Abu Dhabi Islamic Bank
Emirates Skywards Signature
The Emirates Skywards Signature is a travel credit card from Abu Dhabi Islamic Bank. It has an annual fee of AED 1,575, and needs a minimum salary of AED 10,000 a month.
Annual fee
AED 1,575
Joining fee
Free
Min. salary
AED 10,000/mo
Rewards in
Skywards Miles
Material
Plastic
Card highlights
- Earn 2.5 Skywards Miles per AED 3.68 on Emirates/flydubai, 1.5 on foreign spend, 1 on local
- Complimentary Skywards Silver tier: Business Class lounge access, 25% bonus miles, priority boarding
- Unlimited lounge access via Visa Airport Companion plus 2 airport transfers a year
- Complimentary golf, 2 valet parkings per month and 2 home check-ins a year (Dubai)
Earn rates
| Category | Rate |
|---|---|
| Travel | 7.67% |
| International spend | 4.6% |
| Retail | 3.07% |
| Dining & food | 3.07% |
| Transport | 3.07% |
| Online shopping | 3.07% |
| Supermarket | 0.77% |
| Fuel | 0.77% |
| Utilities | 0.77% |
| Education | 0.77% |
| Real estate | 0.77% |
Spend in European Economic Area countries earns a reduced 0.6 Skywards Miles per AED 3.68, against 1.5 Miles on other foreign currency spend. In Perkly's terms that is about 1.84% back, not the international rate shown above.
Current welcome offer
Earn up to 75,000 bonus Skywards Miles (H2 2026 campaign)
- 25,000 miles on your first spend
- 25,000 miles for spending a minimum of AED 75,000 on retail purchases within the first 3 months
- 25,000 miles for spending the equivalent of AED 45,000 in foreign currency on retail purchases within the first 3 months
- 5,000 bonus Tier Miles for new cardholders, plus 1 Tier Mile per 4 Skywards Miles earned (capped at 15,000 Tier Miles per member)
- New primary cards issued between 11 June and 31 August 2026
Expected offer expiry: August 2026
Benefits & perks
- •Complimentary Emirates Business Class Lounge access when flying Emirates (unlimited, regardless of cabin class)
- •Complimentary Emirates Skywards Silver membership for Year 1 (renewable with USD 2,500 Emirates spend)
- •Unlimited airport lounge access via Visa Airport Companion App
- •Travel medical and inconvenience insurance
- •Complimentary golf at select UAE clubs
- •2 complimentary airport transfers per year
- •2 complimentary home check-in services per year (Dubai)
- •2 complimentary valet parking sessions per month
- •Purchase protection
About this card
- •Skywards Silver perks when you fly 3+ times a year
- •12kg extra baggage: about AED 2,880
- •Dubai lounge access: about AED 1,431
- •30% bonus miles: about AED 499
- •Seat selection: about AED 720
Every card is checked against official bank sources. Last updated July 2026.
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