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Abu Dhabi Islamic Bank

Etihad Guest Visa Platinum

The Etihad Guest Visa Platinum is a travel credit card from Abu Dhabi Islamic Bank. It has an annual fee of AED 2,100, and needs a minimum salary of AED 5,000 a month.

Abu Dhabi Islamic Bank Etihad Guest Visa Platinum

Annual fee

AED 2,100

Joining fee

Free

Min. salary

AED 5,000/mo

Rewards in

Etihad Guest Miles

Material

Plastic

Card highlights

  • Earn up to 3 Etihad Guest Miles per AED 4: 3 on international, 2.2 on local spend
  • Fast-track to Etihad Guest Gold after 2 Etihad return flights within 12 months of card issuance
  • 4 complimentary airport lounge visits a year via Visa Airport Companion app
  • Free companion ticket voucher at AED 150,000 annual spend, plus complimentary valet parking

Earn rates

CategoryRate
International spend8.81%
Travel6.46%
Retail6.46%
Dining & food6.46%
Online shopping6.46%
Supermarket2.94%
Fuel2.94%
Utilities2.94%
Education2.94%
Transport2.94%
Real estate2.94%

Spend in the European Economic Area and the UK earns less on this card: about 3.52% back, against 8.81% on other international spend.

Current welcome offer

Earn up to 150,000 Etihad Guest Miles as a welcome bonus

  • 50,000 miles after your first retail transaction
  • 25,000 miles on card activation (also triggered by that first retail transaction)
  • 75,000 miles when you spend AED 40,000 on retail or online purchases within 60 days of issuance
  • Cash transactions, balance transfers, easy instalment plans and cash on call do not count towards the spend
  • For applications between 1 July and 31 December 2026, card issued by 15 January 2027; active Etihad Guest membership required; those who closed an ADIB Etihad Guest card on or after 1 July 2025 are ineligible for the 25,000 and 75,000 miles

Expected offer expiry: December 2026

Benefits & perks

  • •Fast track to Etihad Guest Gold tier after 2 Etihad return flights within 12 months of card issuance
  • •Free companion ticket voucher with AED 150,000 annual spend
  • •4 complimentary airport lounge visits per year (via Visa Airport Companion app from 1 October 2026)
  • •Free valet parking at select UAE locations
  • •Free roadside assistance: unlimited city towing and inter-emirate towing up to 3 times per year
  • •4 free supplementary cards
  • •Instalment payment plan (EPP) and balance transfer facility

Every card is checked against official bank sources. Last updated September 2026.

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Featured in the Perkly Card Index

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