Abu Dhabi Islamic Bank
Marriott Bonvoy Visa Infinite Covered Card
The Marriott Bonvoy Visa Infinite Covered Card is a travel credit card from Abu Dhabi Islamic Bank. It has an annual fee of AED 2,625, and needs a minimum salary of AED 5,000 a month.
Annual fee
AED 2,625
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
Marriott Bonvoy Points
Material
Plastic
Card highlights
- Earn 8 Bonvoy Points per USD at Marriott, 4 on international spend, 3 on local
- Automatic Gold Elite status, 15 Elite Night Credits, pathway to Platinum at USD 25,000 spend
- Free Night Award (up to 85,000 Points) each anniversary plus unlimited lounge access (1,000+ lounges) for you and a guest
- 4 airport transfers a year, valet parking 4x a month, USD 100 hotel credit at Ritz-Carlton and St Regis
Earn rates
| Category | Rate |
|---|---|
| Travel | 9.99% |
| International spend | 5% |
| Retail | 3.75% |
| Dining & food | 3.75% |
| Online shopping | 3.75% |
| Supermarket | 0.62% |
| Fuel | 0.62% |
| Utilities | 0.62% |
| Education | 0.62% |
| Transport | 0.62% |
| Real estate | 0.62% |
Spend in the European Economic Area and the UK earns less on this card: about 1.87% back, against 5% on other international spend.
Current welcome offer
Earn up to 200,000 Marriott Bonvoy Points, limited-time offer
- 100,000 Points on card issuance and a first retail transaction within 30 days
- 50,000 Points (standing award) once US$15,000 qualifying retail spend is reached in the first 90 days
- 50,000 Points (limited-time bonus) on the same US$15,000 spend milestone
- Outside this campaign, the standing welcome offer is up to 150,000 Points
- Applications between 27 August and 30 November 2026, card issued by 15 December 2026; supplementary cardholders and upgrades from the Signature card are not eligible
Expected offer expiry: November 2026
Benefits & perks
- •Automatic Marriott Bonvoy Gold Elite status
- •Annual Free Night Award worth up to 85,000 Marriott Bonvoy Points (on card anniversary when renewal fee is paid)
- •Unlimited airport lounge access for cardholder and one guest at 1,000+ lounges worldwide
- •US$100 hotel credit on paid stays of two nights or more at Ritz-Carlton and St Regis (booked direct on special rate)
- •15 Elite Night Credits each calendar year
- •Pathway to Marriott Bonvoy Platinum Elite status with US$25,000 annual card spend
- •Valet parking via Valtrans at key UAE locations: 4 times per month
- •Airport transfers from anywhere in the UAE: 4 times per year
- •Points convertible to miles with 40+ airline partners
- •Shari'a compliant covered card
About this card
- •Gold Elite status perks (25% points bonus, late checkout, room upgrades, welcome gift): about AED 1,354
- •Free Night Award (up to 85,000 points): about AED 3,899
- •4 airport transfers: about AED 300
Every card is checked against official bank sources. Last updated September 2026.
Spotted something out of date or incorrect? Tell us and we’ll fix it.
See all travel credit cards in the UAE →
More from Abu Dhabi Islamic Bank
ADIB Marriott Bonvoy Visa Signature Covered Card
- Earn up to 3 Marriott Bonvoy Points per USD at Marriott, 2 on international spend, 1.5 on local spend
- Automatic Silver Elite status, 10 Elite Night Credits yearly, Gold Elite pathway at USD 15,000 spend
Updated September 2026
ADIB Booking.com Visa Signature
- Earn 2.5 Exceed Rewards per AED 100 on airlines, 1.0 on international spend, 0.5 on UAE spend
- Free Booking.com Genius status: extra 10% discount on select hotels
Updated September 2026
ADIB Emirates Skywards Infinite
- Earn 3 Skywards Miles per AED 3.68 on Emirates, flydubai and Emirates Holidays, 2 on foreign spend, 1.5 on local
- Complimentary Skywards Silver, fast-track to Gold on USD 5,000 Emirates spend, valid 12 months
Updated September 2026