EmiratesNBD
Darna Visa Signature Credit Card
The Darna Visa Signature Credit Card is a retail credit card from EmiratesNBD. It has an annual fee of AED 315, and needs a minimum salary of AED 12,000 a month.
Annual fee
AED 315
Joining fee
AED 315
Min. salary
AED 12,000/mo
Rewards in
Darna Points
Material
Plastic
Card highlights
- Earn 7.5% value back at Yas Mall, Aldar hotels, theme parks & golf; 1% everywhere else
- Automatic Darna Rewards Gold tier, up to 30% off Aldar hotels, dining & leisure discounts
- Complimentary airport lounge access via Visa Airport Companion App
- Buy One Get One free movie tickets at VOX Cinemas
Earn rates
| Category | Rate |
|---|---|
| Retail | 7.5% |
| Dining & food | 7.5% |
| Travel | 1% |
| Online shopping | 1% |
| International spend | 1% |
| Supermarket | 0.25% |
| Fuel | 0.1% |
| Utilities | 0.1% |
| Education | 0.1% |
| Transport | 0.1% |
| Real estate | 0.1% |
Current welcome offer
Earn 3,000 Darna Points plus a gift card worth AED 350
- 3,000 Darna Points (equal to AED 300) when you spend AED 15,000 in the first 3 months
- YouGotaGift HappyYOU Card worth AED 350 when you apply online
- Annual fee free for life, limited-time offer
Benefits & perks
- •Darna Rewards Gold tier status with Aldar: up to 30% off hotel stays and 20% off dining
- •Buy 1 get 1 free movie tickets at VOX Cinemas (online booking, minimum spend applies)
- •Complimentary airport lounge access via Visa Airport Companion App
- •Complimentary roadside assistance (recovery, towing, fuel delivery, battery boost)
- •0% instalment plan at Aldar Education and Property
- •Credit Shield Pro insurance: up to AED 300,000 death cover, AED 100/day hospitalisation, up to AED 60,000 job-loss cover for 12 months
- •Discounts on golf sessions, padel tennis and country clubs through Aldar Gold tier
- •Apple Pay, Google Pay and Samsung Wallet support
About this card
- •Lounge access (2 visits per year): about AED 235
- •Cinema buy-one-get-one-free tickets (12 per year): about AED 204
- •Roadside assistance: about AED 300
- •Darna Gold tier discounts on Aldar hotels and dining (assumes AED 5,000 annual spend): about AED 1,300
- •Estimated total lifestyle value: about AED 2,039
- •Golf benefit excluded (minimum spend requirement plus AED 30 fee applies)
Every card is checked against official bank sources. Last updated June 2026.
Spotted something out of date or incorrect? Tell us and we’ll fix it.
See all retail credit cards in the UAE →
More from EmiratesNBD
dnata Platinum Credit Card
- Earn dnata Points (1 pt = AED 1): 15% at Costa Coffee and City Sightseeing, 10% at dnata Travel and Arabian Adventures, 5% on Duty Free
- Points credited instantly, never expire, redeem 1:1 in AED at dnata Travel and participating stores
Updated July 2026
dnata World Credit Card
- Earn 15% back at dnata Travel, Costa and Emirates Leisure Retail; 10% at MMI, Arabian Adventures and Duty Free; 1.5% on all other retail
- dnata Points worth AED 1 each, credited instantly, never expire, redeemable at dnata Travel and participating stores
Updated July 2026
Duo Credit Card
- Earn 5% back in Plus Points on groceries, electronics, fuel, utilities and education (min AED 5,000/month), 0.5% on all other spend
- Plus Points redeem at 1 Point = 0.75 AED cashback or travel (up to 1 AED for education and donations); max 500 Points per statement
Updated July 2026
Perkly is independent and not affiliated with, endorsed by, or sponsored by any bank. All bank and product names and trademarks belong to their respective owners and are used for identification only.