EmiratesNBD
Visa Infinite Credit Card
The Visa Infinite Credit Card is a travel credit card from EmiratesNBD. It has an annual fee of AED 1,575, and needs a minimum salary of AED 30,000 a month.
Annual fee
AED 1,575
Joining fee
AED 1,575
Min. salary
AED 30,000/mo
Rewards in
Plus Points
Material
Plastic
Card highlights
- Earn up to 2 Plus Points per AED 100 on general retail (1 Point = AED 1)
- 12 airport lounge visits a year at 1,000+ lounges (cardholder and 1 guest, via Visa Airport Companion)
- 2 complimentary golf rounds a month at 6 UAE courses (AED 30 processing fee per booking)
- 4 complimentary valet visits a month in Abu Dhabi, 4 airport drops a year, and USD 1,000,000 travel insurance
Earn rates
| Category | Rate |
|---|---|
| Travel | 2% |
| Retail | 2% |
| Dining & food | 2% |
| Online shopping | 2% |
| International spend | 2% |
| Supermarket | 0.4% |
| Fuel | 0.2% |
| Utilities | 0.2% |
| Education | 0.2% |
| Transport | 0.2% |
| Real estate | 0.2% |
Rewards on this card are capped at AED 3,000 a month across all categories (about AED 36,000 a year).
Spends originating in European Union countries and the United Kingdom earn a reduced 0.4% in Plus Points, against 2% on other spend.
Benefits & perks
- •Complimentary airport lounge access at 1,000+ lounges in 300 cities via Visa Airport Companion (cardholder + 1 guest, 12 visits/year from June 2026)
- •Multi-trip travel insurance including emergency medical cover up to USD 1,000,000
- •Complimentary golf: 2 rounds per month at 6 UAE courses (AED 30 processing fee per booking)
- •Buy 1 get 1 free movie tickets at VOX Cinemas and Reel Cinemas
- •4 complimentary valet parking sessions per month (1 hour each) at selected Abu Dhabi locations
- •Complimentary roadside assistance (recovery, towing, fuel delivery, battery boost): 3 times per year
- •Concierge service: up to 4 airport drops per year within Dubai and Abu Dhabi
- •Concierge service: up to 12 local courier deliveries per year within the UAE
- •Concierge service: complimentary car servicing and car registration once per year each
- •Purchase protection against theft or accidental damage
- •Up to 20% off entertainment at participating venues
- •Visa Luxury Hotel Collection access at 900+ properties
- •0% Easy Payment Plans at select merchant outlets
About this card
- •Plus Points value: AED 1.00 per point (redeemable at 1:1 for nol top-ups, e-vouchers, education fees, and charitable donations)
Every card is checked against official bank sources. Last updated November 2026.
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Questions people ask
What does the EmiratesNBD Visa Infinite Credit Card earn?
An Emirates NBD Visa Infinite card with an AED 1,575 joining fee and AED 1,575 annual fee, earning 2 Plus Points per AED 100 (about 2%) on most retail spending but only 0.4 on supermarkets and on spending in the EU and the UK, and 0.2 on fuel, transit and bills, with Plus Points capped at 3,000 a statement, and 12 lounge visits a calendar year for you and 1 guest, most of them unlocked only by a foreign currency purchase, under lounge rules that also ask for AED 5,000 of card spending in the month of use.
What does the EmiratesNBD Visa Infinite Credit Card cost?
Joining fee AED 1,575 and annual fee AED 1,575, both including VAT (the figures in Emirates NBD's Key Facts Statement).
What does spending abroad cost on the EmiratesNBD Visa Infinite Credit Card?
Spending abroad costs at least 3.14% all in: Emirates NBD's 1.99% on non-AED transactions plus about 1.15% charged by Visa, both published by Emirates NBD, plus any mark-up the merchant's acquirer charges, which Emirates NBD does not quantify. Spending abroad earns 2 Plus Points per AED 100, except spends originating in EU countries and the UK, which earn 0.4.
What should I watch out for with the EmiratesNBD Visa Infinite Credit Card?
You pay AED 1,575 to join and AED 1,575 a year. Supermarkets and groceries, and spending in the EU and the UK, earn only 0.4 Plus Points per AED 100, and fuel, transit and utility bills 0.2. Golf, valet parking, concierge, roadside assistance, the movie offer, travel insurance and the hotel programme each need at least AED 5,000 of card spending in the month you use them.
More from EmiratesNBD
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- Earn 5% Plus Points on single transactions of AED 5,000+, 2% on AED 2,500-4,999; flat 1% on groceries, fuel, utilities and similar categories
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Updated November 2026
Emirates NBD Visa Flexi Credit Card
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Updated November 2026
Emirates NBD Go4it Gold Credit Card
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Updated November 2026