EmiratesNBD
noon One Visa Credit Card
The noon One Visa Credit Card is a retail credit card from EmiratesNBD. It has no annual fee, and needs a minimum salary of AED 5,000 a month.
Annual fee
Free
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
noon Credits
Material
Plastic
Card highlights
- Earn up to 20% back in noon Credits on noon Food, 10% on NowNow, 5% on noon, Namshi and supermall, 1% on other eligible spend
- Complimentary noon One membership for 1 year, then 50% off annually
- Buy 1 Get 1 on up to 3 movie tickets a month at Reel Cinemas (min AED 3,500 spend per billing cycle)
- 15% off non-electronics on noon Minutes (up to AED 30 per order, 5 orders a calendar month) with code ENBD15
Earn rates
| Category | Rate |
|---|---|
| Dining & food | 20% |
| Supermarket | 10% |
| Online shopping | 5% |
| Travel | 1% |
| Retail | 1% |
| Fuel | 1% |
| Transport | 1% |
| International spend | 1% |
| Utilities | 0.3% |
| Education | 0.3% |
| Real estate | 0.3% |
Rewards on this card are capped at AED 2,000 a month across all categories (about AED 24,000 a year).
Spend in the European Economic Area and the UK earns less on this card: about 0.3% back, against 1% on other international spend.
Current welcome offer
Earn AED 500 cashback as a welcome bonus
- Spend AED 5,000 within the first 2 months to qualify
- New customers only: no active Emirates NBD credit card at time of application
- Customers who closed an Emirates NBD card within the past 12 months are eligible
- Available on the primary card only
Benefits & perks
- •Complimentary noon One membership for 1 year, then 50% discount on annual renewal
- •Buy 1 get 1 on up to 3 movie tickets/month at Reel Cinemas (min. AED 3,500 monthly spend)
- •15% discount on non-electronics orders on noon Minutes: up to AED 30/order, 5 orders/month (code ENBD15)
- •Lifestyle discounts on dining, fitness and entertainment via Bon Appetit, LiveWell and GoodTimes
- •Merchant discounts via EmiratesNBD 'more deals' (Aqua, Enigma and more)
- •0% instalment plans
About this card
- •noon credit earned: AED 1 per transaction (redeemable on noon.com)
Every card is checked against official bank sources. Last updated October 2026.
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Featured in the Perkly Card Index
Questions people ask
What does the EmiratesNBD noon One Visa Credit Card earn?
A free-for-life Emirates NBD card that pays noon Credits, spendable only on noon: 20% on noon Food, 10% on NowNow and 5% on noon, noon Minutes, Namshi and supermall, 1% on most other spending, and only 0.30% on supermarkets and fast food paid outside noon in the UAE, with all rewards capped at 2,000 noon Credits (AED 2,000) a billing cycle.
What does the EmiratesNBD noon One Visa Credit Card cost?
No annual fee and no joining fee; Emirates NBD's product page calls it free for life.
What does spending abroad cost on the EmiratesNBD noon One Visa Credit Card?
Spending abroad costs at least 3.14% all in: Emirates NBD's 1.99% on non-AED transactions plus about 1.15% charged by Visa, both published by Emirates NBD, plus any mark-up the merchant's acquirer charges, which Emirates NBD does not quantify. Spending originating in European Union countries earns 0.30% rather than 1%.
What should I watch out for with the EmiratesNBD noon One Visa Credit Card?
The 20%, 10% and 5% apply only on noon's own platforms; supermarkets and fast food paid directly in the UAE, outside noon, earn 0.30%. noon Credits can only be spent on noon. The AED 500 welcome bonus is only for customers without an active Emirates NBD credit card.
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