Skywards Black Standard

Card highlights

• Earn 3.5 Skywards Miles per AED 3.67 on Emirates or flydubai, 2 per USD on foreign spend
• Complimentary Skywards Silver: priority check-in and boarding, 30% bonus Miles, 12kg extra baggage, Dubai Business lounge
• 1 free airport lounge visit a year (1,200+ lounges via Visa Airport Companion) plus 4 airport transfers a year
• Unlimited golf at 5 UAE courses (AED 10,000/month spend required), 3 valet visits a month and USD 1M travel insurance

Earn rates

Spend in EEA countries and the UK earns a reduced 0.75 Skywards Miles per USD 1, against 2 Miles on other international spend. In Perkly's terms that is about 2.31% back, not the international rate shown above.

Benefits & perks

• •Skywards Silver tier status for the primary cardholder while the card is active (priority check-in and boarding, 30% bonus Miles when flying Emirates, 12kg extra baggage, complimentary seat selection and Emirates Business Class lounge access in Dubai)
• •Airport lounge access at 1,200+ lounges via Visa Airport Companion: 1 complimentary visit/year (1 free guest included)
• •4 complimentary one-way airport transfers per year to/from DXB (when an Emirates flight was paid with the card; within Dubai, Abu Dhabi, Sharjah, RAK and Al Ain)
• •Complimentary golf rounds at Arabian Ranches, Jebel Ali, Abu Dhabi Golf Club and more (unlimited, weekdays and weekends, with AED 10,000 monthly spend)
• •Up to 4 buy-one-get-one movie tickets per month at Vox Cinemas (any day, all classes, with AED 5,000 monthly spend)
• •3 complimentary valet parking sessions per month at select UAE locations (with AED 7,500 monthly spend)
• •2 complimentary Marhaba Silver Meet and Greet services per year at Dubai airport (with AED 5,000 spend in the month of use)
• •Travel takaful insurance when the trip is paid with the card: personal accident cover up to USD 1,000,000, lost belongings up to USD 2,500 and baggage delay up to USD 500 (covers cardholder, spouse and up to 5 children)
• •25% discount on buying or gifting Skywards Miles on emirates.com when paying with the card (min. 2,000 Miles; max. 100,000 Miles per year)
• •20% off movie tickets and food and beverages at Roxy Cinemas (until 30 April 2027)
• •Complimentary Sharjah Ladies Club access (pool, beach, gym and outdoor activities) for women cardholders with AED 5,000 monthly spend
• •0% Easy Payment Plan for 3 months on purchases from emirates.com
• •Extended warranty: doubles manufacturer's warranty by up to 1 extra year
• •Purchase protection against theft or damage on eligible purchases
• •Balance transfer at 0% profit on transferred amounts
• •Supplementary card available (one-time fee of AED 525)
• •24/7 global concierge for bookings and reservations worldwide
• •24/7 Visa global assistance for lost or stolen cards
• •Exclusive Visa Infinite luxury offers, discounts and travel offers

About this card

• •Skywards Silver perks when you fly 3+ times a year
• •12kg extra baggage: AED 2,880
• •Dubai lounge access: AED 1,431
• •30% bonus miles: AED 499
• •Seat selection: AED 720

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