EmiratesNBD
Visa Flexi Credit Card
The Visa Flexi Credit Card is a travel credit card from EmiratesNBD. It has no annual fee, and needs a minimum salary of AED 12,000 a month.
Annual fee
Free
Joining fee
Free
Min. salary
AED 12,000/mo
Rewards in
Plus Points
Material
Plastic
Card highlights
- Earn 1.5 Plus Points per AED 100 on general retail (worth AED 0.75 each)
- Customise your benefits: pick 3 travel perks (lounges, transfers, eSIM) from 5 options
- Choose 2 lifestyle add-ons (golf, dining, Careem) and 1 entertainment perk
- No annual fee (promotional) and The Entertainer Buy-1-Get-1 included
Earn rates
| Category | Rate |
|---|---|
| Travel | 1.13% |
| Retail | 1.13% |
| Dining & food | 1.13% |
| Transport | 1.13% |
| Online shopping | 1.13% |
| International spend | 1.13% |
| Supermarket | 0.3% |
| Fuel | 0.15% |
| Utilities | 0.15% |
| Education | 0.15% |
| Real estate | 0.15% |
Rewards on this card are capped at AED 1,500 a month across all categories (about AED 18,000 a year).
Current welcome offer
No joining fee and no annual fee, limited-time offer
- Standard annual fee of AED 735 currently waived
Benefits & perks
- •Customisable benefits: choose 3 travel perks from lounge access (900+ lounges), Global Blue tax refund, airport transfers, flight-delay lounge, and 3 GB global eSIM
- •Customisable lifestyle perks: choose 2 from Careem credit, golf, SupperClub dining, and concierge service
- •Customisable entertainment perk: choose 1 from Anghami (6 months), STARZPLAY (3 months), or VOX Cinemas discounts
- •The Entertainer Buy-1-Get-1 offers
- •Purchase protection via Visa
- •Extended warranty cover
- •Complimentary insurance on big-ticket purchases
- •0% instalment plans over 3, 6, 12 or 24 months
- •0% balance transfer welcome offer
Every card is checked against official bank sources. Last updated July 2026.
Spotted something out of date or incorrect? Tell us and we’ll fix it.
See all travel credit cards in the UAE →
More from EmiratesNBD
dnata Platinum Credit Card
- Earn dnata Points (1 pt = AED 1): 15% at Costa Coffee and City Sightseeing, 10% at dnata Travel and Arabian Adventures, 5% on Duty Free
- Points credited instantly, never expire, redeem 1:1 in AED at dnata Travel and participating stores
Updated July 2026
dnata World Credit Card
- Earn 15% back at dnata Travel, Costa and Emirates Leisure Retail; 10% at MMI, Arabian Adventures and Duty Free; 1.5% on all other retail
- dnata Points worth AED 1 each, credited instantly, never expire, redeemable at dnata Travel and participating stores
Updated July 2026
Duo Credit Card
- Earn 5% back in Plus Points on groceries, electronics, fuel, utilities and education (min AED 5,000/month), 0.5% on all other spend
- Plus Points redeem at 1 Point = 0.75 AED cashback or travel (up to 1 AED for education and donations); max 500 Points per statement
Updated July 2026
Perkly is independent and not affiliated with, endorsed by, or sponsored by any bank. All bank and product names and trademarks belong to their respective owners and are used for identification only.