Travel
American Express
The American Express Gold Card
The American Express Gold Card is a travel credit card from American Express. It has an annual fee of AED 674.82, and needs a minimum salary of AED 23,000 a month.
Annual fee
AED 674.82
Joining fee
Free
Min. salary
AED 23,000/mo
Rewards in
Membership Rewards Points
Material
Plastic
Card highlights
- Earn 1 Membership Rewards point per USD 1 on eligible purchases (reduced rate on real estate, education, telecom and government spend)
- 8 complimentary Priority Pass lounge visits a year, shared with 1 Supplementary Cardmember
- Up to 50% off hotel stays on Unravel, plus travel accident cover up to USD 350,000
- Travel inconvenience cover up to USD 1,000 and retail protection up to USD 1,500 per occurrence
Earn rates
| Category | Rate |
|---|---|
| Travel | 1.54% |
| Retail | 1.54% |
| Supermarket | 1.54% |
| Dining & food | 1.54% |
| Fuel | 1.54% |
| Transport | 1.54% |
| Online shopping | 1.54% |
| International spend | 1.54% |
| Utilities | 1.08% |
| Education | 0.38% |
| Real estate | 0.15% |
Current welcome offer
Earn 10,000 welcome Membership Rewards points
- 10,000 points when you spend USD 4,000 within 90 days
- New cardmembers only, applied online or via the Amex MENA app by 31 December 2026, with no Amex UAE basic card held in the past 6 months
- Must be enrolled in Membership Rewards, pay the annual fee, and make 1 transaction within 30 days of activation
Expected offer expiry: December 2026
Benefits & perks
- •8 complimentary Priority Pass lounge visits per year (shared with 1 supplementary cardmember)
- •Travel accident insurance: up to USD 350,000
- •Retail protection insurance: up to USD 1,500 per occurrence and USD 40,000 per year
- •Travel inconvenience insurance: up to USD 1,000 (flight delay, cancellation, lost luggage and more)
- •Up to 50% off hotel stays and 10% off all bookings on the Unravel travel platform
- •24/7 Global Assist travel support service
- •Pay Over Time: convert purchases to instalments of 3, 6, 9 or 12 months
- •Up to 9 supplementary cards for immediate family members over 12 years of age
- •Exclusive shopping and dining offers via the Amex MENA app
- •Fraud protection guarantee: zero liability for fraudulent charges
- •Virtual cards: up to 6 at no extra cost, with spending limits you set
About this card
- •4 Priority Pass lounge visits: AED 1,908
- •Retail protection insurance: AED 300
- •Travel inconvenience insurance: AED 200
- •Amex Offers savings: about AED 300
- •24/7 global assist and fraud protection: AED 100
Every card is checked against official bank sources. Last updated September 2026.
Spotted something out of date or incorrect? Tell us and we’ll fix it.
See all travel credit cards in the UAE →
More from American Express
Travel
Dubai Duty Free American Express Card
- 10% off at Dubai Duty Free when paying with the physical card (exclusions apply)
- Monthly prize draw entries: 1 entry per AED 1,000 spent for Millennium Millionaire, 1 per AED 500 for Finest Surprise
AED 183.75/yrView card
Updated September 2026