Skywards Black w/ Skywards Gold

Card highlights

• Earn 3.5 Miles per AED 3.67 on Emirates/flydubai, 2 per USD on foreign spend, 1.5 on local
• Skywards Silver on issuance; fast-track Gold (paid upgrade) adds Business lounge, 75% bonus Miles, extra baggage
• 1 complimentary lounge visit a year (1,200+ lounges via Visa Airport Companion) plus 4 airport transfers a year
• Unlimited golf (5 UAE courses, AED 10,000 monthly spend), 3 valet visits a month and USD 1M travel insurance

Earn rates

Spend in EEA countries and the UK earns a reduced 0.75 Skywards Miles per USD 1, against 2 Miles on other international spend. In Perkly's terms that is about 2.31% back, not the international rate shown above.

Benefits & perks

• •Skywards Silver tier membership for life of card: includes bonus Tier Miles, extra baggage allowance and priority check-in
• •Skywards Gold tier fast-track once qualifying spend is met: includes Emirates Business Class lounge access (with 1 guest), 75% bonus Skywards Miles, 16kg extra baggage, priority boarding, seat selection and more
• •Airport lounge access at 1,200+ lounges via Visa Airport Companion: 1 complimentary visit/year (with 1 free guest)
• •Unlimited complimentary golf at Arabian Ranches, Jebel Ali, Abu Dhabi Golf Club and more (with AED 10,000 monthly spend)
• •Up to 4 complimentary buy-one-get-one movie tickets/month at Vox Cinemas (with AED 5,000 monthly spend)
• •Complimentary travel takaful: personal accident cover up to USD 1,000,000, lost belongings up to USD 2,500, baggage delay up to USD 500
• •4 complimentary one-way airport transfers/year to or from DXB (when Emirates flight paid with card)
• •3 complimentary valet parking visits/month at select UAE locations (with AED 7,500 monthly spend)
• •2 complimentary Marhaba Silver Meet & Greet services/year at Dubai airport (with AED 5,000 monthly spend in month of use)
• •Sharjah Ladies Club: complimentary pool, beach, gym and outdoor access for women cardholders (with AED 5,000 monthly spend)
• •25% discount on buying or gifting Skywards Miles on emirates.com (min. 2,000, max. 100,000 Miles/year)
• •20% off movie tickets and food & beverages at Roxy Cinemas (until 30 April 2027)
• •0% Easy Payment Plan for 3 months on purchases from emirates.com
• •Balance transfer at 0% profit on transferred amounts
• •Extended warranty: doubles manufacturer's warranty by up to 1 extra year
• •Purchase protection against theft or damage on eligible purchases
• •24/7 global concierge service for bookings and reservations
• •Exclusive Visa Infinite luxury offers and travel discounts
• •24/7 worldwide Visa assistance for lost or stolen cards

About this card

• •Skywards Gold perks when you fly 3+ times a year
• •16kg extra baggage (needs AED 18,365 of travel a year): about AED 3,840
• •Worldwide lounge access (needs AED 18,365 of travel a year): about AED 2,862
• •75% bonus Skywards miles (needs AED 18,365 of travel a year): about AED 699
• •Complimentary seat selection (needs AED 18,365 of travel a year): about AED 720
• •Premium Gold experience and priority services (needs AED 18,365 of travel a year): about AED 2,000

More from Emirates Islamic