Travel
EmiratesNBD
Visa Flexi Credit Card
The Visa Flexi Credit Card is a travel credit card from EmiratesNBD. It has an annual fee of AED 735, and needs a minimum salary of AED 12,000 a month.
Annual fee
AED 735
Joining fee
Free
Min. salary
AED 12,000/mo
Rewards in
Plus Points
Material
Plastic
Card highlights
- Earn 1.5 Plus Points per AED 100 on general retail (1 Point = AED 1)
- Choose 3 travel perks from: 900+ lounges, Global Blue, airport transfers, flight-delay lounge, global eSIM
- Choose 2 lifestyle perks (Careem, golf, dining, concierge) plus 1 entertainment perk
- Up to 4 complimentary valet parking visits a month plus USD 1M Visa travel insurance
Earn rates
| Category | Rate |
|---|---|
| Travel | 1.5% |
| Retail | 1.5% |
| Dining & food | 1.5% |
| Transport | 1.5% |
| Online shopping | 1.5% |
| International spend | 1.5% |
| Supermarket | 0.4% |
| Fuel | 0.2% |
| Utilities | 0.2% |
| Education | 0.2% |
| Real estate | 0.2% |
Rewards on this card are capped at AED 2,000 a month across all categories (about AED 24,000 a year).
Current welcome offer
No joining fees and no annual fees, limited-time offer
- Standard joining fee of AED 735 and annual fee of AED 735 both currently waived
Benefits & perks
- •Customisable benefits: choose 3 Travel, 2 Lifestyle and 1 Entertainment perk from a curated menu
- •Travel perk options: 900+ airport lounges, Global Blue tax refund, airport transfers, flight-delay lounge access or 3GB global eSIM
- •Lifestyle perk options: Careem credit, golf, SupperClub dining privileges or concierge service
- •Entertainment perk options: 6 months Anghami, 3 months STARZPLAY or VOX Cinemas discounts
- •Visa multi-trip travel insurance including emergency medical cover up to USD 1,000,000
- •Purchase protection against theft or accidental damage on big-ticket purchases
- •Visa Luxury Hotel Collection access at over 900 properties worldwide
- •Up to 4 complimentary valet parking visits per month at selected Abu Dhabi locations
- •0% easy instalment plans over 3, 6, 12 or 24 months at participating merchants
About this card
- •Plus Points value: AED 1.00 per point, redeemable for nol top-ups, e-vouchers, education fees, and charitable donations
Every card is checked against official bank sources. Last updated September 2026.
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