Abu Dhabi Islamic Bank
Emirates Skywards Signature
The Emirates Skywards Signature is a travel credit card from Abu Dhabi Islamic Bank. It has an annual fee of AED 1,575, and needs a minimum salary of AED 10,000 a month.
Annual fee
AED 1,575
Joining fee
Free
Min. salary
AED 10,000/mo
Rewards in
Skywards Miles
Material
Plastic
Card highlights
- Earn 2.5 Skywards Miles per AED 3.68 on Emirates, flydubai and Emirates Holidays, 1.5 on foreign spend
- Complimentary Skywards Silver membership (Year 1, renewable with USD 2,500 Emirates spend)
- Unlimited airport lounge access via Visa Airport Companion App, plus 2 complimentary airport transfers a year
- Monthly complimentary golf at The Els or Abu Dhabi Golf Club, valet parking twice a month, and Emirates home check-in twice a year
Earn rates
| Category | Rate |
|---|---|
| Travel | 7.67% |
| International spend | 4.6% |
| Retail | 3.07% |
| Dining & food | 3.07% |
| Online shopping | 3.07% |
| Supermarket | 0.77% |
| Fuel | 0.77% |
| Utilities | 0.77% |
| Education | 0.77% |
| Transport | 0.77% |
| Real estate | 0.77% |
Spend in European Economic Area countries earns a reduced 0.6 Skywards Miles per AED 3.68, against 1.5 Miles on other foreign currency spend. In Perkly's terms that is about 1.84% back, not the international rate shown above.
Current welcome offer
Earn 25,000 bonus Emirates Skywards Miles
- Miles credited after your first qualifying retail transaction within 30 days of card issuance
- Cash withdrawals, fees, and reversals do not qualify
- Emirates Airlines employees are not eligible for the sign-up Miles
Benefits & perks
- •Complimentary Emirates Skywards Silver membership for Year 1 (renewable with USD 2,500 Emirates spend)
- •Unlimited airport lounge access via Visa Airport Companion App
- •Travel inconvenience insurance: baggage loss/damage up to USD 3,000, trip cancellation up to USD 7,500 and more
- •Travel medical insurance covering cardholder, family and domestic helper
- •2 complimentary airport transfers per year
- •2 complimentary Emirates home check-in services per year (Dubai)
- •Free valet parking twice a month via Valtrans at key UAE locations
- •Complimentary golf once a month at The Els Golf Club Dubai and The Abu Dhabi Golf Club
About this card
- •Skywards Silver perks when you fly 3+ times a year
- •12kg extra baggage: AED 2,880
- •30% bonus miles: AED 499
- •Seat selection: AED 720
Every card is checked against official bank sources. Last updated September 2026.
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More from Abu Dhabi Islamic Bank
ADIB Emirates Skywards Infinite
- Earn 3 Skywards Miles per AED 3.68 on Emirates, flydubai and Emirates Holidays, 2 on foreign spend, 1.5 on local
- Complimentary Skywards Silver, fast-track to Gold on USD 5,000 Emirates spend, valid 12 months
Updated September 2026