Retail
EmiratesNBD
LuLu 247 Titanium Credit Card
The LuLu 247 Titanium Credit Card is a retail credit card from EmiratesNBD. It has no annual fee, and needs a minimum salary of AED 5,000 a month.
Annual fee
Free
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
LuLu 247 Points
Material
Plastic
Card highlights
- Earn 3.5% back at LuLu in-store & online, 2% on fuel, 1% elsewhere
- LuLu Points never expire, redeem 1:1 against AED at 70+ LuLu outlets
- Priority checkout, early sale access & free shipping on LuLu online
- Optional Credit Shield Pro: death, hospitalisation & job-loss cover
Earn rates
| Category | Rate |
|---|---|
| Supermarket | 3.5% |
| Fuel | 2% |
| Utilities | 1% |
| Travel | 0.4% |
| Retail | 0.4% |
| Dining & food | 0.4% |
| Transport | 0.4% |
| Online shopping | 0.4% |
| International spend | 0.4% |
Current offer
Welcome offer: 0% interest balance transfer (6 or 12 months) with no processing fee (minimum balance transfer AED 1,000).
Lifestyle value (annual): LuLu member perks (priority checkout, early sales access, free LuLu online shipping, monthly discounts) ~AED 100. No airport lounge (discontinued 1 May 2025) and no concierge/valet on this tier.
See all retail credit cards in the UAE →
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