American Express
The Platinum Card
The The Platinum Card is a travel credit card from American Express. It has an annual fee of AED 3,255, and needs a minimum salary of AED 30,605 a month.
Annual fee
AED 3,255
Joining fee
Free
Min. salary
AED 30,605/mo
Rewards in
Membership Rewards Points
Material
Metal
Card highlights
- Earn 1 Membership Rewards Point per AED 4 on all spend — transfer 1:1 to Emirates Skywards, Etihad, Avios and 11 more airlines
- Unlimited Priority Pass (1,300+ lounges) plus 30 Centurion Lounges for you and supplementary cardholder
- Auto-enrolled Hilton Gold, Marriott Gold Elite and 3 more hotel programmes; FHR perks at 1,600+ luxury properties
- AED 1,100 annual travel credit, AED 200 dining credit and discounted Business/First fares via IAP
Earn rates
| Category | Rate |
|---|---|
| Travel | 1.4% |
| Retail | 1.4% |
| Supermarket | 1.4% |
| Dining & food | 1.4% |
| Fuel | 1.4% |
| Utilities | 1.4% |
| Education | 1.4% |
| Transport | 1.4% |
| Online shopping | 1.4% |
| International spend | 1.4% |
| Real estate | 1.4% |
Current offer
AED 1,100 Shopping Credit upon digital application approval + AED 900 Welcome Credit upon spending AED 37,000 within first 3 months of Cardmembership. Total potential welcome value: AED 2,000.
Annual Travel Credit AED 1,100 + Fine Hotels & Resorts (2 stays ≈ AED 2,018: USD 100 amenity credit + daily breakfast + late checkout + upgrade) + Hotel Elite Status composite (Hilton Gold, Marriott Gold, GHA Platinum ≈ AED 3,500/yr for moderate traveller) + Lounge Access (4 visits × AED 477 = AED 1,908) + International Airline Program (1 Biz Class trip × 10% off AED 15,000 = AED 1,500) + Dining Credit USD 200 = AED 734 + Car Rental Status (AED 500) + Cruise Privileges (AED 300) + Purchase Protection/Travel Insurance (AED 500) + Platinum Concierge & Invites (AED 728). Total AED 12,788.
See all travel credit cards in the UAE →
More from American Express
The American Express Gold Credit Card
- Earn 1 Membership Rewards Point per AED 4 on all spend — points never expire
- Transfer points to 14 airline partners including Emirates Skywards, Etihad and BA Avios
The American Express Platinum Credit Card
- Earn 2 Membership Rewards Points per AED 4 on all spend — points never expire
- Transfer points to 14 airlines (incl. Emirates Skywards, Etihad, BA Avios) and 3 hotel partners
The American Express Gold Card
- Earn 1 Membership Rewards Point per USD 1 (AED 3.67) on all purchases
- Points transfer to 14 airlines (Emirates Skywards, Etihad, BA Avios) and 4 hotel partners