EmiratesNBD
Darna Visa Infinite Credit Card
The Darna Visa Infinite Credit Card is a retail credit card from EmiratesNBD. It has an annual fee of AED 1,575, and needs a minimum salary of AED 30,000 a month.
Annual fee
AED 1,575
Joining fee
AED 1,575
Min. salary
AED 30,000/mo
Rewards in
Darna Points
Material
Plastic
Card highlights
- Earn 10% value back at Aldar destinations (Yas Mall, malls, hotels, theme parks, golf, spas); 1.5% on all other spend
- Automatic Darna Platinum tier: dedicated parking, up to 40% off Aldar hotels, 30% off dining and beach clubs
- 12 airport lounge visits a year (cardholder and guest); 2 complimentary upfront, 10 unlocked by a foreign-currency transaction
- 2 complimentary golf rounds a month at top UAE courses; up to 4 complimentary valet visits a month in Abu Dhabi
Earn rates
| Category | Rate |
|---|---|
| Retail | 10% |
| Dining & food | 10% |
| Travel | 1.5% |
| Online shopping | 1.5% |
| International spend | 1.5% |
| Supermarket | 0.38% |
| Fuel | 0.15% |
| Utilities | 0.15% |
| Education | 0.15% |
| Transport | 0.15% |
| Real estate | 0.15% |
Rewards on this card are capped at AED 10,000 a month across all categories (about AED 120,000 a year).
Current welcome offer
Earn up to 15,000 Darna Points, worth AED 1,500
- 7,500 points on payment of the joining fee
- 7,500 points for spending AED 20,000 in the first three months
Benefits & perks
- •Aldar Platinum tier status: dedicated parking at Yas Mall, up to 40% off Aldar hotel stays and 30% off dining
- •Up to 30% off Saadiyat Beach Club and Kai Beach
- •Golf and padel discounts at Aldar country clubs
- •Airport lounge access via Visa Airport Companion App (12 visits/year from 1 June 2026, including 1 guest)
- •2 complimentary lounge visits available before any foreign spend requirement
- •Complimentary golf 2 times/month at top UAE courses (Arabian Ranches, Jebel Ali, Track Meydan and more); AED 30 processing fee per booking
- •Up to 40% off premium golf courses worldwide
- •Up to 4 complimentary valet parking services/month at select Abu Dhabi locations
- •Visa multi-trip travel insurance including emergency medical cover up to USD 1,000,000
- •Purchase protection against theft or accidental damage
- •Extended warranty of 12 months beyond the original manufacturer warranty
- •Visa Luxury Hotel Collection access at 900+ properties (with AED 5,000 monthly spend)
- •Complimentary roadside assistance (recovery, towing, fuel delivery, battery boost) 3 times/year
- •Up to 4 complimentary airport transfers/year within Dubai and Abu Dhabi
- •Up to 12 local courier deliveries/year within the UAE
- •Car servicing and car registration assistance once a year each
- •0% instalment plan on Aldar Education and Property purchases
- •Buy 1 Get 1 free movie tickets at VOX Cinemas (online booking, minimum spend applies)
- •Apple Pay, Google Pay and Samsung Wallet compatibility
About this card
- •Lounge access (2 assumed visits): about AED 235
- •Cinema buy 1 get 1 (needs AED 5,000 of card spend a month): about AED 204
- •Roadside assistance (needs AED 5,000 of card spend a month): about AED 300
- •Valet parking (needs AED 5,000 of card spend a month): about AED 480
- •Darna Platinum tier discounts on Aldar hotels and dining: about AED 1,800
- •Estimated total annual value: about AED 3,019
Every card is checked against official bank sources. Last updated November 2026.
Spotted something out of date or incorrect? Tell us and we’ll fix it.
- See all retail credit cards in the UAE →
- Compare lounge access on UAE credit cards →
- See which cards your salary qualifies for →
Questions people ask
What does the EmiratesNBD Darna Visa Infinite Credit Card earn?
An Emirates NBD and Aldar card with an AED 1,575 joining fee and AED 1,575 annual fee that pays 10% back as Darna Points at Aldar destinations such as Yas Mall and Aldar hotels, 1.5% on most other spending in the UAE and abroad (the EU and the UK included), and less on groceries, fuel and bills, with rewards capped at 100,000 Darna Points (AED 10,000) a month.
What does the EmiratesNBD Darna Visa Infinite Credit Card cost?
Joining fee AED 1,575 and annual fee AED 1,575, both including VAT (AED 1,500 before VAT). Optional Credit Shield Pro insurance, underwritten by ADNIC, costs 0.99% of the card's outstanding balance a month.
What does spending abroad cost on the EmiratesNBD Darna Visa Infinite Credit Card?
Spending abroad costs at least 3.14% all in: Emirates NBD's 1.99% on non-AED transactions plus about 1.15% charged by Visa, both published by Emirates NBD, plus any mark-up the merchant's acquirer charges, which Emirates NBD does not quantify. Foreign spending outside the lower-rate categories, including spending in the EU and the UK, earns the same 1.5% as other spending outside Aldar destinations; Darna has no reduced EU or UK rate.
What should I watch out for with the EmiratesNBD Darna Visa Infinite Credit Card?
The 10% is only at Aldar destinations such as Yas Mall, WTC Mall, Al Jimi Mall, Al Hamra Mall and Aldar hotels; everything else earns 1.5% or less, and points are redeemed at Aldar merchants or for gift cards and services. Groceries and supermarkets outside Aldar earn only 0.375%, and fuel, utilities, education and government payments 0.15%. Golf, valet parking, roadside assistance, concierge, travel insurance and the cinema offer each need at least AED 5,000 of card spending in the month you use them.
More from EmiratesNBD
Emirates NBD Darna Select Visa Credit Card
- Earn 6.25% value back at Aldar destinations (Yas Mall, Yas Island, hotels, spas, golf)
- 0.75% value back on general spend; lower rates on groceries, fuel, utilities and similar
Updated November 2026
Emirates NBD Darna Visa Infinite Privilege Credit Card
- Earn 10% value back at Aldar destinations (Yas Mall, hotels, theme parks, golf); 1.5% elsewhere
- Darna Rewards Invite Only tier: reserved parking, up to 50% off hotel stays, 40% off dining at Yas Island hotels
Updated November 2026
Emirates NBD Darna Visa Signature Credit Card
- 7.5% value back at Aldar destinations (Yas Mall, hotels, theme parks, spas, golf); 1% on all other spend
- Darna Rewards Gold tier: up to 30% off Aldar hotel stays, 20% off dining, golf and padel discounts
Updated November 2026