EmiratesNBD
Skywards Infinite
The Skywards Infinite is a travel credit card from EmiratesNBD. It has an annual fee of AED 1,575, and needs a minimum salary of AED 30,000 a month.
Annual fee
AED 1,575
Joining fee
AED 3,148.95
Min. salary
AED 30,000/mo
Rewards in
Skywards Miles
Material
Plastic
Card highlights
- Earn 2 Skywards Miles per USD 1 on Emirates, Emirates Holidays, flydubai, duty free, food delivery and car booking apps; 1.5 on international spend
- Complimentary Skywards Silver: Emirates Business Class Lounge in Dubai, 25% bonus Miles, 12kg extra baggage and Business Class check-in
- 12 airport lounge visits a year (1,000+ lounges) via Visa Airport Companion, plus up to 4 airport drops a year
- 2 complimentary golf rounds a month, 4 valet visits a month in Abu Dhabi, and USD 1M travel insurance
Earn rates
| Category | Rate |
|---|---|
| Travel | 6.15% |
| International spend | 4.61% |
| Retail | 3.07% |
| Dining & food | 3.07% |
| Online shopping | 3.07% |
| Supermarket | 0.77% |
| Fuel | 0.31% |
| Utilities | 0.31% |
| Education | 0.31% |
| Transport | 0.31% |
| Real estate | 0.31% |
Spend in the European Union and the UK earns a reduced 0.75 Skywards Miles per USD 1, against 1.5 Miles on other international spend. In Perkly's terms that is about 2.31% back, not the international rate shown above.
Current welcome offer
Earn up to 150,000 bonus Skywards Miles (online offer, first 200 customers)
- 50,000 miles when you pay the joining fee
- 75,000 miles when you spend USD 25,000 within the first 3 billing statements
- 25,000 miles when you spend USD 7,500 on emirates.com or at an Emirates sales office in the UAE within the first 12 billing statements
- New applicants only, not combinable with any other Skywards Infinite card offer
Benefits & perks
- •Complimentary Emirates Skywards Silver membership: Business Class lounge in Dubai, 25% bonus Miles, 12 kg excess baggage and Business Class check-in
- •Complimentary airport lounge access via Visa Airport Companion app: 12 visits/year for cardholder and one guest
- •Visa multi-trip travel insurance including emergency medical cover up to USD 1,000,000
- •Complimentary golf 2 times a month at select UAE courses (AED 30 processing fee per booking; minimum spend criteria apply)
- •Buy 1 get 1 free movie tickets at VOX Cinema and Reel Cinema (with AED 5,000 monthly spend)
- •Up to 4 complimentary valet parking services a month at selected Abu Dhabi locations
- •Concierge desk: up to 4 airport drops/year within Dubai and Abu Dhabi, 12 local courier deliveries/year, and annual car servicing and registration assistance
- •Roadside assistance (recovery, towing, fuel delivery, battery boost) 3 times/year (with AED 5,000 monthly spend)
- •Purchase protection against theft or accidental damage
- •Visa Luxury Hotel Collection access at over 900 properties worldwide
About this card
- •Skywards Silver perks when you fly 3+ times a year
- •12kg excess check-in baggage: AED 2,880
- •Emirates Business Class Lounge access in Dubai: AED 1,431
- •25% bonus Skywards Miles: AED 416
Every card is checked against official bank sources. Last updated October 2026.
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Questions people ask
What does the EmiratesNBD Skywards Infinite earn?
An Emirates NBD Visa Infinite card earning Emirates Skywards Miles: 2 per USD 1 on Emirates, Emirates Holidays, flydubai, duty free, online food delivery and car booking apps, 1.5 on international spending outside the EU and UK, and 1 on most UAE spending, on eligible spending up to AED 100,000 a statement cycle (or the credit limit if lower), with an AED 3,148.95 joining fee and Skywards Silver while the card is active.
What does the EmiratesNBD Skywards Infinite cost?
Joining fee AED 3,148.95, then a renewal fee of AED 1,575 a year from the second year, both including VAT; Perkly records both from Emirates NBD's Key Facts Statement of August 2026.
What does spending abroad cost on the EmiratesNBD Skywards Infinite?
Spending abroad costs at least 3.14% all in: Emirates NBD's 1.99% on non-AED transactions plus about 1.15% charged by Visa, both published by Emirates NBD, plus any mark-up the merchant's acquirer charges, which Emirates NBD does not quantify. Spending at merchants in the European Union and the UK earns 0.75 Skywards Miles per USD 1 rather than 1.5.
What should I watch out for with the EmiratesNBD Skywards Infinite?
The AED 3,148.95 joining fee is due in the first year on both the card page's standard offer and the 150,000-Mile online offer; the online offer's first 50,000 Miles are paid when you pay it. Grocery and supermarkets earn only 0.25 Miles per USD 1, and fuel, bills, government services and education 0.1, against 1 on most UAE spending. Golf, valet parking, concierge, roadside assistance, travel insurance, purchase protection, the hotel programme and the cinema offer each need at least AED 5,000 of card spending in the month you use them.
More from EmiratesNBD
Emirates NBD Skywards Signature
- Earn 1.5 Skywards Miles per USD on Emirates, Emirates Holidays, flydubai, duty free, food delivery and car booking apps; 1 on international spend; 0.75 on domestic
- 8 airport lounge visits a year (1,000+ lounges via Visa Airport Companion App), 1 usable before any foreign spend
Updated November 2026
Emirates NBD Etihad Guest Visa Elevate
- Earn 10 Etihad Guest Miles per AED 10 on Etihad Airways and Etihad.com, 7.5 on hotels and dining, 5 on international and domestic spend (from 15 Dec 2026)
- Fast-track to Etihad Guest Gold Tier after 1 return Etihad flight within 6 months of card issuance
Updated November 2026
Emirates NBD Etihad Guest Visa Inspire
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Updated November 2026