Emirates Islamic
Amazon World Credit Card
The Amazon World Credit Card is a retail credit card from Emirates Islamic. It has no annual fee, and needs a minimum salary of AED 15,000 a month.
Annual fee
Free
Joining fee
Free
Min. salary
AED 15,000/mo
Rewards in
Amazon Reward Points
Material
Plastic
Card highlights
- Earn 6% Amazon Reward Points on Amazon.ae, 2.5% on international spend (2% in UK/EEA), with Amazon Prime
- Up to 8 complimentary lounge visits a year via Mastercard Travel Pass (1,300+ lounges); 1 free Careem airport ride a year
- 2 complimentary golf rounds a month and 1 complimentary valet visit a month (AED 5,000 monthly spend required); up to 2 BOGO cinema tickets a month at Reel Cinemas (AED 3,000 monthly spend required)
- Travel insurance up to USD 500,000 for accidents, medical emergencies and evacuation
Earn rates
| Category | Rate |
|---|---|
| Online shopping | 6% |
| International spend | 2.5% |
| Travel | 2% |
| Retail | 2% |
| Dining & food | 2% |
| Supermarket | 0.25% |
| Fuel | 0.25% |
| Utilities | 0.25% |
| Education | 0.25% |
| Transport | 0.25% |
| Real estate | 0.25% |
Spend in the European Economic Area and the UK earns less on this card: about 2% back, against 2.5% on other international spend.
Current welcome offer
Earn up to AED 500 in Amazon Reward Points
- With Amazon Prime: AED 250 for AED 10,000 cumulative retail spend within 60 days of card issuance
- With Amazon Prime: AED 250 for AED 2,500 cumulative foreign-currency retail spend within 60 days of card issuance
- Without Amazon Prime: AED 100 for each spend condition met, AED 200 in total
- Prime membership status is assessed at the end of the 60-day period
- For cards issued 1 November 2026 to 31 December 2026
Expected offer expiry: December 2026
Benefits & perks
- •Airport lounge access at 1,300+ lounges via Mastercard Travel Pass: 1 free visit/year, up to 8 total with qualifying foreign spend
- •2 complimentary Buy 1 Get 1 cinema tickets/month at Reel Cinemas (any day) with AED 3,000 monthly spend
- •2 complimentary golf rounds/month at select UAE courses with AED 5,000 monthly spend
- •Travel insurance: personal accident, emergency medical evacuation and medical expenses up to USD 500,000
- •1 complimentary valet parking/month at selected UAE locations with AED 5,000 monthly spend
- •IHG Hotels: 15% off room rates and complimentary late check-out at participating properties across Middle East, Europe, India, Maldives and Africa
- •0% profit instalments on Amazon.ae: 3 or 6 months (no fee) or 9 or 12 months (AED 50 fee)
- •Daily in-hospital cash benefit of USD 100/day included in travel insurance cover
- •1 complimentary Careem airport ride/year (fare capped at USD 30) with promo code MAUAE2
- •Car rental discounts: up to 35% off with Avis, up to 15% off with Hertz, 10% off with Rentalcars.com
- •20% off 1 talabat food or grocery delivery order/month with promo code MASTERCARD
- •AED 40 off 1 Carrefour online order/month (minimum spend AED 250) with promo code MA40
- •Up to 7% wallet credit on stays booked via Booking.com
- •Up to 2 complimentary Costa Coffee food or drink items at Dubai airports via Mastercard Travel Pass app
- •10% off Justlife home services (cleaning, laundry, spa, car wash and more) when paying by card (valid until 22 October 2027)
- •25% discount on first Fiit fitness app subscription
- •Exclusive dining, travel and entertainment experiences via Mastercard Priceless Cities
- •Up to 4 free supplementary cards
- •Easy Payment Plans of 3, 6, 9 or 12 months at partner outlets
About this card
- •1 complimentary lounge visit per year: AED 118
- •Cinema buy 1 get 1, up to 2 times a month (needs AED 3,000 of card spend a month): AED 400
- •2 complimentary golf rounds per month (needs AED 5,000 of card spend a month): AED 3,600
- •1 valet parking per month (needs AED 5,000 of card spend a month): AED 720
- •1 complimentary Careem airport ride: AED 85
- •Travel insurance: AED 300
- •Estimated total value: AED 5,223
Every card is checked against official bank sources. Last updated November 2026.
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- See all retail credit cards in the UAE →
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- See which cards your salary qualifies for →
Questions people ask
What does the Emirates Islamic Amazon World Credit Card earn?
A free-for-life Islamic Amazon card for salaries from AED 15,000 that pays 6% back as Amazon Reward Points on Amazon.ae with Amazon Prime (3% without), 2.5% on international spending outside the UK and the European Economic Area and up to 2% on other spending with Prime, with points usable only on Amazon.ae.
What does the Emirates Islamic Amazon World Credit Card cost?
No annual fee and no joining fee. Up to 4 supplementary cards are free, applied for by calling 600 599 995 or at an Emirates Islamic branch.
What does spending abroad cost on the Emirates Islamic Amazon World Credit Card?
Spending abroad costs about 3.49% all in: Emirates Islamic's 2.34% (VAT included), its reduced rate for the Amazon cards, on foreign currency transactions, plus about 1.15% for Mastercard, which Emirates Islamic says is charged in addition. A transaction abroad billed in AED carries 1.99% instead of 2.34%. Spending in the UK and the European Economic Area earns 2% with Prime (0.25% without), not 2.5%.
What should I watch out for with the Emirates Islamic Amazon World Credit Card?
The headline rates need Amazon Prime: without it Amazon.ae earns 3% instead of 6%, and other spending up to 1%. Points can only be spent on Amazon.ae, paying with this card, and Emirates Islamic may withhold points if you spend only on Amazon or buy for resale. Groceries, fuel, bills, education, taxis and public transport earn only 0.25%, and Apple Pay is not supported on this card.
More from Emirates Islamic
Emirates Islamic Amazon Platinum Credit Card
- Earn 6% Amazon Reward Points on Amazon.ae, 2.5% on international spend (2% on UK/EEA), 2% on Ultra-Fast Grocery and Gift Cards (with Amazon Prime)
- Up to 4 complimentary lounge visits a year via Mastercard Travel Pass (20+ lounges); 1 free with no spend required, 3 more with qualifying international purchases
Updated November 2026