The Platinum Card

Card highlights

• Earn 1 Membership Rewards point per AED 4 spent, no cap, points never expire
• Unlimited lounge access at 1,700+ lounges via Priority Pass (1 guest included) plus Centurion and Amex Lounges
• Hilton Gold, Marriott Gold Elite, GHA Discovery Platinum and more, without qualifying stays
• AED 1,100 annual travel credit, Fine Hotels perks, up to AED 740 dining credit a year and USD 1M travel insurance

Earn rates

Current welcome offer

Benefits & perks

• •Priority Pass lounge access: 1,700+ lounges in 145+ countries for cardmember and 1 guest (additional guests at USD 35 each)
• •Unlimited access to American Express Lounges and Centurion Lounges for cardmember and supplementary cardmembers
• •Annual travel credit of AED 1,100 on airline bookings of AED 11,000+ via Platinum Travel Service
• •Fine Hotels and Resorts: room upgrade, daily breakfast for 2, USD 100 credit, 12pm check-in and 4pm check-out
• •The Hotel Collection: room upgrade, USD 100 credit, 12pm check-in and 4pm late check-out (2-night minimum)
• •Hotel elite status: Hilton Honors Gold, Marriott Bonvoy Gold Elite, Radisson Rewards Premium and more
• •International Airline Programme: 3% to 25% off First and Business Class fares with select airlines
• •Dining credit: up to AED 740/year (AED 185/quarter) at 300+ participating restaurants, valid until 31 December 2026
• •Hertz Gold Plus Rewards Five Star status: priority service, up to 15% off, 1 car class upgrade and 4-hour grace period
• •Cruise Privileges Programme: USD 300/stateroom onboard credit with AmaWaterways, Oceania Cruises and more (5-night minimum)
• •Unravel travel platform: up to 50% off hotel stays and 10% off all bookings when paying with the card
• •Complimentary VIP Card at The Bicester Village Shopping Collection for an extra 10% off purchases, valid until 31 December 2026
• •Travel accident insurance: up to USD 1,000,000
• •Emergency medical treatment cover: up to USD 150,000
• •Travel inconvenience cover: up to USD 300 per event for cancellation, delay, missed connections and luggage delay
• •Personal belongings cover: up to USD 2,000
• •Purchase protection: up to USD 2,000 per occurrence (USD 50,000 per year)
• •Refund protection: up to USD 550 per item and USD 1,800/year
• •Car rental insurance: up to USD 30,000
• •Pay Over Time: convert purchases to instalments of 3, 6, 9 or 12 months while continuing to earn points
• •Up to 5 complimentary supplementary cards (1 Platinum, 4 Gold) for family members aged 12+
• •Up to 6 virtual cards at no extra cost, with customisable spending limits
• •Platinum Concierge Services: recommendations, reservations and travel planning by phone or email
• •Membership Rewards enrolment: complimentary with no separate programme fee, points never expire and no earn cap

About this card

• •Annual travel credit (needs AED 11,000 of travel a year): AED 1,100
• •Fine Hotels & Resorts (2 stays): about AED 2,018
• •Hotel elite status (Hilton Gold, Marriott Gold, GHA Platinum): about AED 3,500
• •Lounge access (4 visits): AED 1,908
• •International Airline Programme (1 business class trip, 10% off): AED 1,500
• •Dining credit: AED 740
• •Car rental elite status: AED 500
• •Cruise privileges: AED 300
• •Purchase protection and travel insurance: AED 500
• •Platinum concierge service: AED 728
• •Estimated total value: AED 12,794

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