First Abu Dhabi Bank
Blue FAB Signature Credit Card by Al-Futtaim
The Blue FAB Signature Credit Card by Al-Futtaim is a retail credit card from First Abu Dhabi Bank. It has no annual fee, and needs a minimum salary of AED 15,000 a month.
Annual fee
Free
Joining fee
Free
Min. salary
AED 15,000/mo
Rewards in
Al-Futtaim FAB Rewards
Material
Plastic
Card highlights
- Earn 6% Al-Futtaim FAB Rewards at M&S, IKEA, ACE and Toys R Us; 3% at Al-Futtaim schools and car brands; 1% on general spend
- Complimentary access to 1,000+ airport lounges globally
- Up to 4 cinema tickets a month at AED 20 (Reel, Cine Royal, Star Cinemas) with AED 4,000 monthly spend
- 2 airport transfers a year from AED 40, booked via enatravels.com
Earn rates
| Category | Rate |
|---|---|
| Retail | 6% |
| Education | 3% |
| Travel | 1% |
| Dining & food | 1% |
| Online shopping | 1% |
| International spend | 1% |
| Supermarket | 0.15% |
| Fuel | 0.15% |
| Utilities | 0.15% |
| Transport | 0.15% |
| Real estate | 0.15% |
Rewards on this card are capped at AED 3,000 a month across all categories (about AED 36,000 a year).
Benefits & perks
- •Free access to over 1,000 airport lounges worldwide
- •Buyer's protection against theft or accidental damage for 365 days, up to USD 6,000 per claim
- •Up to 4 cinema tickets per month at AED 20 each at Reel Cinemas, Cine Royal and Star Cinemas (min. AED 4,000 monthly spend)
- •2 airport transfers per year from AED 40 for intra-city service (booked via booking.enatravels.com)
- •Over 3,000 2-for-1 offers across food, entertainment and lifestyle through the Blue app
- •0% easy payment plans on Al-Futtaim shopping
- •0% balance transfer for up to 12 months (when applied within 90 days of card issuance)
- •Up to USD 150 off a USD 1,000 spend at Farfetch
- •4 free supplementary cards
Every card is checked against official bank sources. Last updated October 2026.
Spotted something out of date or incorrect? Tell us and we’ll fix it.
Questions people ask
What does the First Abu Dhabi Bank Blue FAB Signature Credit Card by Al-Futtaim earn?
A free FAB card that earns 6% in Al-Futtaim FAB Rewards at Al-Futtaim retail brands such as M&S, IKEA, ACE and Toys R Us, 3% at the named Al-Futtaim schools and car brands, 1% on most other spending in the UAE and abroad and 0.15% on supermarkets, fuel, bills, rent, fast food and most education, with earning capped at AED 3,000 a month.
What does the First Abu Dhabi Bank Blue FAB Signature Credit Card by Al-Futtaim cost?
No annual fee and no joining fee. 4 supplementary cards are free.
What does spending abroad cost on the First Abu Dhabi Bank Blue FAB Signature Credit Card by Al-Futtaim?
Spending abroad costs about 3.89% all in: FAB's international transaction fee of up to 2.74% (VAT included, FAB Key Facts Statement September 2026), charged on AED and non-AED transactions abroad alike, plus about 1.15% for Visa, which is Perkly's standard estimate because FAB's tariff says '+ scheme charges' without a figure. International spending earns 1%, and Perkly has no record of a lower rate in the UK or Europe.
What should I watch out for with the First Abu Dhabi Bank Blue FAB Signature Credit Card by Al-Futtaim?
The 6% is only at Al-Futtaim retail brands; supermarkets, fuel, bills, rent and fast food earn just 0.15%. The cheap cinema tickets need AED 4,000 of spending in the same month, or the full price is charged. Only Deira International School and Universal American School earn 3%; other school fees earn 0.15%.
More from First Abu Dhabi Bank
Blue FAB Infinite Credit Card by Al-Futtaim
- Earn 8% Al-Futtaim FAB Rewards per AED 1 at M&S, IKEA, ACE and Toys R Us; 4% at Al-Futtaim schools and select car brands
- 1% on general domestic and international spend (0.15% on groceries, fuel, utilities, transport, rent and similar categories)
Updated October 2026
Blue FAB Platinum Credit Card by Al-Futtaim
- Earn 5% Al-Futtaim FAB Rewards at M&S, IKEA, ACE and Toys R Us; 2% at Al-Futtaim schools and car brands; 1% elsewhere (excludes supermarkets, fuel, utilities and similar)
- Up to 4 cinema tickets a month at AED 20 (Reel, Cine Royal, Star Cinemas) and 3,000+ 2-for-1 dining and lifestyle offers via the Blue app
Updated October 2026
FAB SHARE Visa Infinite
- Earn 8% back in SHARE Points at Carrefour, Mall of the Emirates, City Centres, and VOX Cinemas; 2% on international spend, 1.5% on other UAE spend
- Unlimited free airport lounge access for you and a guest (1,300+ lounges worldwide) via Visa
Updated October 2026