TravelIslamic
Abu Dhabi Islamic Bank
Etihad Guest Visa Platinum
The Etihad Guest Visa Platinum is a travel credit card from Abu Dhabi Islamic Bank. It has an annual fee of AED 2,100, and needs a minimum salary of AED 5,000 a month.

Annual fee
AED 2,100
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
Etihad Guest Miles
Material
Plastic
Card highlights
- Earn up to 3 Etihad Guest Miles per AED 4: 3 on international, 2.2 on local spend
- Fast-track to Etihad Guest Gold after 2 Etihad return flights within 12 months of card issuance
- 4 complimentary airport lounge visits a year via Visa Airport Companion app
- Free companion ticket voucher at AED 150,000 annual spend, plus complimentary valet parking
Earn rates
| Category | Rate |
|---|---|
| International spend | 8.81% |
| Travel | 6.46% |
| Retail | 6.46% |
| Dining & food | 6.46% |
| Online shopping | 6.46% |
| Supermarket | 2.94% |
| Fuel | 2.94% |
| Utilities | 2.94% |
| Education | 2.94% |
| Transport | 2.94% |
| Real estate | 2.94% |
Spend in the European Economic Area and the UK earns less on this card: about 3.52% back, against 8.81% on other international spend.
Current welcome offer
Earn up to 150,000 Etihad Guest Miles as a welcome bonus
- 50,000 miles after your first retail transaction
- 25,000 miles on card activation (also triggered by that first retail transaction)
- 75,000 miles when you spend AED 40,000 on retail or online purchases within 60 days of issuance
- Cash transactions, balance transfers, easy instalment plans and cash on call do not count towards the spend
- For applications between 1 July and 31 December 2026, card issued by 15 January 2027; active Etihad Guest membership required; those who closed an ADIB Etihad Guest card on or after 1 July 2025 are ineligible for the 25,000 and 75,000 miles
Expected offer expiry: December 2026
Benefits & perks
- •Fast track to Etihad Guest Gold tier after 2 Etihad return flights within 12 months of card issuance
- •Free companion ticket voucher with AED 150,000 annual spend
- •4 complimentary airport lounge visits per year (via Visa Airport Companion app from 1 October 2026)
- •Free valet parking at select UAE locations
- •Free roadside assistance: unlimited city towing and inter-emirate towing up to 3 times per year
- •4 free supplementary cards
- •Instalment payment plan (EPP) and balance transfer facility
Every card is checked against official bank sources. Last updated September 2026.
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More from Abu Dhabi Islamic Bank
TravelIslamicWelcome offer
ADIB Etihad Guest Visa Gold
- Earn 1.5 Etihad Guest Miles per AED 4 on international spend, 1 Mile on local spend
- 2 complimentary airport lounge visits a year via Visa Airport Companion
AED 1,050/yrView card
Updated September 2026
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ADIB Etihad Guest Visa Infinite Covered Card
- Earn up to 3.5 Etihad Guest Miles per AED 4 on Etihad and foreign spend, 2.5 on local spend
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AED 3,150/yrView card
Updated September 2026