Emirates Islamic
Skywards Black Standard
The Skywards Black Standard is a travel credit card from Emirates Islamic. It has an annual fee of AED 2,100, and needs a minimum salary of AED 35,000 a month.
Annual fee
AED 2,100
Joining fee
Free
Min. salary
AED 35,000/mo
Rewards in
Skywards Miles
Material
Metal
Card highlights
- Earn 3.5 Skywards Miles per AED 3.67 on Emirates.com, 2 per USD abroad, 1.5 locally
- Complimentary Skywards Silver tier, 30% bonus miles, priority check-in, 12 kg extra baggage
- Unlimited lounge access (1,000+ lounges) plus 4 complimentary airport transfers a year
- Unlimited golf at 3 UAE courses, 4× BOGO cinema at VOX and USD 1M travel insurance
Earn rates
| Category | Rate |
|---|---|
| Travel | 10.77% |
| International spend | 6.15% |
| Retail | 4.62% |
| Dining & food | 4.62% |
| Online shopping | 4.62% |
| Supermarket | 0.92% |
| Fuel | 0.92% |
| Utilities | 0.92% |
| Education | 0.92% |
| Transport | 0.92% |
| Real estate | 0.92% |
Spend in EEA countries and the UK earns a reduced 0.75 Skywards Miles per USD 1, against 2 Miles on other international spend. In Perkly's terms that is about 2.31% back, not the international rate shown above.
Current welcome offer
Earn up to 100,000 bonus Skywards Miles
- 25,000 miles when you pay the annual membership fee
- 40,000 miles for spending USD 40,000 in the first 3 months
- 35,000 miles for spending USD 20,000 in foreign currency in the first 3 months
- Bonus Tier Miles campaign (11 Jun to 31 Aug 2026): 5,000 Tier Miles on card issue, plus 1 Tier Mile per 4 Skywards Miles earned on spend (capped at 15,000 Tier Miles)
- New Skywards Black applicants only, offer valid until 31 August 2026
Expected offer expiry: August 2026
Benefits & perks
- •Skywards Silver tier membership with Emirates
- •Priority check-in and boarding on Emirates flights
- •30% bonus Skywards Miles when flying Emirates
- •Complimentary seat selection when booking Emirates flights
- •12 kg extra baggage allowance on Emirates
- •Instant upgrade with miles at check-in on Emirates
- •Self-access to Emirates Business Class Lounge in Dubai
- •Priority check-in, boarding and luggage on flydubai
- •Unlimited airport lounge access at 1,000+ lounges via Visa Airport Companion app
- •4 complimentary airport transfers per year
- •25% discount on purchasing Emirates Skywards Miles
- •4x buy-one-get-one movie tickets at VOX Cinemas (min. AED 5,000/month spend)
- •20% off cinema tickets and snacks at Roxy Cinemas
- •Unlimited complimentary golf at Arabian Ranches, Track Meydan or Yas Links (min. AED 10,000/month spend)
- •3 complimentary valet parking services/month at select UAE locations (min. AED 5,000/month spend)
- •2 complimentary Silver Marhaba Meet & Greet services/year (min. AED 5,000/month spend)
- •0% Easy Payment Plan for 3 months on purchases at Emirates.com
- •Purchase protection against theft or damage on eligible purchases
- •Travel accident cover: USD 1M (international) and USD 100K (domestic)
- •Baggage delay cover: up to USD 500
- •Lost belongings cover: up to USD 2,500
- •Travel insurance extends to spouse and up to 5 children (age limit 75)
- •Extended warranty: doubles manufacturer's warranty by up to 1 extra year
- •Balance transfer at 0% profit on transferred amounts
- •Supplementary card available (AED 500 fee) with individual Skywards Gold eligibility
- •24/7 global concierge for bookings and reservations worldwide
- •24/7 worldwide Visa assistance for lost or stolen cards
- •Visa Infinite exclusive luxury offers and discounts
- •Hotel discounts, local staycations and up to 35% off car rentals via Visa Travel Offers
About this card
- •Skywards Silver perks when you fly 3+ times a year
- •12kg extra baggage: AED 2,880
- •Dubai lounge access: AED 1,431
- •30% bonus miles: AED 499
- •Seat selection: AED 720
Every card is checked against official bank sources. Last updated July 2026.
Spotted something out of date or incorrect? Tell us and we’ll fix it.
See all travel credit cards in the UAE →
More from Emirates Islamic
Barça Cashback Card
- 4% cashback on supermarkets, dining, fuel and sports (UAE); 2% international; 1% other local
- FC Barcelona perks: matchday tickets, signed jerseys, legend meet-and-greets and training access
Updated July 2026
Cashback Credit Card
- Earn 5% cashback on telecom and electronics, 1% on most other spend
- Buy 1 Get 1 movie tickets monthly at Reel Cinemas (AED 3,000 spend required)
Updated July 2026
Cashback Plus Card
Benefits unlock at AED 3,000 minimum monthly spend
- Earn 3% cashback on supermarkets, education, dining & telecom (up to AED 200/category/month)
- Unlimited access to 1,000+ airport lounges worldwide via Visa Airport Companion
Updated June 2026
Perkly is independent and not affiliated with, endorsed by, or sponsored by any bank. All bank and product names and trademarks belong to their respective owners and are used for identification only.