Dubai Islamic Bank
Prime Signature Card
The Prime Signature Card is a travel credit card from Dubai Islamic Bank. It has no annual fee, and needs a minimum salary of AED 15,000 a month.
Annual fee
Free
Joining fee
Free
Min. salary
AED 15,000/mo
Rewards in
Wala'a Rewards
Card highlights
- Earn 2.5 Wala'a Rewards per AED 1 on retail, 3 per AED 1 on foreign currency spend
- Airport lounge access at 1,200+ lounges: 1 free visit a year, up to 8 visits per calendar year via Visa Airport Companion
- 2 complimentary valet parking visits a month (18 UAE locations, min. AED 5,000 monthly spend)
- Travel and medical cover up to USD 500,000 for cardholder, spouse and up to 5 children
Earn rates
| Category | Rate |
|---|---|
| International spend | 1.5% |
| Travel | 1.25% |
| Retail | 1.25% |
| Dining & food | 1.25% |
| Online shopping | 1.25% |
| Supermarket | 0.1% |
| Fuel | 0.1% |
| Utilities | 0.1% |
| Education | 0.1% |
| Transport | 0.1% |
| Real estate | 0.1% |
Retail spend originating in European Union (EU) countries earns no Wala'a Rewards (0% back), against 3 Wala'a Rewards per AED 1 equivalent on other foreign currency spend. DIB names EU countries only, with no separate clause for the UK or the rest of the European Economic Area.
Benefits & perks
- •Airport lounge access at 1,200+ lounges via Visa Airport Companion: 8 visits/year (1st visit free, subsequent visits require a foreign currency purchase of USD 1 outside UAE at least 15 days prior)
- •Complimentary travel and medical insurance up to USD 500,000 for cardholder, spouse and up to 5 children (trips up to 90 days, ticket must be booked on the card)
- •2 complimentary valet parking visits/month at 18 UAE locations (requires AED 5,000 minimum monthly spend)
- •Buyers' protection: covers new purchases against theft or damage for 365 days
- •Extended warranty: doubles manufacturer's warranty for up to 1 year
- •Visa Luxury Hotel Collection privileges
- •Roadside assistance: up to 3 times per year
- •Personalised concierge service
- •Balance transfer facility from AED 100 up to AED 250,000
- •Card Protection Plus: set transaction types, limits and location restrictions
- •Supplementary cards at no cost
- •No annual fee
Every card is checked against official bank sources. Last updated October 2026.
Spotted something out of date or incorrect? Tell us and we’ll fix it.
- See all travel credit cards in the UAE →
- Compare lounge access on UAE credit cards →
- See which cards your salary qualifies for →
Questions people ask
What does the Dubai Islamic Bank Prime Signature Card earn?
A no-annual-fee DIB Islamic Visa Signature card earning 2.5 Wala'a Rewards per AED 1 (about 1.25% at Perkly's valuation) on most spending, 3 on foreign currency spending except in European Union countries, where retail spending earns nothing, and 0.2 on supermarkets, fuel, utility bills paid outside DIB's own platforms, education and transport, with up to 8 lounge visits a calendar year, each after the first needing a foreign currency purchase outside the UAE at least 15 days before.
What does the Dubai Islamic Bank Prime Signature Card cost?
No annual fee and no joining fee. Supplementary cards are free.
What does spending abroad cost on the Dubai Islamic Bank Prime Signature Card?
Spending abroad costs about 4.85% all in: DIB's 3.70% International Usage Fee on non-AED transactions plus 1.15% for Visa, which is Perkly's standard estimate because DIB does not itemise a scheme charge. A transaction abroad billed in AED carries DIB's 3.14% instead of 3.70%. Foreign currency spending earns 3 Wala'a Rewards per AED 1, but retail spending in European Union countries earns none.
What should I watch out for with the Dubai Islamic Bank Prime Signature Card?
Supermarkets, fuel, telecom, education and transport earn only 0.2 Wala'a Rewards per AED 1, as do utility bills paid outside DIB's own platforms; bills paid through DIB's platforms earn nothing. Retail spending in European Union countries earns no Wala'a Rewards at all. Valet parking is free only in a calendar month with at least AED 5,000 of retail spending; otherwise DIB charges up to AED 105 a visit.
More from Dubai Islamic Bank
DIB Prime Infinite Card
- Earn 3.5 Wala'a Rewards per AED 1 on foreign spend, 3 on general retail
- 1 complimentary lounge visit a year, then spend-unlocked access at 1,200+ lounges (12 visits a year) via Visa Airport Companion
Updated October 2026