Travel
EmiratesNBD
Skywards Signature
The Skywards Signature is a travel credit card from EmiratesNBD. It has an annual fee of AED 735, and needs a minimum salary of AED 12,000 a month.
Annual fee
AED 735
Joining fee
AED 1,573.95
Min. salary
AED 12,000/mo
Rewards in
Skywards Miles
Material
Plastic
Card highlights
- Earn 1.5 Skywards Miles per USD on Emirates, flydubai, duty free and food delivery; 1 on international spend
- Unlimited lounge access via Visa Airport Companion (1,000+ lounges, 300+ cities) with qualifying foreign transaction
- 2 airport drops a year and 4 complimentary valet visits a month in Abu Dhabi
- USD 1M travel insurance, BOGO cinema at VOX and Reel, and Visa Luxury Hotel Collection (900+ properties)
Earn rates
| Category | Rate |
|---|---|
| Travel | 4.62% |
| International spend | 3.07% |
| Retail | 2.31% |
| Dining & food | 2.31% |
| Online shopping | 2.31% |
| Supermarket | 0.58% |
| Fuel | 0.23% |
| Utilities | 0.23% |
| Education | 0.23% |
| Transport | 0.23% |
| Real estate | 0.23% |
Spend in the European Union and the UK earns a reduced 0.5 Skywards Miles per USD 1, against 1 Mile on other international spend. In Perkly's terms that is about 1.54% back, not the international rate shown above.
Current welcome offer
Earn up to 40,000 bonus Skywards Miles
- 15,000 miles on payment of the joining fee
- 15,000 miles for spending a minimum of USD 10,000 within the first 3 billing statements
- 10,000 miles for spending a minimum of USD 3,750 on the Emirates website or at any Emirates sales office in the UAE within the first 12 billing statements
Benefits & perks
- •Unlimited complimentary airport lounge access at 1,000+ lounges in 300+ cities via Visa Airport Companion App (requires USD 1+ foreign transaction in the year, 10 days before visit)
- •Visa multi-trip travel insurance including emergency medical cover up to USD 1,000,000
- •Complimentary golf at select UAE courses (AED 30 processing fee per booking; minimum spend applies)
- •Up to 4 complimentary valet parking services per month at selected Abu Dhabi locations
- •Buy 1 get 1 free movie tickets at VOX Cinema and Reel Cinema (with AED 5,000 monthly spend)
- •Visa Luxury Hotel Collection access at 900+ properties (with AED 5,000 monthly spend)
- •Concierge service: up to 2 airport drops per year (Dubai and Abu Dhabi), 6 local courier deliveries per year, and annual car servicing and registration assistance
- •Purchase protection against theft or accidental damage
Every card is checked against official bank sources. Last updated September 2026.
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