Emirates Islamic
Skywards Signature
The Skywards Signature is a travel credit card from Emirates Islamic. It has an annual fee of AED 735, and needs a minimum salary of AED 15,000 a month.
Annual fee
AED 735
Joining fee
Free
Min. salary
AED 15,000/mo
Rewards in
Skywards Miles
Material
Plastic
Card highlights
- Earn 1.5 Skywards Miles per AED 3.67 on Emirates.com, 1.1 per USD abroad, 0.75 on local spend
- Unlimited airport lounge access via Visa Airport Companion
- 2 golf sessions and 2 BOGO Reel Cinema tickets per month
- Multi-trip travel insurance (up to 90 days) plus monthly valet parking
Earn rates
| Category | Rate |
|---|---|
| Travel | 4.62% |
| International spend | 3.38% |
| Retail | 2.31% |
| Dining & food | 2.31% |
| Online shopping | 2.31% |
| Supermarket | 1.15% |
| Transport | 0.92% |
| Fuel | 0.58% |
| Real estate | 0.58% |
| Utilities | 0.34% |
| Education | 0.34% |
Spend in EEA countries and the UK earns a reduced 0.275 Skywards Miles per USD 1, against 1.1 Miles on other international spend. In Perkly's terms that is about 0.84% back, not the international rate shown above.
Current welcome offer
Earn up to 15,000 bonus Tier Miles, plus year-1 annual fee waiver
- Year-1 annual fee waived on AED 5,000 retail spend within 90 days (otherwise AED 700 + VAT)
- Year-2 annual fee waived on AED 30,000 annual spend
- 5,000 bonus Tier Miles on new card issuance (offer runs 11 Jun to 31 Aug 2026)
- 1 Tier Mile per 4 Skywards Miles earned on spend, capped at 15,000 Tier Miles per member
- Tier Miles campaign applies across select cobranded Skywards cards; accelerates Silver, Gold, and Platinum tier progress
Expected offer expiry: August 2026
Benefits & perks
- •Complimentary unlimited airport lounge access via Visa Airport Companion app
- •Complimentary multi-trip travel insurance (up to 90 days)
- •2 golf sessions per month (min. AED 5,000 spend)
- •2 Reel Cinemas buy-one-get-one tickets per month (min. AED 3,000 spend)
- •Complimentary Dubai Ladies Club access (min. AED 3,000 spend)
- •1 valet parking session per month (min. AED 3,000 spend)
Every card is checked against official bank sources. Last updated July 2026.
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Cashback Credit Card
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Cashback Plus Card
Benefits unlock at AED 3,000 minimum monthly spend
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Updated June 2026
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