping | 1% |
| International spend | 1% |
| Supermarket | 0.25% |
| Fuel | 0.1% |
| Utilities | 0.1% |
| Education | 0.1% |
| Transport | 0.1% |
| Real estate | 0.1% |
Rewards on this card are capped at AED 5,000 a month across all categories (about AED 60,000 a year).
Current welcome offer
Earn 3,000 Darna Points (worth AED 300) in your first 3 months
- Spend AED 15,000 within the first 3 months to unlock the bonus
- Annual fee free for life, limited-time offer
Benefits & perks
- •Up to 30% off Aldar hotel stays and 20% off dining at select Aldar hotels (Gold tier status)
- •Discounts on golf sessions, padel tennis and country club access at Aldar
- •Complimentary airport lounge access via Visa Airport Companion App
- •Visa multi-trip travel insurance including emergency medical cover up to USD 1,000,000
- •Purchase protection against theft or accidental damage
- •Extended warranty of 12 months beyond the original manufacturer warranty
- •Roadside assistance (recovery, towing, fuel delivery, battery boost): 3 times per calendar year
- •Up to 2 complimentary airport drop transfers per year within Dubai and Abu Dhabi
- •Up to 6 complimentary local courier deliveries per year within the UAE
- •Complimentary car servicing arrangement once a year via concierge
- •Complimentary car registration assistance once a year via concierge
- •Visa Luxury Hotel Collection benefits at 900+ properties (requires AED 5,000 monthly spend)
- •Buy 1 Get 1 free movie tickets at VOX Cinemas (online booking, minimum spend applies)
- •0% instalment plan on Aldar Education and Property purchases
- •Instant redemption of Darna Points at 1,200+ Aldar merchants, gift cards and services
- •Apple Pay, Google Pay and Samsung Wallet compatibility
About this card
- •Lounge access (2 visits a year): about AED 235
- •Cinema buy 1 get 1 (needs AED 5,000 of card spend a month): about AED 204
- •Roadside assistance (needs AED 5,000 of card spend a month): about AED 300
- •Darna Gold tier discounts on hotels and dining (needs AED 5,000 of card spend a month): about AED 1,300
- •Estimated total lifestyle value: about AED 2,039
Every card is checked against official bank sources. Last updated September 2026.
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