Emirates Islamic
Skywards Signature
The Skywards Signature is a travel credit card from Emirates Islamic. It has an annual fee of AED 735, and needs a minimum salary of AED 12,000 a month.
Annual fee
AED 735
Joining fee
Free
Min. salary
AED 12,000/mo
Rewards in
Skywards Miles
Material
Plastic
Card highlights
- Earn 1.5 Skywards Miles per AED 3.67 on Emirates/flydubai, 1.1 per USD on foreign spend
- 1 complimentary airport lounge visit a year (1,200+ lounges) plus 1 free guest on that visit
- 2 complimentary golf rounds a month and 1 valet visit a month (min. AED 5,000 spend)
- Up to 2 Marhaba Meet & Greet visits a year and multi-trip travel insurance (takaful)
Earn rates
| Category | Rate |
|---|---|
| Travel | 4.62% |
| International spend | 3.38% |
| Retail | 2.31% |
| Dining & food | 2.31% |
| Online shopping | 2.31% |
| Supermarket | 1.15% |
| Fuel | 0.58% |
| Real estate | 0.58% |
| Utilities | 0.34% |
| Education | 0.34% |
| Transport | 0.34% |
Spend in EEA countries and the UK earns a reduced 0.275 Skywards Miles per USD 1, against 1.1 Miles on other international spend. In Perkly's terms that is about 0.84% back, not the international rate shown above.
Current welcome offer
Annual membership fee waived for the first year
- Fee waiver requires AED 5,000 retail spend within 90 days of card approval
- From year two, fee waived with annual spend of AED 30,000
- If the spend threshold is not met, a fee of AED 735 (including VAT) applies
Benefits & perks
- •1 complimentary valet parking per month at select UAE locations (min. AED 5,000 monthly spend)
- •2 complimentary golf rounds per month at Arabian Ranches, Jebel Ali, Abu Dhabi Golf Club and more (min. AED 5,000 monthly spend)
- •Up to 2 Reel Cinemas buy-1-get-1 offers per month, any day (min. AED 3,000 monthly spend)
- •Airport lounge access at 1,200+ lounges via Visa Airport Companion: 1 complimentary visit per year (1 guest included)
- •Complimentary multi-trip travel insurance (takaful) for trips up to 90 days, when booked with the card
- •Up to 2 complimentary Marhaba Bronze Meet & Greet services per year at Dubai airport (min. AED 3,000 monthly spend in month of use)
- •Visa Luxury Hotel Collection: best rate guarantee, room upgrade, breakfast, late check-out and USD 25 food/beverage voucher at 900+ hotels
- •Purchase protection against theft or accidental damage
- •Extended warranty doubling the manufacturer's warranty by up to 1 extra year
- •20% off movie tickets and food & beverages at Roxy Cinemas (until 30 April 2027)
- •0% Easy Payment Plan in 3 instalments on Emirates flights booked via emirates.com
- •Instalment plans over 3, 6, 9, 12 or 24 months on purchases via Easy Payment Plan
Every card is checked against official bank sources. Last updated September 2026.
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Featured in the Perkly Card Index
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Updated September 2026
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Updated September 2026
Emirates Islamic Skywards Infinite
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Updated September 2026