Abu Dhabi Islamic Bank
Etihad Guest Visa Platinum
The Etihad Guest Visa Platinum is a travel credit card from Abu Dhabi Islamic Bank. It has an annual fee of AED 2,100, and needs a minimum salary of AED 5,000 a month.

Annual fee
AED 2,100
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
Etihad Guest Miles
Material
Plastic
Card highlights
- Earn 3 Etihad Guest Miles per AED 4 on international spend, 2.2 on local
- Fast-track to Etihad Guest Gold after 2 return Etihad flights within 12 months
- 4 complimentary LoungeKey visits per year (850+ lounges worldwide)
- Free companion ticket at AED 150,000 annual spend plus free valet parking
Earn rates
| Category | Rate |
|---|---|
| International spend | 8.81% |
| Travel | 6.46% |
| Retail | 6.46% |
| Dining & food | 6.46% |
| Online shopping | 6.46% |
| Supermarket | 2.94% |
| Fuel | 2.94% |
| Utilities | 2.94% |
| Education | 2.94% |
| Transport | 2.94% |
| Real estate | 2.94% |
Current welcome offer
Earn 50,000 bonus Etihad Guest Miles as a welcome bonus
Benefits & perks
- •4 free airport lounge visits per year via LoungeKey (850+ lounges)
- •Fast track to Etihad Guest Gold tier on completing 2 Etihad return flights within 12 months of issuance
- •Free companion ticket voucher with AED 150,000 annual spend
- •Free valet parking at select UAE locations
- •Free roadside assistance: unlimited city towing and inter-emirate towing up to 3 times per year
- •4 free supplementary cards
- •Easy payment plan (EPP) and balance transfer facilities
Every card is checked against official bank sources. Last updated July 2026.
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