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Retail

EmiratesNBD

Darna Visa Infinite Credit Card

The Darna Visa Infinite Credit Card is a retail credit card from EmiratesNBD. It has an annual fee of AED 1,575, and needs a minimum salary of AED 30,000 a month.

Annual fee

AED 1,575

Joining fee

AED 1,575

Min. salary

AED 30,000/mo

Rewards in

Darna Points

Material

Plastic

Card highlights

  • Earn 10% value back at Aldar destinations (malls, hotels, golf, spas); 1.5% elsewhere
  • Automatic Darna Platinum tier — dedicated parking, up to 40% off Aldar hotels & dining
  • Complimentary lounge access via Visa Airport Companion plus UAE valet parking
  • Complimentary golf at 6 UAE courses plus BOGO cinema tickets at VOX

Earn rates

CategoryRate
Retail10%
Dining & food10%
Travel1.5%
Online shopping1.5%
International spend1.5%
Supermarket0.4%
Fuel0.2%
Utilities0.2%
Education0.2%
Transport0.2%
Real estate0.2%

Current offer

Welcome offer: up to 15,000 Darna Points (= AED 1,500), 7,500 on payment of the joining fee + 7,500 on spending AED 20,000 in the first 3 months. Plus a YouGotaGift HappyYOU Card worth AED 500 when you apply online.

Lifestyle value (annual; assumptions stated): Lounge AED 235 (2 x USD 32 x 3.6725); Cinema BOGO AED 204 (12 x AED 17); Roadside AED 300; Valet 12 x AED 40 = AED 480; Darna PLATINUM tier (40% hotels + 30% dining on assumed AED 3,000 hotel + AED 2,000 dining Aldar spend) = AED 1,800. TOTAL AED 3,019. Golf excluded (min-spend + AED 30 fee). KEY ASSUMPTION: AED 5,000/yr Aldar hotel+dining spend.

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